PayPal Holdings (PYPL34) Fair Value & Analysis
Financial Services · BR · Market cap R$188B
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 7 days ago
Fair value updated Jun 26, 2026 — revised from R$3.87 to R$3.86 (−0.3%) since Jun 24, 2026. Share price +8.9% over the past month.
Price vs Fair Value (12 months)
12‑month range R$9.64 – R$20.82 · fair‑value band R$2.84 – R$6.95 · the R$11.00 price screens above the R$3.86 fair value. As of Jun 26, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
PayPal Holdings (PYPL34) currently trades at R$11.00, while our model-based Fair Value estimate is R$3.86 — implying the stock looks roughly 64.9% overvalued today. We read business quality at 57/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, PayPal Holdings generated revenue of R$33.7B at a net margin of 15.0%. Revenue grew 7.2% year over year. It earns a return on equity of 25.1%. Net debt stands at R$1.9B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
PayPal Holdings reported revenue of R$33.2B in FY2025 versus R$25.4B in FY2021, a compound +6.9%/yr. Reported net income was R$5.2B in FY2025, compounding +5.8%/yr from FY2021.
Is PYPL34 fairly valued? → Check now
Recent news
- Meridian Hedged Equity Fund Maintained Its Position in PayPal Holdings (PYPL)
- This Week In Digital Payment - Austrian Social Commerce Booms With 12.4 Percent Growth
- PayPal's Total Payment Volume: What's Fueling Double-Digit Growth?
- PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
Similar stocks
6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc 3V64 | €278.30 | €152.55 | -45% |
| Mastercard Incorporated M4I | €428.00 | €240.44 | -44% |
| American Express Company AXP | C$28.87 | C$23.85 | -17% |
| Capital One Financial Corporation COF | $177.63 | $125.08 | -30% |
| Bajaj Finance Limited BAJFINANCE | ₹889.40 | ₹559.13 | -37% |
| Synchrony Financial, S1YF34 | R$357.68 | R$715.36 | +100% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is PayPal Holdings (PYPL34) undervalued?
What is the fair value of PYPL34?
What is the quality score of PYPL34?
What is the revenue of PayPal Holdings (PYPL34)?
What is the net profit margin of PYPL34?
Does PayPal Holdings pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.