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Mastek Limited (MASTEK) Fair Value & Analysis

Technology · IN · Market cap ₹50.0B

ML Mastek Limited MASTEK · NSE
Price₹1,812
Fair Value₹3,489
Upside+92.6%
Quality62/100
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Healthy Growth
Solidly profitable · 10.9% net margin
Low debt · generates free cash flow
1.53% dividend yield
Ranks above peers (10/14)
Moderate moat 57/100
Evidence: High Range ₹2,210 – ₹4,340 Share as image

Fair value as of: Aug 13, 2026

From 26 valuation models · updated 4 days ago

Fair value updated Aug 13, 2026, revised from ₹2,544 to ₹3,489 (+37.2%) since Aug 8, 2026. Share price +2.2% over the past month.

A solid business, screening 93% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (₹2,210). The market is more pessimistic than our downside scenario.
  • Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (₹2,210 to ₹4,340) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

₹3,308 ₹1,342 Fair Value ₹3,489 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹1,342 – ₹3,308 · fair‑value band ₹2,210 – ₹4,340 · the ₹1,812 price screens below the ₹3,489 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Mastek Limited (MASTEK) currently trades at ₹1,812, while our model-based Fair Value estimate is ₹3,489, implying the stock looks roughly 92.6% undervalued today. The Quality Score stands at 62/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Mastek Limited generated revenue of ₹37.0B at a net margin of 10.9%. Revenue grew 3.6% year over year. It earns a return on equity of 14.8%. The balance sheet holds a net cash position of ₹2.7B. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹2,210 (bear case) to ₹4,340 (bull case); at ₹1,812, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 35% below its 52-week high and 36% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at 0% fair-value upside, at 93%, MASTEK screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹2,293 ₹4,018 ₹7,017 80
Residual Income ₹928.54 ₹1,177 ₹3,045 76
Rev-Margin DCF ₹1,868 ₹3,129 ₹4,806 74
All 26 models by family
DCF Models
FCF DCF ₹2,324 ₹4,248 ₹7,717 38
Owner Earnings ₹2,088 ₹3,804 ₹6,895 31
5Y Revenue Exit ₹1,868 ₹3,162 ₹4,935 39
5Y EBITDA Exit ₹2,468 ₹4,432 ₹6,946 41
5Y P/E Exit ₹2,586 ₹4,681 ₹7,136 38
10Y Revenue Exit ₹1,948 ₹3,247 ₹5,280 36
10Y EBITDA Exit ₹2,404 ₹4,191 ₹7,007 37
10Y P/E Exit ₹2,483 ₹4,377 ₹7,170 35
Earnings-Based
Graham-Dodd ₹886.17 ₹4,485 ₹6,194 54
Lynch FV ₹1,218 ₹1,740 ₹2,262 50
PEG = 1.0 ₹1,218 ₹1,740 ₹2,262 46
EPV ₹1,372 ₹1,575 ₹1,753 59
Dividend Discount
Gordon GGM ₹220.21 ₹457.86 ₹726.35 70
DDM Multi-Stage ₹220.21 ₹386.08 ₹480.54 61
Multiples
P/E Multiple ₹2,737 ₹3,649 ₹4,561 63
P/S Multiple ₹1,662 ₹2,215 ₹2,769 58
P/B Multiple ₹1,662 ₹2,215 ₹2,769 55
EV/EBIT ₹3,136 ₹4,130 ₹5,124 53
EV/EBITDA ₹2,707 ₹3,558 ₹4,409 54
EV/Revenue ₹1,662 ₹2,308 ₹2,954 43
Asset-Based
NCAV (Graham) ₹482.54 ₹646.61 ₹965.09 50
Growth DCF
Growth DCF ₹2,293 ₹4,018 ₹7,017 80
Rev-Margin DCF ₹1,868 ₹3,129 ₹4,806 74
Economic Profit
Residual Income ₹928.54 ₹1,177 ₹3,045 76
ROIC Compounder ₹1,541 ₹2,078 ₹2,819 72
Growth Earnings
Growth-Adj P/E ₹2,171 ₹3,102 ₹4,032 68

Widest divergence: DCF Models (₹4,191) versus Dividend Discount (₹386.08). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹37.0B
Revenue growth (YoY) +3.6%
Net margin 10.9%
Return on equity 14.8%
Free cash flow ₹5.0B FY2026
P/E ratio 14.0
More key figures
Operating margin 14.1%
EPS (TTM) ₹129.52
Dividend yield 1.5%
EPS growth (YoY) +30.8%
Net cash ₹2.7B FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 63 · Market factors (momentum, volatility) 42

Profitability 50
Margins and returns on capital today
Quality Growth 34
Are margins and returns improving?
Cashflow 68
Earnings quality: real cash, not paper profit
Fin. Strength 89
Balance sheet, leverage, solvency risk
Investment 48
Disciplined investing over empire-building
Low Volatility 76
Calm price path (market factor)
Momentum 34
Price trend over the last 3–12 months (market factor)
52W Momentum 18
Distance to the 52-week high (market factor)
Net Issuance 78
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Mastek Limited, together with its subsidiaries, engages in the provision of enterprise technology solutions in India, the United Kingdom, Europe, North America, Middle East region, South-east Asia, India, Singapore, Australia, and internationally.

