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Hong Lai Huat Group (CTO) Fair Value & Analysis

Real Estate · SG · Market cap 41.9M SGD

HL Hong Lai Huat Group CTO · SG
Price0.0810 SGD
Fair Value0.0478 SGD
Upside-41.0%
Quality66/100
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Evidence: Medium Range 0.0397 SGD – 0.0559 SGD

Fair value as of: Jul 4, 2026

From 12 valuation models · updated today

Share price −6.9% over the past month.

Price vs Fair Value (12 months)

0.0990 SGD 0.0420 SGD Fair Value 0.0478 SGD Jul 2025 Jul 2026

12‑month range 0.0420 SGD – 0.0990 SGD · fair‑value band 0.0397 SGD – 0.0559 SGD · the 0.0810 SGD price screens above the 0.0478 SGD fair value. As of Jul 4, 2026.

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Analysis

Hong Lai Huat Group (CTO) currently trades at 0.0810 SGD, while our model-based Fair Value estimate is 0.0478 SGD — implying the stock looks roughly 41.0% overvalued today. We read business quality at 66/100 (solid quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Trailing-twelve-month revenue stands at 2.8M SGD. Revenue grew 278.2% year over year. It earns a return on equity of 13.4%. Net debt stands at 7.0M SGD. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) 2.8M SGD
Revenue growth (YoY) +278%
Net margin 528%
Return on equity 13.4%
Free cash flow −4.8M SGD FY2025
P/E ratio 2.7
More key figures
Operating margin -135%
EPS (TTM) 0.0300 SGD
EPS growth (YoY) +69.0%
Net debt 7.0M SGD FY2023

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Hong Lai Huat Group Limited, an investment holding company, operates as a real estate and property developer in Cambodia. It operates through Property development and real estate division; Marble mining division; and Others segment. The company invests in and develops commercial and residential properties. It is also involved in exploration, extraction, processing and sale of marble and other related stone materials, as well as quarrying activities, production of marble blocks and slabs, and the marketing and distribution of marble products. The company was formerly known as HLH Group Limited and changed its name to Hong Lai Huat Group Limited in April 2018. Hong Lai Huat Group Limited was founded in 1988 and is based in Singapore.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Hong Lai Huat Group reported revenue of 2.8M SGD in FY2025 versus 16.7M SGD in FY2021, a compound −36.1%/yr. Reported net income was 14.7M SGD in FY2025, compounding +43.3%/yr from FY2021.

Revenue −36.1%/yr
FY21 16.7M SGD
FY22 1.6M SGD
FY23 −184K SGD
FY24 102K SGD
FY25 2.8M SGD
Net income +43.3%/yr
FY21 3.5M SGD
FY22 −10.4M SGD
FY23 −23.2M SGD
FY24 −12.9M SGD
FY25 14.7M SGD

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6 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Jul 4, 2026).

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PT Pantai Indah Kapuk Dua Tbk, PANI 6,150 IDR 1,330 IDR -78%
Lodha Developers Limited LODHA ₹926.65 ₹774.29 -16%
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Frequently asked questions

Is Hong Lai Huat Group (CTO) undervalued?
As of Jul 4, 2026, our model estimates a fair value of 0.0478 SGD versus a price of 0.0810 SGD — about −41% (overvalued). Model-based estimate, not financial advice.
What is the fair value of CTO?
Our model-based fair value for Hong Lai Huat Group is 0.0478 SGD (as of Jul 4, 2026), built from audited fundamentals. The current price is 0.0810 SGD.
What is the quality score of CTO?
Hong Lai Huat Group has a Quality Score of 66/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Hong Lai Huat Group (CTO)?
Hong Lai Huat Group reported trailing-twelve-month revenue of about 2.8M SGD (latest available figure, as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.