FS Credit Opportunities Corp. (FSCO) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of FS Credit Opportunities Corp. stock $10.30, price $5.15, upside +100.0%, quality 68 out of 100. Rating: strongly undervalued. Calculated from audited financials with 11 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
48‑month range $2.58 – $6.44 · fair‑value band $3.78 – $13.98 · the $5.15 price screens below the $10.30 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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FS Credit Opportunities Corp. is a close ended fixed income fund launched by Franklin Square Capital Partners. The fund is managed by FS Global Advisor, LLC. It invests in fixed income markets across the globe, with a strong focus on Europe and the United States.
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The fund seeks to invest in securities of companies that are operating across diversified sectors. The Fund is a dynamic credit strategy that invests across the public and private market.
It primarily invests in global credit, including secured and unsecured floating and fixed rate loans, bonds, and other credit instruments that companies use to finance their operations.
The fund seeks to generate total return by investing in non-traditional areas of the public and private credit markets where a yield or return premium may exist due to complexity, illiquidity or a result of corporate events.
It seeks companies that are expected to benefit from corporate events such as mergers, acquisitions, or corporate reorganizations. FS Credit Opportunities Corp. was formed on January 28, 2013 and is domiciled in the United States.
Stock analysis
FS Credit Opportunities Corp. (FSCO) currently trades at $5.15, while our model-based Fair Value estimate is $10.30, implying the stock looks roughly 50% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $40.43 per share, and 10 of the 11 models we run sit above the $5.15 price.
Bear case: the Asset-Based group reads lowest at $4.76, and 1 of the 11 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $3.78 (bear) to $13.98 (bull), the price of $5.15 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 68/100 (solid quality), in the Financial Services sector.
Weak Growth: Revenue growth is weak, negative or inconsistent.
FS Credit Opportunities Corp. reported revenue of $206M in FY2025 versus −$137M in FY2022. Reported net income was $150M in FY2025.
Key figures
Market cap $1.0B Small · P/E ratio 8.3 · P/S ratio 6.03 · EPS (TTM) $0.6200 · Dividend yield 13.8% · Net margin 72.6% · Return on assets (EBIT) 5.0% (4-year average) · Free cash flow $512M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 72 out of 100 (low confidence).
What moves the price
The share trades about 11% below its 52-week high and 24% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at 100%, FSCO screens cheaper than that median.
Fair Value models
Bear$3.78Fair Value $10.30Bull$13.98
Price $5.15 · Upside +100.0%
Capped: our models arrive at a very high value here. We deliberately show a more cautious Fair Value.
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, no officer or director bought or sold shares on the open market.
BuyKeith BethelDirector2,500 shares at $4.84$12,100Mar 12, 2026
BuyMichael C. FormanOfficer, Director3× since Feb 24, 2026: 76,924 shares, avg. $5.20$400,005Feb 26, 2026
BuyDella ClarkDirector3,000 shares at $6.22$18,660Dec 30, 2025
BuyBarbara J FoussDirector1,620 shares at $6.06$9,817Dec 1, 2025
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.35/100
Revenue growth is weak, negative or inconsistent.
What shareholders gained per year (last 3 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−1.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−14.8%
Dividend (yield on the price)13.8%
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
The company could shrink this much every year for the next five years and today's price would still be justified.
News mood ⓘNews mood, the average tone of recent news (61 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
Compare FS Credit Opportunities Corp. with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 587 stocks
Beats the industry median on 9/11 measures
Overall it ranks above its industry peers.
Valuation
Quality Score68 · Top 25%
Fair Value upside+100.0% · Top 25%
Profitability
Return on assets6.9% · Above median
Net margin (12 months)72.6% · Top 25%
Operating margin (12 months)0.0% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)0.0% · Below median
Dividend yield (12 months)13.8% · Top 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
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Is FS Credit Opportunities Corp. (FSCO) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of $10.30 versus a price of $5.15, about +100% upside (undervalued).
What is the fair value of FSCO?
Our model-based fair value for FS Credit Opportunities Corp. is $10.30 (as of Nov 8, 2026), built from audited fundamentals. The current price: $5.15.
What is the quality score of FSCO?
FS Credit Opportunities Corp. has a Quality Score of 68/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for FS Credit Opportunities Corp. (FSCO)?
Our model-based price target is the fair value of $10.30 (as of Nov 8, 2026) from 11 valuation models. Cautious scenario $3.78, optimistic scenario $13.98. It is a calculation from audited fundamentals, not an analyst target.
What is the FS Credit Opportunities Corp. stock forecast for 2026?
Our models put fair value at $10.30, about +100% upside versus a price of $5.15 (undervalued). Cautious scenario $3.78, optimistic scenario $13.98. The calculation is refreshed regularly with new filings.
Does FS Credit Opportunities Corp. pay a dividend?
