Fairvalue-Calculator Fairvalue-Calculator
EN DE

American Overseas Group (AOREF) Fair Value & Analysis

Financial Services · US · Market cap $57.5M

Price$1,225
Fair Value$2,450
Upside+100.0%
Quality95/100
Evidence: High Range $1,838 – $3,063

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

American Overseas Group (AOREF) currently trades at $1,225, while our model-based Fair Value estimate is $2,450 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

American Overseas Group Limited, through its subsidiaries, provides property and casualty insurance and reinsurance services in Barbados and the United States. It offers property and casualty insurance, including non-standard auto insurance through specialty managing general agents; and management services. The company is also involved in reinsurance, which assumes and reinsures nonstandard auto business. The company was formerly known as RAM Holdings Ltd. and changed its name to American Overseas Group Limited in December 2011. American Overseas Group Limited was incorporated in 1998 and is based in Hamilton, Bermuda.

Open the full interactive analysis →

Similar stocks

MURGF (MURGF) +2% MURGY (MURGY) +25% MUV2 (MUV2) +4% Swiss Re AG (SSREY) +35% Hannover Rück SE (HVRRF) +100% Everest Group (E1VE34) +51%

Frequently asked questions

Is American Overseas Group (AOREF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $2,450 versus a price of $1,225 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of AOREF?
Our 21-model fair value for American Overseas Group is $2,450 (as of Jun 26, 2026), built from audited fundamentals. The current price is $1,225.
What is the quality score of AOREF?
American Overseas Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.