BERVIN INVESTMENT & LEASING LTD. (BERVINL) Fair Value & Analysis

Financial Services · IN · Market cap ₹281M

Below-average quality, and screening another 45% overvalued on our models.

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

• The price sits above even our optimistic bull case (₹33.78). The favourable scenario is already priced in.
• The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
• Solid but not exceptional quality (48/100) and above fair value, neither a clear bargain nor a standout compounder.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹6.37 – ₹82.98 · fair‑value band ₹20.27 – ₹33.78 · the ₹48.98 price screens above the ₹27.02 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

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Analysis

BERVIN INVESTMENT & LEASING LTD. (BERVINL) currently trades at ₹48.98, while our model-based Fair Value estimate is ₹27.02, implying the stock looks roughly 44.8% overvalued today. The Quality Score stands at 48/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at ₹3.5M. It earns a return on equity of -66.0%. Net debt stands at ₹39.4M. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹20.27 (bear case) to ₹33.78 (bull case); at ₹48.98, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 33% below its 52-week high and 30% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -33% fair-value upside, at -45%, BERVINL screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Multiples (₹27.09) versus Asset-Based (₹21.35). Highest evidence: P/B Multiple (55).

Key figures & financial health

Quality Score breakdown

About the company

Bervin Investment & Leasing Limited operates as a non-banking financial company in India. It engages in the investment activities. The company offers secured and unsecured loans and advances to companies, firms, limited liability partnerships, and other parties. It is also involved in leasing of assets/assets financing activities.

Full company description

Bervin Investment & Leasing Limited operates as a non-banking financial company in India. It engages in the investment activities. The company offers secured and unsecured loans and advances to companies, firms, limited liability partnerships, and other parties. It is also involved in leasing of assets/assets financing activities. Bervin Investment & Leasing Limited was incorporated in 1990 and is based in New Delhi, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

BERVIN INVESTMENT & LEASING LTD. reported revenue of −₹151M in FY2026 versus ₹137M in FY2022. Reported net income was −₹157M in FY2026.

BERVINL screens 45% overvalued. Compare with BlackRock, Inc →

Peer Group

Asset Management · 715 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Asset Management median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.