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GFT Technologies SE (GFT) Fair Value & Analysis

Technology · DE · Market cap €523M

GT GFT Technologies SE GFT · XETRA
Price€23.65
Fair Value€24.43
Upside+3.3%
Quality58/100
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Mixed Growth
Thin margins · 3.8% net margin
Low debt · generates free cash flow
2.38% dividend yield
Ranks above peers (9/15)
Narrow moat 42/100
Evidence: High Range €17.12 – €31.38 Share as image

Fair value as of: Jul 15, 2026

From 26 valuation models · updated 25 days ago

Fair value updated Jul 15, 2026, revised from €27.02 to €24.43 (−9.6%) since Jun 24, 2026. Share price +20.3% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range (€17.12 to €31.38) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

€44.52 €13.66 Fair Value €24.43 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.

How to read this chart

60‑month range €13.66 – €44.52 · fair‑value band €17.12 – €31.38 · the €23.65 price screens below the €24.43 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 15, 2026.

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Analysis

GFT Technologies SE (GFT) currently trades at €23.65, while our model-based Fair Value estimate is €24.43, implying the stock looks roughly 3.3% fairly valued today. The Quality Score stands at 58/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, GFT Technologies SE generated revenue of €896M at a net margin of 3.8%. Revenue grew 3.4% year over year. It earns a return on equity of 12.5%. Net debt stands at €86.4M. Fundamentals as of Jul 15, 2026

Our scenario range runs from €17.12 (bear case) to €31.38 (bull case); at €23.65, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 7% below its 52-week high and 71% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -25% fair-value upside, at 3%, GFT screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF €15.92 €23.97 €35.03 80
Residual Income €9.09 €10.29 €16.62 76
Rev-Margin DCF €15.25 €24.71 €36.38 74
All 26 models by family
DCF Models
FCF DCF €16.01 €24.85 €37.60 38
Owner Earnings €19.84 €30.85 €46.73 31
5Y Revenue Exit €15.25 €24.80 €37.32 39
5Y EBITDA Exit €19.50 €33.20 €49.83 41
5Y P/E Exit €17.64 €29.52 €42.57 38
10Y Revenue Exit €14.94 €23.44 €35.58 36
10Y EBITDA Exit €17.88 €28.93 €44.76 37
10Y P/E Exit €16.77 €26.53 €39.43 35
Earnings-Based
Graham-Dodd €8.75 €34.82 €47.32 54
Lynch FV €8.64 €12.34 €16.04 50
PEG = 1.0 €8.64 €12.34 €16.04 46
EPV €9.41 €10.64 €11.66 59
Dividend Discount
Gordon GGM €3.96 €7.14 €9.83 70
DDM Multi-Stage €3.96 €6.52 €7.63 61
Multiples
P/E Multiple €20.26 €27.02 €33.77 63
P/S Multiple €16.40 €21.87 €27.34 58
P/B Multiple €16.40 €21.87 €27.34 55
EV/EBIT €21.29 €28.24 €35.19 53
EV/EBITDA €24.06 €31.93 €39.80 54
EV/Revenue €15.32 €21.70 €28.08 43
Asset-Based
NCAV (Graham) €5.14 €6.89 €10.29 50
Growth DCF
Growth DCF €15.92 €23.97 €35.03 80
Rev-Margin DCF €15.25 €24.71 €36.38 74
Economic Profit
Residual Income €9.09 €10.29 €16.62 76
ROIC Compounder €9.41 €10.90 €13.31 72
Growth Earnings
Growth-Adj P/E €15.23 €21.76 €28.29 68

Widest divergence: DCF Models (€26.53) versus Dividend Discount (€6.52). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) €896M
Revenue growth (YoY) +3.4%
Net margin 3.8%
Return on equity 12.5%
Free cash flow €39.6M FY2025
P/E ratio 16.5
More key figures
Operating margin 5.6%
EPS (TTM) €1.34
Dividend yield 2.3%
EPS growth (YoY) +25.9%
Net debt €86.4M FY2025

Figures from reported company fundamentals · as of Jul 15, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 58/100

Of which business quality 59 · Market factors (momentum, volatility) 68

Profitability 50
Margins and returns on capital today
Quality Growth 39
Are margins and returns improving?
Cashflow 52
Earnings quality: real cash, not paper profit
Fin. Strength 62
Balance sheet, leverage, solvency risk
Investment 69
Disciplined investing over empire-building
Low Volatility 51
Calm price path (market factor)
Momentum 67
Price trend over the last 3–12 months (market factor)
52W Momentum 88
Distance to the 52-week high (market factor)
Net Issuance 93
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

GFT Technologies SE, together with its subsidiaries, provides digital transformation services. It operates in two segments in the Americas, the UK & APAC; and Continental Europe. The company offers Wynxx, a GenAI powered software delivery, Smaragd, a regulatory compliance suite, and Engenion, a project portfolio management.

