Fairvalue-Calculator Fairvalue-Calculator
EN DE

Credit Corp (CCGFF) Fair Value & Analysis

Financial Services · US · Market cap $689M

Price$10.12
Fair Value$8.85
Upside-12.5%
Quality87/100
Evidence: Medium Range $7.46 – $14.73

Fair value as of: Jun 25, 2026

Analysis

Credit Corp (CCGFF) currently trades at $10.12, while our model-based Fair Value estimate is $8.85 — implying the stock looks roughly 12.5% overvalued today. We read business quality at 87/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

About the company

Credit Corp Group Limited engages in the provision of debt ledger purchasing, collection, and consumer lending services. The company operates through three segments: Debt Ledger Purchasing " Australia and New Zealand; Debt Ledger Purchasing " United States; and Consumer Lending " Australia, New Zealand and the United States. The company offers debt sales, which deals with credit arrears; contingency and agency collections that specializes in the recovery of consumer and small business debts; hardship and insolvency management services; local government debt recovery; and various loan products. It provides its financial services under the National Credit Management Limited (NCML), Baycorp, and Collection House Limited, as well as Wallet Wizard, ClearCash, CarStart Finance, Resolvr, and Wizit brands. Credit Corp Group Limited was founded in 1985 and is headquartered in Sydney, Australia.

Open the full interactive analysis →

Similar stocks

Visa Inc (3V64) -52% Mastercard Incorporated (MA) -41% M4I (M4I) -26% American Express Company (AXP) -17% Capital One Financial Corporation (COF) -38% Bajaj Finance Limited (BAJFINANCE) -26%

Frequently asked questions

Is Credit Corp (CCGFF) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $8.85 versus a price of $10.12 — about −13% (overvalued). Model-based estimate, not financial advice.
What is the fair value of CCGFF?
Our 21-model fair value for Credit Corp is $8.85 (as of Jun 25, 2026), built from audited fundamentals. The current price is $10.12.
What is the quality score of CCGFF?
Credit Corp has a Quality Score of 87/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.