Poalim Ibi (PIU) fair value: what the stock is really worth
As of Oct 9, 2026: fair value of Poalim Ibi ILS 11.78, price ILS 8.25, upside +42.8%, quality 92 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 3, 2026.
How to read this chart
60‑month range 5.06 ILA – 18.45 ILA · fair‑value band 8.83 ILA – 14.72 ILA · the 8.25 ILA price screens below the 11.78 ILA fair value. Dashed = 300-day average. As of Oct 3, 2026.
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Poalim I.B.I.-Managing & Underwriting Ltd operates as an investment banking company.
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Poalim I.B.I.-Managing & Underwriting Ltd operates as an investment banking company. The company engages in the issuance of issues for corporations seeking to raise capital and debt in the capital market; management of issues, including distribution and management of consortium underwriters for issues of companies offering securities to the public; deals in brokerage of securities; and management of private issues of companies to institutional investors. Poalim I.B.I.-Managing & Underwriting Ltd was incorporated in 1993 and is based in Tel Aviv-Yafo, Israel.
Stock analysis
Poalim Ibi (PIU) currently trades at 8.25 ILA, while our model-based Fair Value estimate is 11.78 ILA, implying the stock looks roughly 30.0% undervalued today.
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Valuation
Bull case: the Dividend Discount group reads highest at a median of 22.69 ILA per share, and 4 of the 6 models we run sit above the 8.25 ILA price.
Bear case: the Asset-Based group reads lowest at 3.98 ILA, and 2 of the 6 models stay below the price. Evidence for this calculation is low.
Scenario range: 8.83 ILA (bear) to 14.72 ILA (bull), the price of 8.25 ILA sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 92/100 (high quality), in the Financials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Poalim Ibi reported revenue of 71.0M ILA in FY2019 versus 38.8M ILA in FY2015, a compound +16.3%/yr. Reported net income was 27.1M ILA in FY2019, compounding +10.5%/yr from FY2015.
Key figures
Market cap 162M ILA · P/E ratio 4.6 · P/S ratio 1.76 · EPS (TTM) 1.79 ILA · Dividend yield 14.6% · Net margin 38.2% · Return on equity 19.0% · Return on assets (EBIT) 23.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 55% below its 52-week high and 1% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financials peers we cover trades at −49% fair-value upside, at 43%, PIU screens cheaper than that median.
Fair Value models
Bear 8.83 ILAFair Value 11.78 ILABull 14.72 ILA
Price 8.25 ILA · Upside +42.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.71/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+55.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.9%
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.5%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
65.4% (2014) → 56.3% (2019)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no share-count history
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Investment Banking & Investment Services · 19 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Poalim Ibi Fair Value". https://www.fairvalue-calculator.com/stock/PIU
Frequently asked questions
Is Poalim Ibi (PIU) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of 11.78 ILA versus a price of 8.25 ILA, about +43% upside (undervalued).
What is the fair value of PIU?
Our model-based fair value for Poalim Ibi is 11.78 ILA (as of Oct 3, 2026), built from audited fundamentals. The current price: 8.25 ILA.
What is the quality score of PIU?
Poalim Ibi has a Quality Score of 92/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Poalim Ibi (PIU)?
Our model-based price target is the fair value of 11.78 ILA (as of Oct 3, 2026) from 6 valuation models. Cautious scenario 8.83 ILA, optimistic scenario 14.72 ILA. It is a calculation from audited fundamentals, not an analyst target.
What is the Poalim Ibi stock forecast for 2026?
Our models put fair value at 11.78 ILA, about +43% upside versus a price of 8.25 ILA (undervalued). Cautious scenario 8.83 ILA, optimistic scenario 14.72 ILA. The calculation is refreshed regularly with new filings.
What is the revenue of Poalim Ibi (PIU)?
Poalim Ibi reported trailing-twelve-month revenue of about 68.1M ILS (latest available figure, as of Oct 3, 2026).
Does Poalim Ibi pay a dividend?
