PTC India Financial Services Limited (PFS) Fair Value & Analysis
Financial Services · IN · Market cap ₹20.0B
Fair value as of: Jul 3, 2026
From 24 valuation models · updated today
Share price +1.6% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹24.01 – ₹42.88 · fair‑value band ₹42.67 – ₹100.27 · the ₹31.27 price screens below the ₹62.54 fair value. As of Jul 3, 2026.
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PTC India Financial Services Limited (PFS) currently trades at ₹31.27, while our model-based Fair Value estimate is ₹62.54 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 63/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, PTC India Financial Services Limited generated revenue of ₹4.5B at a net margin of 54.6%. Revenue declined 55.5% year over year. It earns a return on equity of 12.5%. Net debt stands at ₹7.3B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into such projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
PTC India Financial Services Limited reported revenue of ₹5.2B in FY2026 versus ₹9.3B in FY2022, a compound −13.6%/yr. Reported net income was ₹3.2B in FY2026, compounding +25.2%/yr from FY2022.
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6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).
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| Visa Inc 3V64 | €278.30 | €152.55 | -45% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.