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AMP Limited (AMP) Fair Value & Analysis

Financial Services · AU · Market cap A$3.8B

AL AMP Limited AMP · AU
PriceA$1.59
Fair ValueA$0.9100
Upside-42.8%
Quality95/100
Evidence: High Range A$0.6900 – A$1.14

Fair value as of: Jun 26, 2026

From 15 valuation models · updated 3 days ago

Share price −3.1% over the past month.

Price vs Fair Value (12 months)

A$1.93 A$1.19 Fair Value A$0.9100 Jun 2025 Jun 2026

12‑month range A$1.19 – A$1.93 · fair‑value band A$0.6900 – A$1.14 · the A$1.59 price screens above the A$0.9100 fair value. As of Jun 26, 2026.

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Analysis

AMP Limited (AMP) currently trades at A$1.59, while our model-based Fair Value estimate is A$0.9100 — implying the stock looks roughly 42.8% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, AMP Limited generated revenue of A$2.8B at a net margin of 4.8%. Revenue declined 2.6% year over year. It earns a return on equity of 3.6%. Net debt stands at A$28.4B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) A$2.8B
Revenue growth (YoY) -2.6%
Net margin 4.8%
Return on equity 3.6%
Free cash flow −A$1.4B FY2025
P/E ratio 30.4
More key figures
Operating margin 55.9%
EPS (TTM) A$0.0500
Dividend yield 2.7%
Net debt A$28.4B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

AMP Limited provides banking, super, and retirement services in Australia and New Zealand. The company operates through Platforms, Superannuation & Investments, AMP Bank, New Zealand Wealth Management (NZWM), and Group segments. It provides superannuation, retirement, and investment solutions; pension solutions; and AMP Super, a retail master trust. The company also offers residential mortgages, business financing, deposits and transactional banking services; and wealth management solutions, such as KiwiSaver, corporate superannuation, retail investments, and general insurance. AMP Limited was founded in 1849 and is based in Sydney, Australia.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AMP Limited reported revenue of A$2.8B in FY2025 versus A$1.6B in FY2021, a compound +14.3%/yr. Reported net income was A$133M in FY2025.

Revenue +14.3%/yr
FY21 A$1.6B
FY22 A$2.2B
FY23 A$2.6B
FY24 A$2.9B
FY25 A$2.8B
Net income
FY21 −A$252M
FY22 A$387M
FY23 A$265M
FY24 A$150M
FY25 A$133M

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6 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Frequently asked questions

Is AMP Limited (AMP) undervalued?
As of Jun 26, 2026, our model estimates a fair value of A$0.9100 versus a price of A$1.59 — about −43% (overvalued). Model-based estimate, not financial advice.
What is the fair value of AMP?
Our 21-model fair value for AMP Limited is A$0.9100 (as of Jun 26, 2026), built from audited fundamentals. The current price is A$1.59.
What is the quality score of AMP?
AMP Limited has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of AMP Limited (AMP)?
AMP Limited reported trailing-twelve-month revenue of about A$2.8B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of AMP?
The net profit margin of AMP Limited is about 4.8%, meaning it keeps roughly 4.8% of revenue as net income. Based on the latest reported figures.
Does AMP Limited pay a dividend?
AMP Limited currently shows a dividend yield of about 2.70% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.