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Northern 2 Vct Plc (NTV) Fair Value & Analysis

Financial Services · GB · Market cap 142M GBX · ISIN GB0005356430

What is Northern 2 Vct Plc really worth?

N2 Northern 2 Vct Plc NTV · LSE
Price from Aug 28, 2026£0.5300
Fair Value£0.4400
Upside−17.0%
Quality25/100

Below-average quality, and trading another 20% above our fair value of £0.4400.

As of Aug 30, 2026, the fair value of Northern 2 Vct Plc is £0.4400 per share against a price of £0.5300, so the fair value sits 17% below the price. A model estimate blended from multiple valuation models, recalculated regularly.

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Risks

!Weak Growth (revenue 5y −46.2 %/yr)
!Loss-making · -98.4% net margin
!negative free cash flow
!Trails peers (2/9)
!Narrow moat 39/100
!Evidence only low, so the estimate is less certain

For context

·5.66% dividend yield
Evidence: Low Range £0.3300 – £0.5500

Fair value as of: Aug 30, 2026

From 2 valuation models · updated 7 days ago

Share price +4.4% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • Weak quality (25/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

£0.5368 £0.4199 Fair Value £0.4400 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 30, 2026.

How to read this chart

60‑month range £0.4199 – £0.5368 · fair‑value band £0.3300 – £0.5500 · the £0.5300 price screens above the £0.4400 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 30, 2026.

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Analysis

Northern 2 Vct Plc (NTV) currently trades at £0.5300, while our model-based Fair Value estimate is £0.4400, implying the stock looks roughly 20.5% overvalued today. The Quality Score stands at 25/100 (below-average quality), in the Financial Services sector. How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the evidence level at low.

Revenue declined 1.8% year over year. It earns a return on equity of 6.2%. The balance sheet holds a net cash position of £39.3M. The stock trades on a trailing P/E of 13.3. Fundamentals as of Aug 30, 2026

Our scenario range runs from £0.3300 (bear case) to £0.5500 (bull case); at £0.5300, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −17%, NTV screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple best evidence £0.3300 £0.4400 £0.5500 55
NCAV (Graham) £0.2600 £0.3500 £0.5200 51
All 2 models by family
Multiples
P/B Multiple best evidence £0.3300 £0.4400 £0.5500 55
Asset-Based
NCAV (Graham) £0.2600 £0.3500 £0.5200 51

Widest divergence: Multiples (£0.4400) versus Asset-Based (£0.3500). Highest evidence: P/B Multiple (55).

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Key figures & financial health

P/E ratio 13.3
P/S ratio 12.5 TTM
EPS (TTM) £0.0400 price ÷ EPS = P/E 13.3
Dividend yield 5.7% payout 75.0%
Net margin −94.7% FY2026
Return on equity 6.2% TTM
More key figures
Profitability
Return on assets (EBIT) 1.1% avg 5y
Operating margin 58.4% TTM
Growth
Revenue growth (YoY) −1.8%
EPS growth (YoY) −13.3%
Balance sheet & cash flow
Free cash flow −1.3M GBX FY2026
Net cash 39.3M GBX FY2026

Figures from reported company fundamentals · as of Aug 30, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 25/100

Of which business quality 28 · Market factors (momentum, volatility) 64

Profitability 6
Margins and returns on capital today
Quality Growth 4
Are margins and returns improving?
Cashflow 8
Earnings quality: real cash, not paper profit
Fin. Strength 98
Balance sheet, leverage, solvency risk
Investment 40
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 41
Price trend over the last 3–12 months (market factor)
52W Momentum 61
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Northern 2 VCT PLC is a venture capital trust specializing in direct and fund of funds investments. It prefer to invest in growth capital investments. Within direct, the fund seeks to invest in middle market, later stage, buyout, mature, and early stage investments. Within fund of funds, it makes private equity fund investments.

