LPI Capital Bhd, an investment holding company, (8621) Fair Value & Analysis
Financial Services · MY · Market cap 6.0B MYR
Fair value as of: Jul 18, 2026
From 6 valuation models · updated 23 days ago
Share price −0.1% over the past month.
A strong business, but screening 20% overvalued on our models.
What matters now
- A high-quality business (quality 78/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range 9.76 MYR – 15.38 MYR · fair‑value band 9.00 MYR – 15.00 MYR · the 14.98 MYR price screens above the 12.00 MYR fair value. Dashed = 300-day average. As of Jul 18, 2026.
Analysis
LPI Capital Bhd, an investment holding company, (8621) currently trades at 14.98 MYR, while our model-based Fair Value estimate is 12.00 MYR, implying the stock looks roughly 19.9% overvalued today. The Quality Score stands at 78/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, LPI Capital Bhd, an investment holding company, generated revenue of 2.1B MYR at a net margin of 17.6%. Revenue grew 3.0% year over year. It earns a return on equity of 15.8%. The balance sheet holds a net cash position of 255M MYR. Fundamentals as of Jul 18, 2026
Our scenario range runs from 9.00 MYR (bear case) to 15.00 MYR (bull case); at 14.98 MYR, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 5% below its 52-week high and 12% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 8% fair-value upside, at -20%, 8621 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 6 models by family
Widest divergence: Dividend Discount (12.10 MYR) versus Asset-Based (4.13 MYR). Highest evidence: Residual Income (76).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 73 · Market factors (momentum, volatility) 63
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
LPI Capital Bhd, an investment holding company, engages in the underwriting of general insurance products for personal and business needs in Malaysia, Singapore, Cambodia, and internationally.
Full company description
LPI Capital Bhd, an investment holding company, engages in the underwriting of general insurance products for personal and business needs in Malaysia, Singapore, Cambodia, and internationally. The company offers health, liability, motor, marine, pecuniary, personal accident, project, property, trade credit insurances, as well as employee benefits insurance solutions. It also provides fire, aviation, transit, and miscellaneous insurance products and services. It serves products and services through agency network, financial institutions, broking, branch network, and partnership. The company was formerly known as London & Pacific Insurance Company Berhad and changed its name to LPI Capital Bhd in May 1999. LPI Capital Bhd was incorporated in 1962 and is headquartered in Kuala Lumpur, Malaysia.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
LPI Capital Bhd, an investment holding company, reported revenue of 2.1B MYR in FY2025 versus 1.2B MYR in FY2021, a compound +15.6%/yr. Reported net income was 368M MYR in FY2025, compounding +1.6%/yr from FY2021.
8621 screens 20% overvalued. Compare with The Progressive Corporation →
Peer Group
Insurance - Property & Casualty · 120 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Insurance - Property & Casualty median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| The Progressive Corporation PGR | $234.48 | $252.50 | +8% |
| Chubb Limited CB | $337.44 | $345.56 | +2% |
| The Travelers Companies, Inc TRV | $368.98 | $384.42 | +4% |
| The Allstate Corporation ALL | $251.61 | $503.22 | +100% |
| The People's Insurance Company 601319 | ¥7.06 | ¥13.71 | +94% |
| Intact Financial Corporation IFC | C$294.02 | C$247.44 | -16% |
| Fairfax Financial Holdings FFH | C$2,327 | C$3,252 | +40% |
| QBE Insurance Group QBE | A$25.47 | A$19.42 | -24% |
| Samsung Fire & Marine Insurance Co 000810 | 648,000 KRW | 658,771 KRW | +2% |
| Powszechny Zaklad Ubezpieczen SA PZU | 69.80 PLN | 100.85 PLN | +44% |
Compare LPI Capital Bhd, an investment holding company, with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is LPI Capital Bhd, an investment holding company, (8621) overvalued or undervalued?
What is the fair value of 8621?
What is the quality score of 8621?
What is the revenue of LPI Capital Bhd, an investment holding company, (8621)?
What is the net profit margin of 8621?
Does LPI Capital Bhd, an investment holding company, pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track LPI Capital Bhd, an investment holding company, and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.