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PT Bank Mega Tbk (MEGA) Fair Value & Analysis

Financial Services · ID · Market cap 46.4T IDR

PB PT Bank Mega Tbk MEGA · JK
Price1,995 IDR
Fair Value1,882 IDR
Upside-5.7%
Quality51/100
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Evidence: High Range 1,411 IDR – 2,352 IDR

Fair value as of: Jul 15, 2026

From 26 valuation models · updated 2 days ago

Share price −7.2% over the past month.

Price vs Fair Value (12 months)

965,951 IDR 1,555 IDR Fair Value 1,882 IDR Jul 2025 Jul 2026

12‑month range 1,555 IDR – 965,951 IDR · fair‑value band 1,411 IDR – 2,352 IDR · the 1,995 IDR price screens above the 1,882 IDR fair value. As of Jul 15, 2026.

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Analysis

PT Bank Mega Tbk (MEGA) currently trades at 1,995 IDR, while our model-based Fair Value estimate is 1,882 IDR, implying the stock looks roughly 5.7% fairly valued today. We read business quality at 51/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, PT Bank Mega Tbk generated revenue of 7.4T IDR at a net margin of 47.3%. Revenue grew 8.3% year over year. It earns a return on equity of 15.1%. The balance sheet holds a net cash position of 14.0T IDR. Fundamentals as of Jul 15, 2026

Our scenario range runs from 1,411 IDR (bear case) to 2,352 IDR (bull case); at 1,995 IDR, the current price sits within that range. For context, the median of 10 Financial Services peers we cover trades at 36% fair-value upside, at -6%, MEGA screens richer than that median.

Key figures & financial health

Revenue (TTM) 7.4T IDR
Revenue growth (YoY) +8.3%
Net margin 47.3%
Return on equity 15.1%
Free cash flow 867B IDR FY2025
P/E ratio 12.8
More key figures
Operating margin 47.7%
EPS (TTM) 148.50 IDR
EPS growth (YoY) +22.3%
Net cash 14.0T IDR FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 15, 2026. TTM = trailing twelve months.

About the company

PT Bank Mega Tbk provides various banking products and services in Indonesia. The company offers savings accounts, current accounts, and time deposits. It also provides cash, car, housing, working capital, and investment loans; inventory and supplier financing; financing for the purchase of motor vehicles and assets; credit and debit cards; and various credit facilities. In addition, the company offers investment products, such as mutual funds; bancassurance products comprising unit link products; and monitoring agent services for the issuance of medium-term notes and guarantor agent services. Further, the company provides treasury products, such as banknotes, foreign exchange services, derivatives, and bonds; RTGS, funds remittance, funds transfer, intercity clearing, safe deposit box, custody, trustee, and trade financing services; international banking services; and ATM and internet banking services. The company was formerly known as PT. Karman bank and changed its name to PT …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

PT Bank Mega Tbk reported revenue of 13.1T IDR in FY2025 versus 11.2T IDR in FY2021, a compound +4.0%/yr. Reported net income was 3.4T IDR in FY2025, compounding −4.3%/yr from FY2021.

Revenue +4.0%/yr
FY21 11.2T IDR
FY22 11.6T IDR
FY23 12.5T IDR
FY24 12.1T IDR
FY25 13.1T IDR
Net income −4.3%/yr
FY21 4.0T IDR
FY22 4.1T IDR
FY23 3.5T IDR
FY24 2.6T IDR
FY25 3.4T IDR

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Cite: Fair Value Calculator (2026). "PT Bank Mega Tbk Fair Value". https://www.fairvalue-calculator.com/stock/MEGA

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).

Stock Price Fair Value vs Fair Value
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KB Financial Group 105560 154,000 KRW 172,992 KRW +12%
PT Bank Mandiri (Persero) Tbk BMRI 3,710 IDR 7,420 IDR +100%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI 2,880 IDR 5,760 IDR +100%
Banco Bradesco S.A BBD 5,120 ARS 10,240 ARS +100%
Shinhan Financial Group 055550 97,700 KRW 119,389 KRW +22%
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Lloyds Banking Group LYG 4,138 ARS 8,275 ARS +100%
Banco de Chile, CHILE 178.10 CLP 92.69 CLP -48%
Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB 61,700 VND 63,824 VND +3%

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Frequently asked questions

Is PT Bank Mega Tbk (MEGA) undervalued?
As of Jul 15, 2026, our model estimates a fair value of 1,882 IDR versus a price of 1,995 IDR, about −6% (fairly valued). Model-based estimate, not financial advice.
What is the fair value of MEGA?
Our model-based fair value for PT Bank Mega Tbk is 1,882 IDR (as of Jul 15, 2026), built from audited fundamentals. The current price is 1,995 IDR.
What is the quality score of MEGA?
PT Bank Mega Tbk has a Quality Score of 51/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of PT Bank Mega Tbk (MEGA)?
PT Bank Mega Tbk reported trailing-twelve-month revenue of about 7.4T IDR (latest available figure, as of Jul 15, 2026).
What is the net profit margin of MEGA?
The net profit margin of PT Bank Mega Tbk is about 47.3%, meaning it keeps roughly 47.3% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.