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AIOS Tech Inc (AIOS) fair value: what the stock is really worth
As of Oct 20, 2026: fair value (intrinsic value) of AIOS Tech Inc stock $4.31, price $10.40, upside -58.6%, quality 39 out of 100. Rating: strongly overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? No
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Thin data
Oct 21, 2026
Thin data
Oct 21, 2026
AIOS Tech Inc
AIOS · USWeakest SetupStrongly overvalued and low quality.
Our calculation puts a fair price 59% below what the stock costs today.
Fair value $4.31 · Strongly overvalued (−58.6%)
Quality 39/100
Weak Growth (revenue 5y −34.5 %/yr in USD)
Negative free cash flow
Trails peers (1/8)
Narrow moat 23/100 · thin data
Thin data
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What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 21, 2026.
How to read this chart
60‑month range $7.89 – $3,230 · fair‑value band $3.67 – $4.99 · the $10.40 price screens above the $4.31 fair value. Dashed = 300-day average. As of Oct 21, 2026.
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Company profile
AIOS Tech Inc. operates as an artificial intelligence and technology-driven professional service provider in Hong Kong. It offers information technology solutions, data services, and artificial intelligence-powered offerings to commercial client base.
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Its core businesses include digital transformation services, tailored IT solutions for the financial sector, enterprise data solutions, and the development of AI platforms and infrastructure to drive efficiency and growth for clients across multiple industries.
The company was formerly known as Nisun International Enterprise Development Group Co., Ltd and changed its name to AIOS Tech Inc. in February 2026. The company was founded in 2005 and is based in Kowloon, Hong Kong.
Stock analysis
AIOS Tech Inc (AIOS) currently trades at $10.40, while our model-based Fair Value estimate is $4.31, 58.6% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of $11.33 per share, and 2 of the 6 models we run sit above the $10.40 price.
Bear case: the Asset-Based group reads lowest at $1.43, and 4 of the 6 models stay below the price. Data coverage for this calculation is low.
Scenario range: $3.67 (bear) to $4.99 (bull), the price of $10.40 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 39/100 (below-average quality), in the Technology sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
AIOS Tech Inc reported revenue of $5.1M in FY2025 versus $160M in FY2021, a compound −57.8%/yr. Reported net income was −$221M in FY2025.
Key figures
Market cap $34.9M Micro · P/S ratio 5.65 · EPS (TTM) $−650.13 · Return on equity −252% · Return on assets (EBIT) 11.3% · Operating margin 10.5% · Revenue (TTM) $6.2M · Revenue growth (YoY) −52.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 23 out of 100 (low confidence).
What moves the price
The share trades about 87% below its 52-week high and 32% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 40% fair-value upside, at −59%, AIOS screens richer than that median.
Fair Value models
Bear $3.67
Fair Value $4.31
Bull $4.99
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
EPV
$3.46
$3.84
$4.15
70
ROIC Compounder
$3.67
$4.31
$4.99
70
EV/EBITDA
$13.32
$17.61
$21.90
64
All 6 models by family
Earnings-Based
EPV
$3.46
$3.84
$4.15
70
Multiples
EV/EBIT
$8.61
$11.33
$14.06
63
EV/EBITDA
$13.32
$17.61
$21.90
64
EV/Revenue
$4.57
$6.34
$8.11
51
Asset-Based
NCAV (Graham)
$0.9400
$1.43
$1.79
52
Economic Profit
ROIC Compounder
$3.67
$4.31
$4.99
70
Quality Score breakdown
Overall quality
39/100
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Profitability
35
How much profit the company makes from its sales and capital
Quality Growth
40
Are margins and returns getting better?
Cashflow
0
Do the profits arrive as real cash?
Financial strength
80
Debt, balance sheet and risk of trouble
Investment
100
Does it invest with discipline instead of growing at any price?
Low Volatility
0
How calm the share price moves, does not count
Momentum
21
Price trend of the last 3 to 12 months, does not count
Near the 52-week high
2
Distance to the 52-week high, does not count
New shares
0
Buys back shares or issues new ones?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−98.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−72.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−34.5%
Start year 2020 (pandemic). Over 10 years: −14.0% a year
Revenue growth 14 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.9%
’14
’15
’16
’17
’18
’19
’20
’21
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’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
23.8% (2020) → 29.0% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 466 stocks
Beats the industry median on 1/7 measures
Overall it trails its industry peers.
Valuation Multiplesvs Information Technology Services median · lower = cheaper
Context: sector, industry, market
- Is the Information Technology sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Information Technology Services stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Cognizant Technology Solutions Corporation CTSH | $66.79 | $138.62 | +108% | vs AIOS |
| Wipro Limited WIPRO | ₹161.80 | ₹287.86 | +78% | vs AIOS |
| Infosys Limited INFY | ₹1,131 | ₹1,670 | +48% | vs AIOS |
| Accenture plc ACN | $214.96 | $305.06 | +42% | vs AIOS |
| HCL Technologies Limited HCLTECH | ₹1,380 | ₹1,926 | +40% | vs AIOS |
| Tata Consultancy Services Limited TCS | ₹2,461 | ₹2,993 | +22% | vs AIOS |
| Amadeus IT Group AMS | €56.64 | €65.98 | +16% | vs AIOS |
| Broadridge Financial Solutions, Inc BR | $175.12 | $159.88 | −9% | vs AIOS |
| Fidelity National Information Services, Inc FIS | $35.98 | $32.72 | −9% | vs AIOS |
| International Business Machines Corporation IBM | $241.92 | $185.97 | −23% | vs AIOS |
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Frequently asked questions
Is AIOS Tech Inc (AIOS) overvalued or undervalued?
