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Austriacard Holdings (ACAG) Fair Value & Analysis

Technology · GR · Market cap €348M

Price€9.75
Fair Value€8.97
Upside-8.0%
Quality94/100
Evidence: High Range €5.94 – €12.22

Fair value as of: Jun 24, 2026

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Analysis

Austriacard Holdings (ACAG) currently trades at €9.75, while our model-based Fair Value estimate is €8.97 — implying the stock looks roughly 8.0% overvalued today. We read business quality at 94/100 (high quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Austriacard Holdings AG provides business-to-business secure data and payment solutions in Europe. The company operates through two segments, Digital Security and Information Management. The company engages in the production, development, and personalization of smart cards for banks, public organizations, and retail chains. It offers digital security solutions, such as dual interface payment cards, government electronic identification cards, and mobile payment solutions. The company also offers information management solutions, including customer communication management services or enterprise document management, and scanning and archiving services, as well as digitalization solutions, such as digital onboarding, OCR / data capture solutions for automatic document recognition and registration using machine learning, robotic process automation, natural language understanding, and cognitive analytics solutions, as well as printing services for banks, telecommunication companies, publ…

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Frequently asked questions

Is Austriacard Holdings (ACAG) undervalued?
As of Jun 24, 2026, our model estimates a fair value of €8.97 versus a price of €9.75 — about −8% (overvalued). Model-based estimate, not financial advice.
What is the fair value of ACAG?
Our 21-model fair value for Austriacard Holdings is €8.97 (as of Jun 24, 2026), built from audited fundamentals. The current price is €9.75.
What is the quality score of ACAG?
Austriacard Holdings has a Quality Score of 94/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.