JTC PLC (JTC) fair value: what the stock is really worth
We calculate from audited financials what JTC PLC is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
60‑month range £5.46 – £13.66 · fair‑value band £1.08 – £2.98 · the £13.39 price screens above the £2.06 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.
JTC PLC provides fund, corporate, and private capital services to institutional and private clients in the United Kingdom, Channel Islands, the United States, Caribbean, rest of Europe, and internationally. The company operates in two segments, Institutional Capital Services and Private Capital Services.
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JTC PLC provides fund, corporate, and private capital services to institutional and private clients in the United Kingdom, Channel Islands, the United States, Caribbean, rest of Europe, and internationally. The company operates in two segments, Institutional Capital Services and Private Capital Services. It offers fund services in a range of asset classes, including real estate, private equity, renewables, hedge, debt, and alternative asset classes, as well as a set of fund administration services. The company also provides company services, entity formation, administration, cash management, and other company secretarial services to small and medium entities, public companies, multinationals, sovereign wealth funds, fund managers, HNW, and UHNW individuals and families; and international and local pension plans, employee share incentive plans, employee ownership plans and deferred compensation plans. In addition, it offers cash management, foreign exchange, and lending services, as well as formation and administration of trusts, companies, partnerships, and other vehicles and structures, including cash and investments. JTC PLC was founded in 1987 and is headquartered in Saint Helier, Jersey.
Stock analysis
JTC PLC (JTC) currently trades at £13.39, while our model-based Fair Value estimate is £2.06, implying the stock looks roughly 550.2% overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of £6.18 per share, and 0 of the 13 models we run sit above the £13.39 price.
Bear case: the Economic Profit group reads lowest at £1.80, and 13 of the 13 models stay below the price. Evidence for this calculation is low.
Scenario range: £1.08 (bear) to £2.98 (bull), the price of £13.39 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
JTC PLC reported revenue of £382M in FY2025 versus £148M in FY2021, a compound +26.9%/yr. Reported net income was £933K in FY2025, compounding −56.7%/yr from FY2021.
Key figures
Market cap 2.3B GBX · P/S ratio 5.89 · EPS (TTM) £0.0100 · Dividend yield 1.0% · Net margin 0.2% · Return on equity 0.2% · Return on assets (EBIT) 4.0% · Operating margin 22.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
For context, the median of 10 Financial Services peers we cover trades at −25% fair-value upside, at −85%, JTC screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely (£0.0900 to £7.07). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear £1.08Fair Value £2.06Bull £2.98
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.90/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+25.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+24.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+27.1%
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.1%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−47.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−48.7%
Dividend (yield on the price)1.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.18% → 17%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 655 stocks
Beats the industry median on 2/13 measures
Overall it trails its industry peers.
Valuation
Quality Score55 · Below median
Fair Value upside−87% · Bottom 25%
Profitability
Return on equity (TTM)0% · Below median
Return on assets4% · Above median
Net margin (TTM)0% · Bottom 25%
Operating margin (TTM)22% · Below median
Growth and dividend
Revenue growth32% · Above median
Dividend yield (TTM)1.0% · Bottom 25%
Balance sheet
Debt / equity0.53× · Highest 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
P/B6.07× · Priciest 25%
P/S (TTM)8.12× · Priciest 25%
P/FCF62.1× · Priciest 25%
EV/EBITDA34.1× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 50
FUTURE (revenue growth)100· sector 18
PAST (return on equity)1· sector 21
HEALTH (low debt)73· sector 95
DIVIDEND (yield)20· sector 79
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "JTC PLC Fair Value". https://www.fairvalue-calculator.com/stock/JTC.LSE
Frequently asked questions
Is JTC PLC (JTC) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of £2.06 versus the last price from Aug 20, 2026 of £13.39, about −85% upside (overvalued).
What is the fair value of JTC?
Our model-based fair value for JTC PLC is £2.06 (as of Sep 13, 2026), built from audited fundamentals. Last price (from Aug 20, 2026): £13.39.