As of Oct 21, 2026, our model estimates a fair value of $4.31 versus a price of $10.40, about −59% upside (overvalued).
What is the fair value of AIOS?
Our model-based fair value for AIOS Tech Inc is $4.31 (as of Oct 21, 2026), built from audited fundamentals. The current price: $10.40.
What is the quality score of AIOS?
AIOS Tech Inc has a Quality Score of 39/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for AIOS Tech Inc (AIOS)?
Our model-based price target is the fair value of $4.31 (as of Oct 21, 2026) from 6 valuation models. Cautious scenario $3.67, optimistic scenario $4.99. It is a calculation from audited fundamentals, not an analyst target.
What is the AIOS Tech Inc stock forecast for 2026?
Our models put fair value at $4.31, about −59% upside versus a price of $10.40 (overvalued). Cautious scenario $3.67, optimistic scenario $4.99. The calculation is refreshed regularly with new filings.
What is the revenue of AIOS Tech Inc (AIOS)?
AIOS Tech Inc reported trailing-twelve-month revenue of about $6.2M (latest available figure, as of Oct 21, 2026).
What is the intrinsic value of AIOS Tech Inc (AIOS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For AIOS Tech Inc it is $4.31 per share (as of Oct 21, 2026), against a price of $10.40. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is AIOS Tech Inc stock overvalued or undervalued in 2026?
As of Oct 21, 2026, AIOS trades above its calculated fair value: price $10.40, fair value $4.31, a gap of about −59% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of AIOS?
No. The price is what the market pays today ($10.40); the fair value is what the company's own numbers justify ($4.31). For AIOS Tech Inc the two are $6.09 per share apart. That gap is exactly why we show both numbers side by side.
How much is AIOS Tech Inc worth?
The market values AIOS Tech Inc at about $34.9M (market capitalisation, as of Oct 21, 2026). Per share that is $10.40; our models calculate a fair value of $4.31 per share.
What do the bullish and bearish scenarios say about AIOS?
Our models span a range for AIOS Tech Inc: cautious scenario $3.67, base $4.31, optimistic $4.99 per share (as of Oct 21, 2026, price $10.40). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of AIOS Tech Inc (AIOS)?
Balance-sheet figures for AIOS Tech Inc (as of Oct 21, 2026): return on equity −251.8%. They feed the Quality Score of 39/100, which measures business quality independently of the share price.
How far is AIOS from its 52-week high?
AIOS Tech Inc trades at $10.40, about 87% below its 52-week high of $80.40 and 32% above the low of $7.89 (as of Oct 20, 2026). Distance from the high says nothing about value: that is what the fair value of $4.31 is for.
Which stocks are comparable to AIOS Tech Inc?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is AIOS Tech Inc stock attractive at the current price?
The data as of Oct 21, 2026: price $10.40, calculated fair value $4.31 (−59%), Quality Score 39/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of AIOS calculated?
We run AIOS Tech Inc through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $4.31, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.8 % above its aggregate fair value. AIOS Tech Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of AIOS Tech Inc (AIOS)?
The closing price on Oct 20, 2026 was $10.40. Our model-based fair value is $4.31, about −59% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with AIOS Tech Inc right now?
The price sits above even our optimistic bull case ($4.99). The favourable scenario is already priced in. Weak quality (39/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Where does the earnings growth of AIOS Tech Inc (AIOS) come from?
Earnings per share at AIOS Tech Inc grew −5.7 % a year from 2014 to 2025. Broken into its drivers: revenue per share +17.2 %, EBIT margin −21.2 %, tax rate −1.2 %, residual (interest, one-offs) +3.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of AIOS Tech Inc
How large is the market capitalisation of AIOS Tech Inc (AIOS)?
The market capitalisation of AIOS Tech Inc is $34.9M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of AIOS Tech Inc (AIOS)?
The price-to-sales ratio of AIOS Tech Inc is 5.65 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of AIOS Tech Inc (AIOS)?
Earnings per share at AIOS Tech Inc are $−650.13. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of AIOS Tech Inc (AIOS)?
The return on equity (ROE) of AIOS Tech Inc is −252% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of AIOS Tech Inc (AIOS)?
On an EBIT basis the return on assets of AIOS Tech Inc is 11.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of AIOS Tech Inc (AIOS)?
The operating margin of AIOS Tech Inc is 10.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at AIOS Tech Inc (AIOS)?
Revenue at AIOS Tech Inc is growing −52.7% versus a year earlier (3y avg −72.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does AIOS Tech Inc (AIOS) generate?
The free cash flow of AIOS Tech Inc is −$26.9M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does AIOS Tech Inc (AIOS) hold?
AIOS Tech Inc holds more cash than debt, $1.4M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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