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JTC PLC (JTCPF) fair value: what the stock is really worth
As of Aug 21, 2026: fair value of JTC PLC $2.24, price $18.00, upside -87.6%, quality 55 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
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JP
Thin data
Sep 24, 2026
Thin data
Sep 24, 2026
JTC PLC
JTCPF · USStretched ValuationStrong overvaluation with only moderate quality.
!Fair value $2.24 · Strongly overvalued (−87.6%)
!Quality 55/100
!Mixed Growth (revenue 5y +27.1 %/yr)
!Thin margins · 0.2% net margin (TTM)
✓Moderate debt · generates free cash flow
✓0.3% dividend yield · Sustainable
!Narrow moat 33/100
!Evidence only low, so the estimate is less certain
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What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $6.92 – $18.33 · fair‑value band $1.95 – $3.37 · the $18.00 price screens above the $2.24 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Company profile
JTC PLC provides fund, corporate, and private capital services to institutional and private clients in the United Kingdom, Channel Islands, the United States, Caribbean, rest of Europe, and internationally. The company operates in two segments, Institutional Capital Services and Private Capital Services.
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JTC PLC provides fund, corporate, and private capital services to institutional and private clients in the United Kingdom, Channel Islands, the United States, Caribbean, rest of Europe, and internationally. The company operates in two segments, Institutional Capital Services and Private Capital Services. It offers fund services in a range of asset classes, including real estate, private equity, renewables, hedge, debt, and alternative asset classes, as well as a set of fund administration services. The company also provides company services, entity formation, administration, cash management, and other company secretarial services to small and medium entities, public companies, multinationals, sovereign wealth funds, fund managers, HNW, and UHNW individuals and families; and international and local pension plans, employee share incentive plans, employee ownership plans and deferred compensation plans. In addition, it offers cash management, foreign exchange, and lending services, as well as formation and administration of trusts, companies, partnerships, and other vehicles and structures, including cash and investments. JTC PLC was founded in 1987 and is headquartered in Saint Helier, Jersey.
Stock analysis
JTC PLC (JTCPF) currently trades at $18.00, while our model-based Fair Value estimate is $2.24, 87.6% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $7.50 per share, and 0 of the 13 models we run sit above the $18.00 price.
Bear case: the Economic Profit group reads lowest at $1.80, and 13 of the 13 models stay below the price. Evidence for this calculation is low.
Scenario range: $1.95 (bear) to $3.37 (bull), the price of $18.00 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
JTC PLC reported revenue of $382M in FY2025 versus $148M in FY2021, a compound +26.8%/yr. Reported net income was $933K in FY2025, compounding −56.7%/yr from FY2021.
Key figures
Market cap $3.1B · P/S ratio 7.82 · EPS (TTM) $0.0100 · Dividend yield 0.3% · Net margin 0.2% · Return on equity 0.2% · Return on assets (EBIT) 4.0% · Operating margin 22.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (medium confidence).
What moves the price
The share trades about 2% below its 52-week high and 49% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at −88%, JTCPF screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely ($0.0700 to $10.36). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear $1.95
Fair Value $2.24
Bull $3.37
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income
$1.96
$1.80
$1.69
76
Growth DCF
$5.45
$10.36
$19.96
74
Owner Earnings
$4.00
$9.72
$21.29
70
All 13 models by family
DCF Models
Owner Earnings
$4.00
$9.72
$21.29
70
5Y P/E Exit
$1.21
$1.95
$2.69
70
10Y P/E Exit
$2.63
$4.26
$6.30
63
Earnings-Based
Graham-Dodd
$0.0400
$0.2600
$0.3600
63
Lynch FV
$0.1000
$0.1400
$0.1800
61
Dividend Discount
Gordon GGM
$1.14
$2.26
$3.43
67
DDM Multi-Stage
$1.14
$1.95
$2.39
67
Multiples
P/E Multiple
$0.0500
$0.0700
$0.0900
63
P/B Multiple
$0.0700
$0.0900
$0.1200
55
Asset-Based
NCAV (Graham)
$1.48
$1.99
$2.96
54
Growth DCF
Growth DCF
$5.45
$10.36
$19.96
74
Rev-Margin DCF
$3.67
$7.50
$14.73
68
Economic Profit
Residual Income
$1.96
$1.80
$1.69
76
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Set up alert →Quality Score breakdown
Overall quality
55/100
Of which business quality 54 · Market factors (momentum, volatility) 69
Profitability
24
Margins and returns on capital today
Quality Growth
85
Are margins and returns improving?
Cashflow
76
Earnings quality: real cash, not paper profit
Fin. Strength
50
Balance sheet, leverage, solvency risk
Investment
54
Disciplined investing over empire-building
Low Volatility
68
Calm price path (market factor)
Momentum
59
Price trend over the last 3–12 months (market factor)
52W Momentum
89
Distance to the 52-week high (market factor)
Net Issuance
40
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
90/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+25.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+24.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+27.1%
Start year 2020 (pandemic). Over 10 years: +21.1% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.1%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−48.4%
Earnings growth per share plus dividend.
Earnings per share, growth per year−48.7%
Dividend (yield on the price)0.3%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.18% → 17%
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+31.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +28.3% a year for the price.
JTCPF screens overvalued: fair value 88% below the price. Compare with Blackstone Inc →
Compare JTC PLC with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 647 stocks
Beats the industry median on 2/13 measures
Overall it trails its industry peers.