What is the quality score of JTC?
JTC PLC has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for JTC PLC (JTC)?
Our model-based price target is the fair value of £2.06 (as of Sep 13, 2026) from 13 valuation models. Cautious scenario £1.08, optimistic scenario £2.98. It is a calculation from audited fundamentals, not an analyst target.
What is the JTC PLC stock forecast for 2026?
Our models put fair value at £2.06, about −85% upside versus the last price from Aug 20, 2026 of £13.39 (overvalued). Cautious scenario £1.08, optimistic scenario £2.98. The calculation is refreshed regularly with new filings.
What is the revenue of JTC PLC (JTC)?
JTC PLC reported trailing-twelve-month revenue of about £382M (latest available figure, as of Sep 13, 2026).
Does JTC PLC pay a dividend?
JTC PLC currently shows a dividend yield of about 0.99% relative to its recent price (as of Sep 13, 2026).
What is the intrinsic value of JTC PLC (JTC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For JTC PLC it is £2.06 per share (as of Sep 13, 2026), against a price of £13.39. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is JTC PLC stock overvalued or undervalued in 2026?
As of Sep 13, 2026, JTC trades above its calculated fair value: price £13.39, fair value £2.06, a gap of about −85% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of JTC?
No. The price is what the market pays today (£13.39); the fair value is what the company's own numbers justify (£2.06). For JTC PLC the two are £11.33 per share apart. That gap is exactly why we show both numbers side by side.
How much is JTC PLC worth?
The market values JTC PLC at about 2.3B GBX (market capitalisation, as of Sep 13, 2026). Per share that is £13.39; our models calculate a fair value of £2.06 per share.
What do the bullish and bearish scenarios say about JTC?
Our models span a range for JTC PLC: cautious scenario £1.08, base £2.06, optimistic £2.98 per share (as of Sep 13, 2026, price £13.39). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of JTC PLC (JTC)?
Balance-sheet figures for JTC PLC (as of Sep 13, 2026): return on equity 0.2%, debt of 0.53 per unit of equity. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
Which stocks are comparable to JTC PLC?
From the same area (Financial Services) we also value Blackstone Inc, Investor AB, Brookfield Corporation, KKR & Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is JTC PLC stock attractive at the current price?
The data as of Sep 13, 2026: price £13.39, calculated fair value £2.06 (−85%), Quality Score 55/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of JTC calculated?
We run JTC PLC through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of £2.06, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. JTC PLC itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of JTC PLC (JTC)?
The latest price we hold is from Aug 20, 2026 and stands at £13.39. Our model-based fair value is £2.06, about −85% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with JTC PLC right now?
The price sits above even our optimistic bull case (£2.98). The favourable scenario is already priced in. The model range is unusually wide (£1.08 to £2.98). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of JTC PLC
How large is the market capitalisation of JTC PLC (JTC)?
The market capitalisation of JTC PLC is 2.3B GBX. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of JTC PLC (JTC)?
The price-to-sales ratio of JTC PLC is 5.89 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of JTC PLC (JTC)?
Earnings per share at JTC PLC are £0.0100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of JTC PLC (JTC)?
The dividend yield of JTC PLC is 1.0%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of JTC PLC (JTC)?
The net margin of JTC PLC is 0.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of JTC PLC (JTC)?
The return on equity (ROE) of JTC PLC is 0.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of JTC PLC (JTC)?
On an EBIT basis the return on assets of JTC PLC is 4.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of JTC PLC (JTC)?
The operating margin of JTC PLC is 22.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at JTC PLC (JTC)?
Revenue at JTC PLC is growing +32.3% versus a year earlier (3y avg +24.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at JTC PLC (JTC)?
Earnings per share at JTC PLC are growing −64.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does JTC PLC (JTC) generate?
The free cash flow of JTC PLC is £49.9M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does JTC PLC (JTC) carry?
The net debt of JTC PLC is £342M (fiscal year 2025, ≈ 6.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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