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Canadian Banc Corp (BK) Fair Value & Analysis

Financial Services · CA · Market cap C$946M

CB Canadian Banc Corp BK · TO
PriceC$16.97
Fair ValueC$14.15
Upside-16.6%
Quality62/100
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Mixed Growth
Highly profitable · 86.6% net margin
generates free cash flow
8.65% dividend yield
Ranks above peers (10/13)
Wide moat 86/100
Evidence: High Range C$10.62 – C$17.69 Share as image

Fair value as of: Jul 19, 2026

From 22 valuation models · updated 19 days ago

Share price +2.0% over the past month.

A solid business, but screening 17% overvalued on our models.

What matters now

  • Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

C$17.70 C$3.99 Fair Value C$14.15 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range C$3.99 – C$17.70 · fair‑value band C$10.62 – C$17.69 · the C$16.97 price screens above the C$14.15 fair value. Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

Canadian Banc Corp (BK) currently trades at C$16.97, while our model-based Fair Value estimate is C$14.15, implying the stock looks roughly 16.6% overvalued today. We read business quality at 62/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Canadian Banc Corp generated revenue of C$245M at a net margin of 86.6%. Revenue grew 90.5% year over year. It earns a return on equity of 39.8%. Net debt stands at C$342M. Fundamentals as of Jul 19, 2026

Our scenario range runs from C$10.62 (bear case) to C$17.69 (bull case); at C$16.97, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 125% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -51% fair-value upside, at -17%, BK screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income C$22.99 C$30.52 C$170.54 76
Growth DCF C$6.76 C$10.28 C$15.81 72
Gordon GGM C$13.46 C$24.25 C$33.38 70
All 22 models by family
DCF Models
FCF DCF C$7.08 C$9.46 C$16.55 38
5Y Revenue Exit C$4.55 C$5.82 C$8.43 39
5Y P/E Exit C$44.31 C$108.71 C$198.48 38
10Y Revenue Exit C$5.37 C$7.99 C$9.21 36
10Y P/E Exit C$31.94 C$86.07 C$179.29 35
Earnings-Based
Graham-Dodd C$26.74 C$186.47 C$261.68 54
Lynch FV C$96.34 C$137.62 C$178.91 50
PEG = 1.0 C$96.34 C$137.62 C$178.91 46
EPV C$33.35 C$37.63 C$41.20 59
Dividend Discount
Gordon GGM C$13.46 C$24.25 C$33.38 70
DDM Multi-Stage C$13.46 C$22.15 C$25.91 61
Multiples
P/E Multiple C$58.98 C$78.64 C$98.30 63
P/S Multiple C$1.40 C$1.86 C$2.33 58
P/B Multiple C$26.76 C$35.68 C$44.60 55
EV/EBIT C$60.84 C$80.48 C$100.12 53
EV/Revenue C$3.23 C$3.79 C$4.35 43
Asset-Based
NCAV (Graham) C$5.95 C$7.97 C$11.89 50
Growth DCF
Growth DCF C$6.76 C$10.28 C$15.81 72
Rev-Margin DCF C$4.78 C$6.39 C$9.67 67
Economic Profit
Residual Income C$22.99 C$30.52 C$170.54 76
ROIC Compounder C$41.35 C$58.16 C$78.39 67
Growth Earnings
Growth-Adj P/E C$124.14 C$177.34 C$230.54 68

Widest divergence: Growth Earnings (C$177.34) versus Growth DCF (C$6.39). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) C$245M
Revenue growth (YoY) +90.5%
Net margin 86.6%
Return on equity 39.8%
Free cash flow C$20.4M FY2025
P/E ratio 3.5
More key figures
Operating margin 97.7%
EPS (TTM) C$4.22
Dividend yield 10.3%
EPS growth (YoY) +69.0%
Net debt C$342M FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 48 · Market factors (momentum, volatility) 90

Profitability 61
Margins and returns on capital today
Quality Growth 21
Are margins and returns improving?
Cashflow 75
Earnings quality: real cash, not paper profit
Fin. Strength 67
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 82
Calm price path (market factor)
Momentum 91
Price trend over the last 3–12 months (market factor)
52W Momentum 96
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Canadian Banc Corp. is a close-ended equity mutual fund launched by Quadravest Inc. The fund is managed by Quadravest Capital Management Inc. It invests in the public equity markets of Canada. The fund invests in stocks of companies engaged in the banking sector. It benchmarks the performance of its portfolio against the S&P TSX Financial Index.