Valuation Multiplesvs Asset Management median · lower = cheaper
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Asset Management stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Blackstone Inc BX | $112.09 | $52.29 | −53% |
| KKR & Co KKR | $93.18 | $29.26 | −69% |
| Brookfield Corporation BN | $36.87 | $13.45 | −64% |
| Apollo Global Management, Inc APO | $116.06 | $197.23 | +70% |
| State Street Corporation STT | $177.78 | $139.37 | −22% |
| Ameriprise Financial, Inc AMP | $494.82 | $595.40 | +20% |
| Ares Management Corporation ARES | $122.01 | $103.68 | −15% |
| Northern Trust Corporation NTRS | $175.73 | $123.42 | −30% |
| Raymond James Financial, Inc RJF | $161.16 | $317.27 | +97% |
| Exor N.V EXO | €68.10 | €136.20 | +100% |
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Frequently asked questions
Is JTC PLC (JTCPF) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $2.24 versus the last price from Aug 21, 2026 of $18.00, about −88% upside (overvalued).
What is the fair value of JTCPF?
Our model-based fair value for JTC PLC is $2.24 (as of Sep 24, 2026), built from audited fundamentals. Last price (from Aug 21, 2026): $18.00.
What is the quality score of JTCPF?
JTC PLC has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for JTC PLC (JTCPF)?
Our model-based price target is the fair value of $2.24 (as of Sep 24, 2026) from 13 valuation models. Cautious scenario $1.95, optimistic scenario $3.37. It is a calculation from audited fundamentals, not an analyst target.
What is the JTC PLC stock forecast for 2026?
Our models put fair value at $2.24, about −88% upside versus the last price from Aug 21, 2026 of $18.00 (overvalued). Cautious scenario $1.95, optimistic scenario $3.37. The calculation is refreshed regularly with new filings.
What is the revenue of JTC PLC (JTCPF)?
JTC PLC reported trailing-twelve-month revenue of about $382M (latest available figure, as of Sep 24, 2026).
Does JTC PLC pay a dividend?
JTC PLC currently shows a dividend yield of about 0.28% relative to its recent price (as of Sep 24, 2026).
What growth is priced into JTC PLC (JTCPF)?
For today's price to be fair in a discounted-cash-flow model, JTC PLC would have to grow free cash flow by +31.4 % per year for five years (discount rate 9.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +27.1 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of JTCPF use?
Our models discount JTC PLC at 9.6 %: a base by market capitalisation (mid), damped by beta 0.93, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For JTC PLC that is +31.4 % per year a year over ten years, using the same discount rate (9.6 %) and the same formula as our fair value.
How much growth has JTC PLC (JTCPF) delivered so far?
Over the past 5 years revenue at JTC PLC grew +27.1 % a year. The price currently implies +31.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of JTC PLC (JTCPF) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into JTC PLC (+31.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of JTC PLC (JTCPF)?
The free-cash-flow yield on the price is 1.63 %: that much free cash flow JTC PLC produces per unit of market value. When it exceeds the discount rate of our models (9.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of JTC PLC (JTCPF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For JTC PLC it is $2.24 per share (as of Sep 24, 2026), against a price of $18.00. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is JTC PLC stock overvalued or undervalued in 2026?
As of Sep 24, 2026, JTCPF trades above its calculated fair value: price $18.00, fair value $2.24, a gap of about −88% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of JTCPF?
No. The price is what the market pays today ($18.00); the fair value is what the company's own numbers justify ($2.24). For JTC PLC the two are $15.76 per share apart. That gap is exactly why we show both numbers side by side.
How much is JTC PLC worth?
The market values JTC PLC at about $3.1B (market capitalisation, as of Sep 24, 2026). Per share that is $18.00; our models calculate a fair value of $2.24 per share.
What do the bullish and bearish scenarios say about JTCPF?
Our models span a range for JTC PLC: cautious scenario $1.95, base $2.24, optimistic $3.37 per share (as of Sep 24, 2026, price $18.00). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of JTC PLC (JTCPF)?
Balance-sheet figures for JTC PLC (as of Sep 24, 2026): return on equity 0.2%, debt of 0.53 per unit of equity. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is JTCPF from its 52-week high?
JTC PLC trades at $18.00, about 2% below its 52-week high of $18.33 and 49% above the low of $12.05 (as of Aug 21, 2026). Distance from the high says nothing about value: that is what the fair value of $2.24 is for.
Which stocks are comparable to JTC PLC?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Corporation, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is JTC PLC stock attractive at the current price?
The data as of Sep 24, 2026: price $18.00, calculated fair value $2.24 (−88%), Quality Score 55/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of JTCPF calculated?
We run JTC PLC through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $2.24, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. JTC PLC itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of JTC PLC (JTCPF)?
The latest price we hold is from Aug 21, 2026 and stands at $18.00. Our model-based fair value is $2.24, about −88% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with JTC PLC right now?
The price sits above even our optimistic bull case ($3.37). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of JTC PLC
How large is the market capitalisation of JTC PLC (JTCPF)?
The market capitalisation of JTC PLC is $3.1B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of JTC PLC (JTCPF)?
The price-to-sales ratio of JTC PLC is 7.82 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of JTC PLC (JTCPF)?
Earnings per share at JTC PLC are $0.0100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of JTC PLC (JTCPF)?
The dividend yield of JTC PLC is 0.3%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of JTC PLC (JTCPF)?
The net margin of JTC PLC is 0.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of JTC PLC (JTCPF)?
The return on equity (ROE) of JTC PLC is 0.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of JTC PLC (JTCPF)?
On an EBIT basis the return on assets of JTC PLC is 4.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of JTC PLC (JTCPF)?
The operating margin of JTC PLC is 22.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at JTC PLC (JTCPF)?
Revenue at JTC PLC is growing +32.3% versus a year earlier (3y avg +24.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at JTC PLC (JTCPF)?
Earnings per share at JTC PLC are growing −64.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does JTC PLC (JTCPF) carry?
The net debt of JTC PLC is $342M (fiscal year 2025, ≈ 6.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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