Poalim Ibi currently shows a dividend yield of about 14.61% relative to its recent price (as of Oct 3, 2026).
What is the intrinsic value of Poalim Ibi (PIU)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Poalim Ibi it is 11.78 ILA per share (as of Oct 3, 2026), against a price of 8.25 ILA. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Poalim Ibi stock overvalued or undervalued in 2026?
As of Oct 3, 2026, PIU trades below its calculated fair value: price 8.25 ILA, fair value 11.78 ILA, a gap of about +43% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PIU?
No. The price is what the market pays today (8.25 ILA); the fair value is what the company's own numbers justify (11.78 ILA). For Poalim Ibi the two are 3.53 ILA per share apart. That gap is exactly why we show both numbers side by side.
How much is Poalim Ibi worth?
The market values Poalim Ibi at about 162M ILA (market capitalisation, as of Oct 3, 2026). Per share that is 8.25 ILA; our models calculate a fair value of 11.78 ILA per share.
What do the bullish and bearish scenarios say about PIU?
Our models span a range for Poalim Ibi: cautious scenario 8.83 ILA, base 11.78 ILA, optimistic 14.72 ILA per share (as of Oct 3, 2026, price 8.25 ILA). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PIU?
Poalim Ibi trades at a price-to-earnings ratio of 4.6 (as of Oct 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 11.78 ILA is built from several models across several years. Other multiples: P/B 0.5, P/S 0.9.
How solid is the balance sheet of Poalim Ibi (PIU)?
Balance-sheet figures for Poalim Ibi (as of Oct 3, 2026): return on equity 19.0%. They feed the Quality Score of 92/100, which measures business quality independently of the share price.
How far is PIU from its 52-week high?
Poalim Ibi trades at 8.25 ILA, about 55% below its 52-week high of 18.45 ILA and 1% above the low of 8.21 ILA (as of Oct 9, 2026). Distance from the high says nothing about value: that is what the fair value of 11.78 ILA is for.
Which stocks are comparable to Poalim Ibi?
From the same area (Financials) we also value Mirae Asset Venture Investment Co, Aju IB Investment Co, EBEST Investment & Securities Co, PSE, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Poalim Ibi stock attractive at the current price?
The data as of Oct 3, 2026: price 8.25 ILA, calculated fair value 11.78 ILA (+43%), Quality Score 92/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PIU calculated?
We run Poalim Ibi through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 11.78 ILA, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.9 % above its aggregate fair value. Poalim Ibi currently trades 30 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Poalim Ibi (PIU)?
The closing price on Oct 9, 2026 was 8.25 ILA. Our model-based fair value is 11.78 ILA, about +43% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Poalim Ibi right now?
The rarer combination: high quality (92/100) AND below fair value. That earns a closer look rather than a quick verdict. The price is below even our cautious bear case (8.83 ILA). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Poalim Ibi
How large is the market capitalisation of Poalim Ibi (PIU)?
The market capitalisation of Poalim Ibi is 162M ILA. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Poalim Ibi (PIU)?
The price-to-sales ratio of Poalim Ibi is 1.76 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Poalim Ibi (PIU)?
Earnings per share at Poalim Ibi are 1.79 ILA (price ÷ EPS = P/E 4.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Poalim Ibi (PIU)?
The dividend yield of Poalim Ibi is 14.6% (payout 67.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Poalim Ibi (PIU)?
The net margin of Poalim Ibi is 38.2% (fiscal year 2019). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Poalim Ibi (PIU)?
The return on equity (ROE) of Poalim Ibi is 19.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Poalim Ibi (PIU)?
On an EBIT basis the return on assets of Poalim Ibi is 23.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Poalim Ibi (PIU)?
The operating margin of Poalim Ibi is 49.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Poalim Ibi (PIU)?
Revenue at Poalim Ibi is growing −47.1% versus a year earlier (3y avg +5.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Poalim Ibi (PIU)?
Earnings per share at Poalim Ibi are growing −61.1% versus a year earlier. How much earnings per share grew versus a year earlier.
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