Full company description

GFT Technologies SE, together with its subsidiaries, provides digital transformation services. It operates in two segments in the Americas, the UK & APAC; and Continental Europe. The company offers Wynxx, a GenAI powered software delivery, Smaragd, a regulatory compliance suite, and Engenion, a project portfolio management. It also provides services including AI services, AI consulting, data services, cloud services, software engineering, infrastructure and application management, and platform modernization. The company serves clients in investment and retail banking, insurance, and industrial sectors. GFT Technologies SE was founded in 1987 and is headquartered in Stuttgart, Germany.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

GFT Technologies SE reported revenue of €888M in FY2025 versus €566M in FY2021, a compound +11.9%/yr. Reported net income was €32.9M in FY2025, compounding +2.4%/yr from FY2021.

Growth Quality 82/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€888M
Latest YoY
+2.0%
Avg. growth/yr (3Y)
+6.8%
Avg. growth/yr (5Y)
+14.8%
Avg. growth/yr (22Y)
+8.5%
Revenue +11.9%/yr
FY21 €566M
FY22 €730M
FY23 €802M
FY24 €871M
FY25 €888M
Net income +2.4%/yr
FY21 €29.9M
FY22 €46.3M
FY23 €48.4M
FY24 €46.5M
FY25 €32.9M

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Cite: Fair Value Calculator (2026). "GFT Technologies SE Fair Value". https://www.fairvalue-calculator.com/stock/GFT

Peer Group

Information Technology Services · 480 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 58 · Above median
Fair Value upside +3% · Above median
Return on equity (TTM) 12% · Above median
Return on assets 5% · Above median
Net margin (TTM) 4% · Below median
Operating margin (TTM) 6% · Below median
Revenue growth 3% · Below median
Dividend yield (TTM) 2.4% · Above median
Debt / equity 0.19× · Higher than median

Valuation Multiples vs Information Technology Services median · lower = cheaper

P/E (TTM) 15.3× · Cheaper than median
P/B 2.30× · Pricier than median
P/S (TTM) 0.67× · Cheaper than median
P/FCF 15.2× · Pricier than 75% of peers
EV/EBITDA 9.6× · Cheaper than median
PEG 1.04× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 38 · sector 20
FUTURE 17 · sector 29
PAST 50 · sector 36
HEALTH 91 · sector 97
DIVIDEND 48 · sector 37

Insider activity: 30/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Information Technology Services stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).

Stock Price Fair Value vs Fair Value
International Business Machines Corporation IBM $235.92 $143.90 -39%
Accenture plc ACNN 2,460 MXN 250.95 MXN -90%
Infosys Limited INFY ₹1,156 ₹1,457 +26%
HCL Technologies Limited HCLTECH ₹1,204 ₹1,230 +2%
Wipro Limited WIPRO ₹178.43 ₹226.81 +27%
Tech Mahindra Limited TECHM ₹1,455 ₹1,086 -25%
Samsung SDS Co 018260 199,300 KRW 196,390 KRW -1%
Persistent Systems Limited PERSISTENT ₹5,059 ₹2,364 -53%
Hyundai Autoever Corporation 307950 393,000 KRW 133,088 KRW -66%
Coforge Limited COFORGE ₹1,541 ₹702.84 -54%

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Frequently asked questions

Is GFT Technologies SE (GFT) overvalued or undervalued?
As of Jul 15, 2026, our model estimates a fair value of €24.43 versus a price of €23.65, about +3% (fairly valued).
What is the fair value of GFT?
Our model-based fair value for GFT Technologies SE is €24.43 (as of Jul 15, 2026), built from audited fundamentals. The current price is €23.65.
What is the quality score of GFT?
GFT Technologies SE has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of GFT Technologies SE (GFT)?
GFT Technologies SE reported trailing-twelve-month revenue of about €896M (latest available figure, as of Jul 15, 2026).
What is the net profit margin of GFT?
The net profit margin of GFT Technologies SE is about 3.8%, meaning it keeps roughly 3.8% of revenue as net income. Based on the latest reported figures.
Does GFT Technologies SE pay a dividend?
GFT Technologies SE currently shows a dividend yield of about 2.25% relative to its recent price (as of Jul 15, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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