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Emilia Development (O.F.G) Ltd (EMDV) Fair Value & Analysis

Financial Services · Il · Market cap 551M ILA

ED Emilia Development (O.F.G) Ltd EMDV · TA
Price20.22 ILA
Fair Value20.79 ILA
Upside+2.8%
Quality57/100
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Mixed Growth
Thin margins · 2.0% net margin
Low debt · generates free cash flow
Mixed vs. peers (7/14)
Narrow moat 36/100
Evidence: Medium Range 15.59 ILA – 25.99 ILA Share as image

Fair value as of: Jul 12, 2026

From 13 valuation models · updated 29 days ago

Share price −12.0% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

35.50 ILA 18.62 ILA Fair Value 20.79 ILA Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 18.62 ILA – 35.50 ILA · fair‑value band 15.59 ILA – 25.99 ILA · the 20.22 ILA price screens below the 20.79 ILA fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

Emilia Development (O.F.G) Ltd (EMDV) currently trades at 20.22 ILA, while our model-based Fair Value estimate is 20.79 ILA, implying the stock looks roughly 2.8% fairly valued today. The Quality Score stands at 57/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Emilia Development (O.F.G) Ltd generated revenue of 2.1B ILA at a net margin of 2.0%. Revenue declined 1.6% year over year. It earns a return on equity of 6.9%. Net debt stands at 792M ILA. Fundamentals as of Jul 12, 2026

Our scenario range runs from 15.59 ILA (bear case) to 25.99 ILA (bull case); at 20.22 ILA, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at 3%, EMDV screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 82.80 ILA 148.51 ILA 251.75 ILA 80
Residual Income 20.15 ILA 19.80 ILA 17.02 ILA 76
Rev-Margin DCF 67.44 ILA 121.28 ILA 233.22 ILA 74
All 13 models by family
DCF Models
Owner Earnings 46.93 ILA 105.19 ILA 213.28 ILA 31
5Y P/E Exit 31.77 ILA 55.83 ILA 84.53 ILA 38
10Y P/E Exit 51.27 ILA 86.54 ILA 135.41 ILA 35
Earnings-Based
Graham-Dodd 8.32 ILA 58.00 ILA 81.39 ILA 54
Lynch FV 27.99 ILA 39.99 ILA 51.99 ILA 50
Dividend Discount
Gordon GGM 4.91 ILA 8.84 ILA 12.17 ILA 70
DDM Multi-Stage 4.91 ILA 8.08 ILA 9.44 ILA 61
Multiples
P/E Multiple 11.92 ILA 15.90 ILA 19.87 ILA 63
P/B Multiple 15.59 ILA 20.79 ILA 25.99 ILA 55
Asset-Based
NCAV (Graham) 14.17 ILA 18.99 ILA 28.35 ILA 50
Growth DCF
Growth DCF 82.80 ILA 148.51 ILA 251.75 ILA 80
Rev-Margin DCF 67.44 ILA 121.28 ILA 233.22 ILA 74
Economic Profit
Residual Income 20.15 ILA 19.80 ILA 17.02 ILA 76

Widest divergence: Growth DCF (121.28 ILA) versus Dividend Discount (8.08 ILA). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 2.1B ILA
Revenue growth (YoY) -1.6%
Net margin 2.0%
Return on equity 6.9%
Free cash flow 198M ILA FY2025
P/E ratio 13.6
More key figures
Operating margin 8.9%
EPS (TTM) 1.51 ILA
Dividend yield 0.0%
EPS growth (YoY) +79.0%
Net debt 792M ILA FY2025

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 57/100

Of which business quality 55 · Market factors (momentum, volatility) 27

Profitability 33
Margins and returns on capital today
Quality Growth 46
Are margins and returns improving?
Cashflow 68
Earnings quality: real cash, not paper profit
Fin. Strength 34
Balance sheet, leverage, solvency risk
Investment 92
Disciplined investing over empire-building
Low Volatility 86
Calm price path (market factor)
Momentum 4
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 79
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Emilia Development (O.F.G) Ltd. manages a portfolio of investments in field of distribution, logistics, and industry services in Israel.