Full company description

Canadian Banc Corp. is a close-ended equity mutual fund launched by Quadravest Inc. The fund is managed by Quadravest Capital Management Inc. It invests in the public equity markets of Canada. The fund invests in stocks of companies engaged in the banking sector. It benchmarks the performance of its portfolio against the S&P TSX Financial Index. The fund was formerly known as Canadian Banc Recovery Corp. Canadian Banc Corp. was formed on May 25, 2005 and is domiciled in Canada.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Canadian Banc Corp reported revenue of C$40.2M in FY2025 versus C$62.6M in FY2021, a compound −10.5%/yr. Reported net income was C$212M in FY2025, compounding +36.4%/yr from FY2021.

Growth Quality 74/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
C$40.2M
Avg. growth/yr (3Y)
+45.3%
Avg. growth/yr (5Y)
+53.1%
Avg. growth/yr (19Y)
+24.9%
Revenue −10.5%/yr
FY21 C$62.6M
FY22 C$4.3M
FY23 −C$12.5M
FY24 C$192M
FY25 C$40.2M
Net income +36.4%/yr
FY21 C$61.2M
FY22 C$3.2M
FY23 −C$13.9M
FY24 C$185M
FY25 C$212M

BK screens 17% overvalued. Compare with Fondul Proprietatea SA →

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Cite: Fair Value Calculator (2026). "Canadian Banc Corp Fair Value". https://www.fairvalue-calculator.com/stock/BK

Peer Group

Asset Management · 963 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 62 · Above median
Fair Value upside −17% · Below median
Return on equity (TTM) 40% · Top 25%
Return on assets 16% · Top 25%
Net margin (TTM) 87% · Top 25%
Operating margin (TTM) 98% · Top 25%
Revenue growth 91% · Top 25%
Dividend yield (TTM) 8.7% · Top 25%

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 4.2× · Cheaper than 75% of peers
P/B 1.06× · Pricier than median
P/S (TTM) 2.77× · Cheaper than median
P/FCF 33.2× · Pricier than 75% of peers
EV/EBITDA 2.4× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 11 · sector 37
FUTURE 100 · sector 6
PAST 100 · sector 26
HEALTH 0 · sector 95
DIVIDEND 100 · sector 70

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,036 $504.81 -51%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 394.40 kr 788.80 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%
HDFC Asset Management Company HDFCAMC ₹2,729 ₹301.41 -89%

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Frequently asked questions

Is Canadian Banc Corp (BK) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of C$14.15 versus a price of C$16.97, about −17% (overvalued).
What is the fair value of BK?
Our model-based fair value for Canadian Banc Corp is C$14.15 (as of Jul 19, 2026), built from audited fundamentals. The current price is C$16.97.
What is the quality score of BK?
Canadian Banc Corp has a Quality Score of 62/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the revenue of Canadian Banc Corp (BK)?
Canadian Banc Corp reported trailing-twelve-month revenue of about C$245M (latest available figure, as of Jul 19, 2026).
What is the net profit margin of BK?
The net profit margin of Canadian Banc Corp is about 86.6%, meaning it keeps roughly 86.6% of revenue as net income. Based on the latest reported figures.
Does Canadian Banc Corp pay a dividend?
Canadian Banc Corp currently shows a dividend yield of about 10.27% relative to its recent price (as of Jul 19, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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