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Industrial Investment Trust Limited (IITL) Fair Value & Analysis

Financial Services · IN · Market cap ₹3.0B

II Industrial Investment Trust Limited IITL · NSE
Price₹132.95
Fair Value₹22.24
Upside-83.3%
Quality50/100
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Evidence: Low Range ₹16.38 – ₹34.58

Fair value as of: Jul 3, 2026

From 3 valuation models · updated yesterday

Share price −5.4% over the past month.

Price vs Fair Value (12 months)

₹204.59 ₹122.61 Fair Value ₹22.24 Jul 2025 Jul 2026

12‑month range ₹122.61 – ₹204.59 · fair‑value band ₹16.38 – ₹34.58 · the ₹132.95 price screens above the ₹22.24 fair value. As of Jul 3, 2026.

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Analysis

Industrial Investment Trust Limited (IITL) currently trades at ₹132.95, while our model-based Fair Value estimate is ₹22.24 — implying the stock looks roughly 83.3% overvalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Revenue grew 33.2% year over year. It earns a return on equity of -2.8%. The balance sheet holds a net cash position of ₹238M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) −₹154M
Revenue growth (YoY) +33.2%
Return on equity -2.8%
Free cash flow ₹7.8M FY2026
Operating margin 78.3%
EPS (TTM) ₹-5.52
More key figures
EPS growth (YoY) +39.9%
Net cash ₹238M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

Industrial Investment Trust Limited, a non-banking financial company, engages in the investment activities in India. It invests in equity shares, mutual funds, fixed deposits, and treasury bills. The company also provides loan against property and securities; lease rental discounting; and corporate loans. In addition, it engages in the real estate activities and construction of residential complexes, as well as offers advisory and consultancy services. The company was incorporated in 1933 and is based in Mumbai, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Industrial Investment Trust Limited reported revenue of −₹154M in FY2026 versus ₹30.9M in FY2022. Reported net income was −₹124M in FY2026.

Revenue
FY22 ₹30.9M
FY23 ₹70.9M
FY24 ₹276M
FY25 ₹313M
FY26 −₹154M
Net income
FY22 ₹324M
FY23 ₹449M
FY24 ₹649M
FY25 ₹40.1M
FY26 −₹124M

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

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Mastercard Incorporated M4I €427.90 €221.88 -48%
American Express Company AXP C$28.87 C$24.27 -16%
Capital One Financial Corporation COF $200.48 $122.33 -39%
Bajaj Finance Limited BAJFINANCE ₹889.40 ₹559.13 -37%
PayPal Holdings PYPL34 R$10.66 R$17.16 +61%

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Frequently asked questions

Is Industrial Investment Trust Limited (IITL) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹22.24 versus a price of ₹132.95 — about −83% (overvalued). Model-based estimate, not financial advice.
What is the fair value of IITL?
Our model-based fair value for Industrial Investment Trust Limited is ₹22.24 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹132.95.
What is the quality score of IITL?
Industrial Investment Trust Limited has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the net profit margin of IITL?
The net profit margin of Industrial Investment Trust Limited is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.