Augmentum Fintech PLC (AUGM) fair value: what the stock is really worth
As of Sep 18, 2026: fair value of Augmentum Fintech PLC £0.46, price £0.35, upside +30.2%, quality 67 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range £0.3478 – £1.73 · fair‑value band £0.3500 – £0.5800 · the £0.3533 price screens below the £0.4600 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.
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Augmentum Fintech PLC is a venture capital fund specializing in seed, early to mid to late venture, series A & B investments. The firm does not invest in seed stage.
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Augmentum Fintech PLC is a venture capital fund specializing in seed, early to mid to late venture, series A & B investments. The firm does not invest in seed stage. The fund invests in unquoted fintech businesses which are high growth, with scalable opportunities, and have disruptive technologies in the banking, insurance and asset management sectors, including other cross-industry propositions. The fund focuses to invest in United Kingdom, Germany, France and the Nordics. The fund typically invests in firms with £4 million ($5.54 million) to £15 million ($20.80 million) equity investments. The fund prefers a significant minority stake in companies. The fund's objective is to make long term investments. The fund prefers to exit by the way of an IPO, with valuation return targets ranging from $61.46 million to in excess of $1,229.15 million.
Stock analysis
Augmentum Fintech PLC (AUGM) currently trades at £0.3533, while our model-based Fair Value estimate is £0.4600, implying the stock looks roughly 23.2% undervalued today.
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: £0.3500 (bear) to £0.5800 (bull), the price of £0.3533 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Financial Services sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Augmentum Fintech PLC reported revenue of −£9.5M in FY2025 versus £22.6M in FY2021. Reported net income was −£15.2M in FY2025.
Key figures
Market cap 186M GBX · EPS (TTM) £−0.0700 · Return on equity 2,285% · Return on assets (EBIT) 6.2% · Free cash flow −4.4M GBX · Net cash 31.9M GBX.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 68% below its 52-week high and 2% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at 30%, AUGM screens cheaper than that median.
Fair Value models
Bear £0.3500Fair Value £0.4600Bull £0.5800
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+87.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+144.2%
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+75.3%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
4,517.6% (2019) → 71.6% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 647 stocks
Beats the industry median on 3/7 measures
A mixed picture versus its industry peers.
Valuation
Quality Score63 · Above median
Fair Value upside+30.2% · Above median
Profitability
Return on assets0.0% · Below median
Net margin (TTM)160.1% · Top 25%
Operating margin (TTM)0.0% · Bottom 25%
Growth and dividend
Revenue growth0.0% · Below median
Valuation Multiplesvs Asset Management median · lower = cheaper
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Is Augmentum Fintech PLC (AUGM) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of £0.4600 versus the last price from Sep 18, 2026 of £0.3533, about +30% upside (undervalued).
What is the fair value of AUGM?
Our model-based fair value for Augmentum Fintech PLC is £0.4600 (as of Sep 27, 2026), built from audited fundamentals. Last price (from Sep 18, 2026): £0.3533.
What is the quality score of AUGM?
Augmentum Fintech PLC has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Augmentum Fintech PLC (AUGM)?
Our model-based price target is the fair value of £0.4600 (as of Sep 27, 2026) from 2 valuation models. Cautious scenario £0.3500, optimistic scenario £0.5800. It is a calculation from audited fundamentals, not an analyst target.
What is the Augmentum Fintech PLC stock forecast for 2026?
Our models put fair value at £0.4600, about +30% upside versus the last price from Sep 18, 2026 of £0.3533 (undervalued). Cautious scenario £0.3500, optimistic scenario £0.5800. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Augmentum Fintech PLC (AUGM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Augmentum Fintech PLC it is £0.4600 per share (as of Sep 27, 2026), against a price of £0.3533. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Augmentum Fintech PLC stock overvalued or undervalued in 2026?
As of Sep 27, 2026, AUGM trades below its calculated fair value: price £0.3533, fair value £0.4600, a gap of about +30% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of AUGM?
No. The price is what the market pays today (£0.3533); the fair value is what the company's own numbers justify (£0.4600). For Augmentum Fintech PLC the two are £0.1067 per share apart. That gap is exactly why we show both numbers side by side.
How much is Augmentum Fintech PLC worth?
The market values Augmentum Fintech PLC at about 186M GBX (market capitalisation, as of Sep 27, 2026). Per share that is £0.3533; our models calculate a fair value of £0.4600 per share.
What do the bullish and bearish scenarios say about AUGM?
Our models span a range for Augmentum Fintech PLC: cautious scenario £0.3500, base £0.4600, optimistic £0.5800 per share (as of Sep 27, 2026, price £0.3533). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is AUGM from its 52-week high?
Augmentum Fintech PLC trades at £0.3533, about 68% below its 52-week high of £1.11 and 2% above the low of £0.3478 (as of Sep 18, 2026). Distance from the high says nothing about value: that is what the fair value of £0.4600 is for.
Which stocks are comparable to Augmentum Fintech PLC?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Corporation, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Augmentum Fintech PLC stock attractive at the current price?
The data as of Sep 27, 2026: price £0.3533, calculated fair value £0.4600 (+30%), Quality Score 67/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of AUGM calculated?
We run Augmentum Fintech PLC through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of £0.4600, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 16.1 % above its aggregate fair value. Augmentum Fintech PLC currently trades 30 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Augmentum Fintech PLC (AUGM)?
The latest price we hold is from Sep 18, 2026 and stands at £0.3533. Our model-based fair value is £0.4600, about +30% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Augmentum Fintech PLC right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (67/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Augmentum Fintech PLC
How large is the market capitalisation of Augmentum Fintech PLC (AUGM)?
The market capitalisation of Augmentum Fintech PLC is 186M GBX. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Augmentum Fintech PLC (AUGM)?
Earnings per share at Augmentum Fintech PLC are £−0.0700. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of Augmentum Fintech PLC (AUGM)?
The return on equity (ROE) of Augmentum Fintech PLC is 2,285% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Augmentum Fintech PLC (AUGM)?
On an EBIT basis the return on assets of Augmentum Fintech PLC is 6.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How much free cash flow does Augmentum Fintech PLC (AUGM) generate?
The free cash flow of Augmentum Fintech PLC is −4.4M GBX (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Augmentum Fintech PLC (AUGM) hold?
Augmentum Fintech PLC holds more cash than debt, 31.9M GBX net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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