EMV Capital plc (EMVC) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of EMV Capital plc £0.30, price £0.47, upside -36.7%, quality 42 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range £0.3650 – £1.34 · fair‑value band £0.1445 – £0.6290 · the £0.4700 price screens above the £0.2975 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.
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EMV Capital plc is a venture capital firm specializing in seed, growth capital, early and mid stage investments. The firm focuses to invest in sustainability, life science, technology, transformative biomedical, deep tech, semiconductors, industrials, robotics, AI and healthcare technologies focusing on digital health, diagnostics, and therapeutics sectors.
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EMV Capital plc is a venture capital firm specializing in seed, growth capital, early and mid stage investments. The firm focuses to invest in sustainability, life science, technology, transformative biomedical, deep tech, semiconductors, industrials, robotics, AI and healthcare technologies focusing on digital health, diagnostics, and therapeutics sectors. It also prefers to invest in companies that significantly improve the health and well-being of people with chronic diseases. Within digital health it focuses on data analytics, wearable technologies, and devices. The firm seeks to invest in companies based in European developed markets, United Kingdom and in the United States. It typically invests up to £15 million ($20.32 million), but may consider larger amounts. It prefers to hold a controlling interest in all principal subsidiaries. The firm prefers to invest through its balance sheet investments. EMV Capital plc was founded on 12 April 2012 and is based in London, United Kingdom with additional office in London, United Kingdom.
Stock analysis
EMV Capital plc (EMVC) currently trades at £0.4700, while our model-based Fair Value estimate is £0.2975, implying the stock looks roughly 58.0% overvalued today.
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 83/100, which puts the evidence level at low.
Scenario range: £0.1445 (bear) to £0.6290 (bull), the price of £0.4700 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
EMV Capital plc reported revenue of £2.9M in FY2025 versus £1.1M in FY2021, a compound +26.8%/yr. Reported net income was −£21.0K in FY2025.
Key figures
Market cap 14.9M GBX · P/S ratio 5.18 · Net margin −0.7% · Return on equity −4.6% · Return on assets (EBIT) −13.2% · Operating margin 56.5% · Revenue (TTM) £2.9M · Revenue growth (YoY) +38.5%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
The share trades about 22% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at −37%, EMVC screens richer than that median.
Fair Value models
Bear £0.1445Fair Value £0.2975Bull £0.6290
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+17.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+41.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+48.7%
Start year 2020 (pandemic). Over 10 years: +63.5% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+63.5%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−625.1% (2020) → −65.5% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 656 stocks
Beats the industry median on 3/9 measures
Overall it trails its industry peers.
Valuation
Quality Score43 · Bottom 25%
Fair Value upside−37% · Bottom 25%
Profitability
Return on assets−1% · Bottom 25%
Net margin (TTM)−1% · Bottom 25%
Operating margin (TTM)56% · Above median
Growth and dividend
Revenue growth39% · Top 25%
Balance sheet
Debt / equity0.00× · Lowest 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
P/B1.29× · Pricier than median
P/S (TTM)6.85× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 56
FUTURE (revenue growth)100· sector 21
PAST (return on equity)0· sector 22
HEALTH (low debt)100· sector 95
DIVIDEND (yield)0· sector 81
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "EMV Capital plc Fair Value". https://www.fairvalue-calculator.com/stock/EMVC
Frequently asked questions
Is EMV Capital plc (EMVC) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of £0.2975 versus a price of £0.4700, about −37% upside (overvalued).
What is the fair value of EMVC?
Our model-based fair value for EMV Capital plc is £0.2975 (as of Sep 23, 2026), built from audited fundamentals. The current price: £0.4700.
What is the quality score of EMVC?
EMV Capital plc has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for EMV Capital plc (EMVC)?
Our model-based price target is the fair value of £0.2975 (as of Sep 23, 2026) from 2 valuation models. Cautious scenario £0.1445, optimistic scenario £0.6290. It is a calculation from audited fundamentals, not an analyst target.
What is the EMV Capital plc stock forecast for 2026?
Our models put fair value at £0.2975, about −37% upside versus a price of £0.4700 (overvalued). Cautious scenario £0.1445, optimistic scenario £0.6290. The calculation is refreshed regularly with new filings.
What is the revenue of EMV Capital plc (EMVC)?
EMV Capital plc reported trailing-twelve-month revenue of about £2.9M (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of EMV Capital plc (EMVC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For EMV Capital plc it is £0.2975 per share (as of Sep 23, 2026), against a price of £0.4700. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is EMV Capital plc stock overvalued or undervalued in 2026?
As of Sep 23, 2026, EMVC trades above its calculated fair value: price £0.4700, fair value £0.2975, a gap of about −37% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of EMVC?
No. The price is what the market pays today (£0.4700); the fair value is what the company's own numbers justify (£0.2975). For EMV Capital plc the two are £0.1725 per share apart. That gap is exactly why we show both numbers side by side.
How much is EMV Capital plc worth?
The market values EMV Capital plc at about 14.9M GBX (market capitalisation, as of Sep 23, 2026). Per share that is £0.4700; our models calculate a fair value of £0.2975 per share.
What do the bullish and bearish scenarios say about EMVC?
Our models span a range for EMV Capital plc: cautious scenario £0.1445, base £0.2975, optimistic £0.6290 per share (as of Sep 23, 2026, price £0.4700). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of EMV Capital plc (EMVC)?
Balance-sheet figures for EMV Capital plc (as of Sep 23, 2026): return on equity −4.6%, debt of 0.00 per unit of equity. They feed the Quality Score of 42/100, which measures business quality independently of the share price.
How far is EMVC from its 52-week high?
EMV Capital plc trades at £0.4700, about 22% below its 52-week high of £0.6050 and 6% above the low of £0.4450 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of £0.2975 is for.
Which stocks are comparable to EMV Capital plc?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is EMV Capital plc stock attractive at the current price?
The data as of Sep 23, 2026: price £0.4700, calculated fair value £0.2975 (−37%), Quality Score 42/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of EMVC calculated?
We run EMV Capital plc through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of £0.2975, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. EMV Capital plc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of EMV Capital plc (EMVC)?
The closing price on Sep 24, 2026 was £0.4700. Our model-based fair value is £0.2975, about −37% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with EMV Capital plc right now?
Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts. The model range is unusually wide (£0.1445 to £0.6290). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of EMV Capital plc
How large is the market capitalisation of EMV Capital plc (EMVC)?
The market capitalisation of EMV Capital plc is 14.9M GBX. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of EMV Capital plc (EMVC)?
The price-to-sales ratio of EMV Capital plc is 5.18 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of EMV Capital plc (EMVC)?
The net margin of EMV Capital plc is −0.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of EMV Capital plc (EMVC)?
The return on equity (ROE) of EMV Capital plc is −4.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of EMV Capital plc (EMVC)?
On an EBIT basis the return on assets of EMV Capital plc is −13.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of EMV Capital plc (EMVC)?
The operating margin of EMV Capital plc is 56.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at EMV Capital plc (EMVC)?
Revenue at EMV Capital plc is growing +38.5% versus a year earlier (3y avg +41.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does EMV Capital plc (EMVC) generate?
The free cash flow of EMV Capital plc is −1.3M GBX (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does EMV Capital plc (EMVC) carry?
The net debt of EMV Capital plc is 2.1M GBX (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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