Full company description

Northern 2 VCT PLC is a venture capital trust specializing in direct and fund of funds investments. It prefer to invest in growth capital investments. Within direct, the fund seeks to invest in middle market, later stage, buyout, mature, and early stage investments. Within fund of funds, it makes private equity fund investments. The fund prefers to invest in unquoted and AIM-quoted companies in the United Kingdom. It invests in all sectors, manufacturing and service businesses except real estate. The fund typically invests between £2 million ($3.11 million) and £10 million ($15.57 million) in companies with enterprise values between £10 million ($15.57 million) and £30 million ($46.77 million). It prefers to take majority stake in investments. The firm makes investment in companies less than seven years old or 10 years in the case of knowledge-intensive companies.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Northern 2 Vct Plc reported revenue of £1.6M in FY2026 versus £1.4M in FY2022, a compound +4.2%/yr. Reported net income was −£1.5M in FY2026.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2026)
£1.6M
Latest YoY
−82.1%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−46.2%
Avg. revenue growth/yr (26Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.4%
EBIT margin (trend) Operating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
98.8% (2021) → −94.7% (2026)
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed
Revenue +4.2%/yr
FY22 £1.4M
FY23 −£2.9M
FY24 £5.5M
FY25 £9.0M
FY26 £1.6M
Net income
FY22 £923K
FY23 −£3.5M
FY24 £2.8M
FY25 £8.4M
FY26 −£1.5M
Character of growth · EPS growth decomposed (2013-2024) −19.2 % p.a.
Revenue per share −14.2 %

of which total revenue −6.3 % · buybacks/dilution −8.5 %

EBIT margin −5.8 %
Tax rate +8.2 %
Residual (interest, one-offs) −7.6 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

NTV screens 20% overvalued. Compare with Blackstone Inc →

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Cite: Fair Value Calculator (2026). "Northern 2 Vct Plc Fair Value". https://www.fairvalue-calculator.com/stock/NTV.LSE

Peer Group

Asset Management · 695 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 28 · Bottom 25%
Return on assets −1% · Bottom 25%
Net margin (TTM) −98% · Bottom 25%
Operating margin (TTM) 176% · Top 25%
Revenue growth −2% · Below median
Dividend yield (TTM) 5.7% · Above median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 13.3× · Pricier than median
P/B 1.39× · Pricier than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 40
FUTURE0 · sector 15
PAST0 · sector 24
HEALTH0 · sector 95
DIVIDEND100 · sector 81

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 30, 2026).

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $142.39 $52.88 −63%
Investor AB INVEB kr 408.05 kr 827.56 +103%
Brookfield Corporation BN C$55.74 C$10.67 −81%
KKR & Co KKR $108.68 $19.97 −82%
Apollo Global Management, Inc APO $135.04 $101.04 −25%
State Street Corporation STT $193.33 $138.33 −28%
Ameriprise Financial, Inc AMP $559.32 $515.24 −8%
Ares Management Corporation ARES $143.10 $30.88 −78%
Northern Trust Corporation NTRS $186.79 $122.02 −35%
Raymond James Financial, Inc RJF $181.10 $142.42 −21%

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Frequently asked questions

Is Northern 2 Vct Plc (NTV) overvalued or undervalued?
As of Aug 30, 2026, our model estimates a fair value of £0.4400 versus the last price from Aug 28, 2026 of £0.5300, about −17% upside (overvalued).
What is the fair value of NTV?
Our model-based fair value for Northern 2 Vct Plc is £0.4400 (as of Aug 30, 2026), built from audited fundamentals. Last price (from Aug 28, 2026): £0.5300.
What is the quality score of NTV?
Northern 2 Vct Plc has a Quality Score of 25/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Northern 2 Vct Plc (NTV)?
Our model-based price target is the fair value of £0.4400 (as of Aug 30, 2026) from 2 valuation models. Cautious scenario £0.3300, optimistic scenario £0.5500. It is a calculation from audited fundamentals, not an analyst target.
What is the Northern 2 Vct Plc stock forecast for 2026?
Our models put fair value at £0.4400, about −17% upside versus the last price from Aug 28, 2026 of £0.5300 (overvalued). Cautious scenario £0.3300, optimistic scenario £0.5500. The calculation is refreshed regularly with new filings.
What is the net profit margin of NTV?
The net profit margin of Northern 2 Vct Plc is about 71.2%, meaning it keeps roughly 71.2% of revenue as net income. Based on the latest reported figures.
Does Northern 2 Vct Plc pay a dividend?
Northern 2 Vct Plc currently shows a dividend yield of about 5.66% relative to its recent price (as of Aug 30, 2026).
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