FS Credit Opportunities Corp. currently shows a dividend yield of 13.79% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of FS Credit Opportunities Corp. (FSCO) and when is the ex-dividend date?
FS Credit Opportunities Corp. pays a dividend of $0.71 per share a year, a dividend yield of 13.8%. The next ex-dividend date is Nov 20, 2026. A dividend has been paid every year since at least 2022. The payout ratio is 115% of earnings. Free cash flow covers the dividend 3.57 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into FS Credit Opportunities Corp. (FSCO)?
For today's price to be fair in a discounted-cash-flow model, FS Credit Opportunities Corp. would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 11.2 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 2 years revenue grew -18.0 % per year. As of Nov 8, 2026.
What discount rate (WACC) does the fair value of FSCO use?
Our models discount FS Credit Opportunities Corp. at 11.2 %: a base by market capitalisation (small), country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For FS Credit Opportunities Corp. that is less than minus 40 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.2 %) and the same formula as our fair value.
How much growth has FS Credit Opportunities Corp. (FSCO) delivered so far?
Over the past 2 years revenue at FS Credit Opportunities Corp. grew -18.0 % a year. The price currently implies free-cash-flow growth of less than minus 40 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of FS Credit Opportunities Corp. (FSCO) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into FS Credit Opportunities Corp. (less than minus 40 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of FS Credit Opportunities Corp. (FSCO)?
The free-cash-flow yield on the price is 49.17 %: that much free cash flow FS Credit Opportunities Corp. produces per unit of market value. When it exceeds the discount rate of our models (11.2 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of FS Credit Opportunities Corp. (FSCO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For FS Credit Opportunities Corp. it is $10.30 per share (as of Nov 8, 2026), against a price of $5.15. It is the blended result of 11 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is FS Credit Opportunities Corp. stock overvalued or undervalued in 2026?
As of Nov 8, 2026, FSCO trades below its calculated fair value: price $5.15, fair value $10.30, a gap of about +100% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FSCO?
No. The price is what the market pays today ($5.15); the fair value is what the company's own numbers justify ($10.30). For FS Credit Opportunities Corp. the two are $5.15 per share apart. That gap is exactly why we show both numbers side by side.
How much is FS Credit Opportunities Corp. worth?
The market values FS Credit Opportunities Corp. at about $1.0B (market capitalisation, as of Nov 8, 2026). Per share that is $5.15; our models calculate a fair value of $10.30 per share.
What do the bullish and bearish scenarios say about FSCO?
Our models span a range for FS Credit Opportunities Corp.: cautious scenario $3.78, base $10.30, optimistic $13.98 per share (as of Nov 8, 2026, price $5.15). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of FSCO?
FS Credit Opportunities Corp. trades at a price-to-earnings ratio of 8.3 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $10.30 is built from several models across several years. Other multiples: P/B 0.7, EV/EBITDA 4.2.
How far is FSCO from its 52-week high?
FS Credit Opportunities Corp. trades at $5.15, about 11% below its 52-week high of $5.80 and 24% above the low of $4.15 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $10.30 is for.
Which stocks are comparable to FS Credit Opportunities Corp.?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is FS Credit Opportunities Corp. stock attractive at the current price?
The data as of Nov 8, 2026: price $5.15, calculated fair value $10.30 (+100%), Quality Score 68/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FSCO calculated?
We run FS Credit Opportunities Corp. through 11 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of $10.30 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. FS Credit Opportunities Corp. currently trades 50% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of FS Credit Opportunities Corp. (FSCO)?
The closing price on Nov 6, 2026 was $5.15. Our model-based fair value is $10.30, about +100% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with FS Credit Opportunities Corp. right now?
The model range is unusually wide ($3.78 to $13.98). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid quality (68/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of FS Credit Opportunities Corp.
How large is the market capitalisation of FS Credit Opportunities Corp. (FSCO)?
The market capitalisation of FS Credit Opportunities Corp. is $1.0B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of FS Credit Opportunities Corp. (FSCO)?
The price-to-sales ratio of FS Credit Opportunities Corp. is 6.03 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of FS Credit Opportunities Corp. (FSCO)?
Earnings per share at FS Credit Opportunities Corp. are $0.6200 (price ÷ EPS = P/E 8.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of FS Credit Opportunities Corp. (FSCO)?
The dividend yield of FS Credit Opportunities Corp. is 13.8% (payout 115%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of FS Credit Opportunities Corp. (FSCO)?
The net margin of FS Credit Opportunities Corp. is 72.6% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of FS Credit Opportunities Corp. (FSCO)?
On an EBIT basis the return on assets of FS Credit Opportunities Corp. is 5.0% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How much net cash does FS Credit Opportunities Corp. (FSCO) hold?
FS Credit Opportunities Corp. holds more cash than debt, $114M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Nov 8, 2026