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AF Legal Group (AFL) Fair Value & Analysis

Consumer Cyclical · AU · Market cap A$13.4M

AL AF Legal Group AFL · AU
PriceA$0.1200
Fair ValueA$0.0700
Upside-41.7%
Quality92/100
Evidence: High Range A$0.0700 – A$0.0700

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from A$0.1400 to A$0.0700 (−50.0%) since Jun 24, 2026. Share price −10.3% over the past month.

Price vs Fair Value (12 months)

A$0.1662 A$0.0969 Fair Value A$0.0700 Jun 2025 Jun 2026

12‑month range A$0.0969 – A$0.1662 · the A$0.1200 price screens above the A$0.0700 fair value. As of Jun 26, 2026.

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Analysis

AF Legal Group (AFL) currently trades at A$0.1200, while our model-based Fair Value estimate is A$0.0700 — implying the stock looks roughly 41.7% overvalued today. We read business quality at 92/100 (high quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, AF Legal Group generated revenue of A$32.7M at a net margin of 1.0%. Revenue grew 40.3% year over year. It earns a return on equity of 11.2%. Net debt stands at A$7.5M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) A$32.7M
Revenue growth (YoY) +40.3%
Net margin 1.0%
Return on equity 11.2%
Free cash flow A$2.4M FY2025
Operating margin 10.2%
More key figures
EPS growth (YoY) +76.7%
Net debt A$7.5M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

AF Legal Group Limited provides legal services in Australia. The company specializes in family and relationship law, as well as contested wills and estates law. It provides advice to clients related to divorce, separation, property, children's matters, and wills and estates, and criminal law, as well as ancillary services, such as litigation. The company offers its services under the Australian family Lawyers, AFL Kordos Lawyers, Watts McCray Lawyers, AFL Withnalls Lawyers, and Armstrong Contested Wills & Estates brand names. The company was formerly known as Navigator Resources Limited and changed its name to AF Legal Group Limited in May 2019. AF Legal Group Limited was incorporated in 1994 and is based in Melbourne, Australia.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AF Legal Group reported revenue of A$27.6M in FY2025 versus A$11.0M in FY2021, a compound +25.8%/yr. Reported net income was A$102K in FY2025.

Revenue +25.8%/yr
FY21 A$11.0M
FY22 A$16.9M
FY23 A$18.8M
FY24 A$21.7M
FY25 A$27.6M
Net income
FY21 −A$482K
FY22 −A$407K
FY23 −A$8.1M
FY24 A$962K
FY25 A$102K

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Frequently asked questions

Is AF Legal Group (AFL) undervalued?
As of Jun 26, 2026, our model estimates a fair value of A$0.0700 versus a price of A$0.1200 — about −42% (overvalued). Model-based estimate, not financial advice.
What is the fair value of AFL?
Our 21-model fair value for AF Legal Group is A$0.0700 (as of Jun 26, 2026), built from audited fundamentals. The current price is A$0.1200.
What is the quality score of AFL?
AF Legal Group has a Quality Score of 92/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of AF Legal Group (AFL)?
AF Legal Group reported trailing-twelve-month revenue of about A$32.7M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of AFL?
The net profit margin of AF Legal Group is about 1.0%, meaning it keeps roughly 1.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.