Alfa Financial Software Holdings (ALFA) Fair Value & Analysis
Technology · GB · Market cap 486M GBX
Fair value as of: Jun 24, 2026
From 26 valuation models · updated 5 days ago
Share price −2.4% over the past month.
Price vs Fair Value (12 months)
12‑month range £1.36 – £2.32 · fair‑value band £1.43 – £2.36 · the £1.52 price screens below the £1.90 fair value. As of Jun 24, 2026.
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Alfa Financial Software Holdings (ALFA) currently trades at £1.52, while our model-based Fair Value estimate is £1.90 — implying the stock looks roughly 24.8% undervalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Alfa Financial Software Holdings generated revenue of £127M at a net margin of 23.8%. Revenue grew 11.5% year over year. It earns a return on equity of 61.5%. The balance sheet holds a net cash position of £17.1M. Fundamentals as of Jun 24, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.
About the company
Alfa Financial Software Holdings PLC, through its subsidiaries, provides software and related services to the auto and equipment finance industry in the United Kingdom, North Americas, Europe, Africa, Australasia and internationally. It operates through Subscription, Software Engineering, and Delivery segments. The company offers Alfa Systems 6, an asset finance software; and cloud hosting and software implementation services. Alfa Financial Software Holdings PLC was founded in 1990 and is based in London, the United Kingdom. Alfa Financial Software Holdings PLC is a subsidiary of CHP Software and Consulting Limited.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Alfa Financial Software Holdings reported revenue of £127M in FY2025 versus £83.2M in FY2021, a compound +11.1%/yr. Reported net income was £30.1M in FY2025, compounding +11.9%/yr from FY2021.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.