Full company description

Mastek Limited, together with its subsidiaries, engages in the provision of enterprise technology solutions in India, the United Kingdom, Europe, North America, Middle East region, South-east Asia, India, Singapore, Australia, and internationally. The company offers digital and application engineering, including cloud engineering and migration, enterprise integration, low code, quality engineering, and DevSecOps. It also provides oracle cloud and enterprise apps, such as E-business suite, consulting services, analytics cloud and infrastructure, autonomous data warehouse, Cloud Applications, Cloud Applications, Value Based Analytics, PeopleSoft to Cloud Migration. In addition, the company offers digital commerce and experience solutions comprising commerce, experience platform, search and intelligent recommendation, and modern UI/UX solutions. Further, the company provides data, automation, and artificial intelligence solutions, such as data management and governance, data warehousing, reporting, datalakes, cloud data warehouse, data virtualization, analytics/machine learning, and hyper automation, as well as extract, transform and load (ETL) solutions. Additionally, it offers cloud enhancement, software application development and maintenance, business intelligence, testing and assurance, digital commerce, agile consulting, and legacy modernization services. It serves government, public sector, healthcare, life science, retail, consumer, manufacturing and technology, financial services, higher education, construction and engineering, hospitality, transportation and logistics, high tech, and media and entertainment industries. Mastek Limited was incorporated in 1982 and is based in Mumbai, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Mastek Limited reported revenue of ₹37.0B in FY2026 versus ₹21.8B in FY2022, a compound +14.1%/yr. Reported net income was ₹4.0B in FY2026, compounding +8.2%/yr from FY2022.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹37.0B
Latest YoY
+7.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.0%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.5%
Avg. growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.6%
Revenue +14.1%/yr
FY22 ₹21.8B
FY23 ₹25.6B
FY24 ₹30.5B
FY25 ₹34.6B
FY26 ₹37.0B
Net income +8.2%/yr
FY22 ₹3.0B
FY23 ₹2.9B
FY24 ₹3.0B
FY25 ₹3.8B
FY26 ₹4.0B
Character of growth · EPS growth decomposed (2015-2026) +33.4 % p.a.
Revenue per share +17.0 pp

of which total revenue +19.2 pp · buybacks/dilution −2.2 pp

EBIT margin +20.2 pp
Tax rate −1.1 pp
Residual (interest, one-offs) −2.7 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "Mastek Limited Fair Value". https://www.fairvalue-calculator.com/stock/MASTEK

Peer Group

Information Technology Services · 490 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 62 · Above median
Fair Value upside +93% · Top 25%
Return on equity (TTM) 15% · Above median
Return on assets 8% · Top 25%
Net margin (TTM) 11% · Top 25%
Operating margin (TTM) 14% · Top 25%
Revenue growth 4% · Below median
Dividend yield (TTM) 1.5% · Below median
Debt / equity 0.08× · Higher than median

Valuation Multiples vs Information Technology Services median · lower = cheaper

P/E (TTM) 14.0× · Cheaper than median
P/B 1.67× · Cheaper than median
P/S (TTM) 1.35× · Pricier than median
P/FCF 0.1× · Cheaper than 75% of peers
EV/EBITDA 7.7× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 33
FUTURE 18 · sector 30
PAST 59 · sector 35
HEALTH 96 · sector 97
DIVIDEND 31 · sector 40

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Information Technology Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
International Business Machines Corporation IBM $235.98 $175.76 -26%
Accenture plc ACNN 2,460 MXN 300.07 MXN -88%
Tata Consultancy Services Limited TCS ₹2,350 ₹3,473 +48%
Infosys Limited INFY ₹1,176 ₹1,998 +70%
HCL Technologies Limited HCLTECH ₹1,365 ₹1,722 +26%
Wipro Limited WIPRO ₹183.94 ₹314.26 +71%
Tech Mahindra Limited TECHM ₹1,625 ₹1,521 -6%
Samsung SDS Co 018260 235,500 KRW 235,321 KRW -0%
Persistent Systems Limited PERSISTENT ₹5,474 ₹3,259 -40%
Hyundai Autoever Corporation 307950 433,000 KRW 186,323 KRW -57%

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Frequently asked questions

Is Mastek Limited (MASTEK) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹3,489 versus a price of ₹1,812, about +93% (undervalued).
What is the fair value of MASTEK?
Our model-based fair value for Mastek Limited is ₹3,489 (as of Aug 13, 2026), built from audited fundamentals. The current price is ₹1,812.
What is the quality score of MASTEK?
Mastek Limited has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Mastek Limited (MASTEK)?
Mastek Limited reported trailing-twelve-month revenue of about ₹37.0B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of MASTEK?
The net profit margin of Mastek Limited is about 10.9%, meaning it keeps roughly 10.9% of revenue as net income. Based on the latest reported figures.
Does Mastek Limited pay a dividend?
Mastek Limited currently shows a dividend yield of about 1.53% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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