Full company description

Emilia Development (O.F.G) Ltd. manages a portfolio of investments in field of distribution, logistics, and industry services in Israel. The company provides hazardous, industrial, and medical waste treatment, as well as environmental protection services; sampling and analysis services to the food, agriculture, pharma, cosmetics, and environmental industries; and logistic services, as well as distributes chemicals and raw materials to the food and beverage, agriculture, plastics, construction, paint, detergent, cosmetics, pharma, and energy industries; operates lab for occupational and environmental monitoring; and accompanies, consults, and monitors the food and agricultural sectors. It is also involved in the production, import, market, and distribution of pipes, valves, and fittings for the construction, plumbing, sanitation, infrastructure, firefighting, and special metals industries; importing, processing, marketing, and distributing of metals and steels; technical and engineering composites for liquid transportation, water desalination, and the chip processing industries; and sanitary devices, faucets, tubs, shower stalls, and wet room complementary products. In addition, it manufactures polyethylene pipes; and provides ground transport services for containers and cargoes. Emilia Development (O.F.G) Ltd. was incorporated in 1945 and is based in Ramat Gan, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Emilia Development (O.F.G) Ltd reported revenue of 2.1B ILA in FY2025 versus 1.7B ILA in FY2021, a compound +5.3%/yr. Reported net income was 34.3M ILA in FY2025, compounding +6.9%/yr from FY2021.

Growth Quality 62/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
2.1B ILS
Latest YoY
+1.6%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.2%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.6%
Avg. growth/yr (18Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+28.7%
Revenue +5.3%/yr
FY21 1.7B ILA
FY22 2.0B ILA
FY23 2.0B ILA
FY24 2.1B ILA
FY25 2.1B ILA
Net income +6.9%/yr
FY21 26.2M ILA
FY22 61.0M ILA
FY23 53.0M ILA
FY24 59.1M ILA
FY25 34.3M ILA
Character of growth · EPS growth decomposed (2014-2025) +0.7 % p.a.
Revenue per share +3.3 pp

of which total revenue +11.7 pp · buybacks/dilution −8.4 pp

EBIT margin +6.7 pp
Tax rate −1.7 pp
Residual (interest, one-offs) −7.6 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "Emilia Development (O.F.G) Ltd Fair Value". https://www.fairvalue-calculator.com/stock/EMDV

Peer Group

Asset Management · 971 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Below median
Fair Value upside +3% · Above median
Return on equity (TTM) 7% · Above median
Return on assets 4% · Above median
Net margin (TTM) 2% · Below median
Operating margin (TTM) 9% · Below median
Revenue growth -2% · Below median
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.33× · Higher than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 13.0× · Pricier than median
P/B 0.23× · Cheaper than 75% of peers
P/S (TTM) 0.09× · Cheaper than 75% of peers
P/FCF 0.9× · Cheaper than 75% of peers
EV/EBITDA 1.7× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 37 · sector 37
FUTURE 0 · sector 6
PAST 28 · sector 26
HEALTH 84 · sector 95
DIVIDEND 0 · sector 69

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is Emilia Development (O.F.G) Ltd (EMDV) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 20.79 ILA versus a price of 20.22 ILA, about +3% (fairly valued).
What is the fair value of EMDV?
Our model-based fair value for Emilia Development (O.F.G) Ltd is 20.79 ILA (as of Jul 12, 2026), built from audited fundamentals. The current price is 20.22 ILA.
What is the quality score of EMDV?
Emilia Development (O.F.G) Ltd has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Emilia Development (O.F.G) Ltd (EMDV)?
Emilia Development (O.F.G) Ltd reported trailing-twelve-month revenue of about 2.1B ILS (latest available figure, as of Jul 12, 2026).
What is the net profit margin of EMDV?
The net profit margin of Emilia Development (O.F.G) Ltd is about 2.0%, meaning it keeps roughly 2.0% of revenue as net income. Based on the latest reported figures.
Does Emilia Development (O.F.G) Ltd pay a dividend?
Emilia Development (O.F.G) Ltd currently shows a dividend yield of about 0.01% relative to its recent price (as of Jul 12, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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