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Australian United Investment Company (AUI) Fair Value & Analysis

Financial Services · AU · Market cap A$2.4B

AU Australian United Investment Company AUI · AU
PriceA$11.64
Fair ValueA$3.89
Upside-66.6%
Quality64/100
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Mixed Growth
Highly profitable · 86.1% net margin
Low debt · generates free cash flow
3.32% dividend yield
Trails peers (5/14)
Moderate moat 64/100
Evidence: High Range A$2.92 – A$4.87 Share as image

Fair value as of: Jul 18, 2026

From 2 valuation models · updated 22 days ago

Fair value updated Jul 18, 2026, revised from A$3.88 to A$3.89 (+0.3%) since Jun 26, 2026. Share price +5.4% over the past month.

A solid business, but screening 67% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (A$4.87). The favourable scenario is already priced in.
  • Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

A$11.64 A$7.72 Fair Value A$3.89 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.

How to read this chart

60‑month range A$7.72 – A$11.64 · fair‑value band A$2.92 – A$4.87 · the A$11.64 price screens above the A$3.89 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.

Full chart & analysis →

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Analysis

Australian United Investment Company (AUI) currently trades at A$11.64, while our model-based Fair Value estimate is A$3.89, implying the stock looks roughly 66.6% overvalued today. The Quality Score stands at 64/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Australian United Investment Company generated revenue of A$60.0M at a net margin of 86.1%. Revenue grew 10.4% year over year. It earns a return on equity of 4.0%. Net debt stands at A$19.5M. Fundamentals as of Jul 18, 2026

Our scenario range runs from A$2.92 (bear case) to A$4.87 (bull case); at A$11.64, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 13% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -67%, AUI screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
P/B Multiple A$3.85 A$5.13 A$6.42 55
NCAV (Graham) A$3.02 A$4.05 A$6.04 50
All 2 models by family
Multiples
P/B Multiple A$3.85 A$5.13 A$6.42 55
Asset-Based
NCAV (Graham) A$3.02 A$4.05 A$6.04 50

Widest divergence: Multiples (A$5.13) versus Asset-Based (A$4.05). Highest evidence: P/B Multiple (55).

Key figures & financial health

Revenue (TTM) A$60.0M
Revenue growth (YoY) +10.4%
Net margin 86.1%
Return on equity 4.0%
Free cash flow A$51.0M FY2025
P/E ratio 25.6
More key figures
Operating margin 97.4%
EPS (TTM) A$0.4200
Dividend yield 3.4%
EPS growth (YoY) +6.9%
Net debt A$19.5M FY2025

Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 64/100

Of which business quality 62 · Market factors (momentum, volatility) 68

Profitability 33
Margins and returns on capital today
Quality Growth 25
Are margins and returns improving?
Cashflow 84
Earnings quality: real cash, not paper profit
Fin. Strength 67
Balance sheet, leverage, solvency risk
Investment 77
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 46
Price trend over the last 3–12 months (market factor)
52W Momentum 71
Distance to the 52-week high (market factor)
Net Issuance 91
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Australian United Investment Company Limited is a publicly owned investment manager. The firm manages separate client-focused equity portfolio for its clients. It invests in the public equity markets of Australia. It also invests in banks and other financials, healthcare, consumers, Infrastructure, transport, mining and energy.

Full company description

Australian United Investment Company Limited is a publicly owned investment manager. The firm manages separate client-focused equity portfolio for its clients. It invests in the public equity markets of Australia. It also invests in banks and other financials, healthcare, consumers, Infrastructure, transport, mining and energy. Australian United Investment Company Limited was founded in 1953 and is based in Melbourne, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Australian United Investment Company reported revenue of A$57.0M in FY2025 versus A$43.8M in FY2021, a compound +6.8%/yr. Reported net income was A$49.9M in FY2025, compounding +5.3%/yr from FY2021.

Growth Quality 59/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
A$57.0M
Latest YoY
−1.3%
Avg. growth/yr (3Y)
−9.8%
Avg. growth/yr (5Y)
+5.6%
Avg. growth/yr (25Y)
+7.5%
Revenue +6.8%/yr
FY21 A$43.8M
FY22 A$77.8M
FY23 A$58.7M
FY24 A$57.8M
FY25 A$57.0M
Net income +5.3%/yr
FY21 A$40.5M
FY22 A$72.0M
FY23 A$56.4M
FY24 A$49.1M
FY25 A$49.9M

AUI screens 67% overvalued. Compare with Fondul Proprietatea SA →

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Cite: Fair Value Calculator (2026). "Australian United Investment Company Fair Value". https://www.fairvalue-calculator.com/stock/AUI

Peer Group

Asset Management · 973 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 63 · Above median
Fair Value upside −67% · Bottom 25%
Return on equity (TTM) 4% · Below median
Return on assets 2% · Below median
Net margin (TTM) 86% · Top 25%
Operating margin (TTM) 97% · Top 25%
Revenue growth 10% · Above median
Dividend yield (TTM) 3.3% · Below median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 26.4× · Pricier than 75% of peers
P/B 1.30× · Pricier than median
P/S (TTM) 28.41× · Pricier than 75% of peers
P/FCF 33.4× · Pricier than 75% of peers
EV/EBITDA 29.1× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 52 · sector 6
PAST 16 · sector 26
HEALTH 100 · sector 95
DIVIDEND 66 · sector 69

VALUE 0: the price sits above our fair-value range.

Insider activity: 30/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is Australian United Investment Company (AUI) overvalued or undervalued?
As of Jul 18, 2026, our model estimates a fair value of A$3.89 versus a price of A$11.64, about −67% (overvalued).
What is the fair value of AUI?
Our model-based fair value for Australian United Investment Company is A$3.89 (as of Jul 18, 2026), built from audited fundamentals. The current price is A$11.64.
What is the quality score of AUI?
Australian United Investment Company has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Australian United Investment Company (AUI)?
Australian United Investment Company reported trailing-twelve-month revenue of about A$60.0M (latest available figure, as of Jul 18, 2026).
What is the net profit margin of AUI?
The net profit margin of Australian United Investment Company is about 86.1%, meaning it keeps roughly 86.1% of revenue as net income. Based on the latest reported figures.
Does Australian United Investment Company pay a dividend?
Australian United Investment Company currently shows a dividend yield of about 3.44% relative to its recent price (as of Jul 18, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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