Pointpack.pl S.A. (PNT) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Pointpack.pl S.A. stock PLN 36.00, price PLN 12.00, upside +200.0%, quality 58 out of 100. Rating: strongly undervalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 4, 2026.
How to read this chart
60‑month range 8.86 PLN – 77.40 PLN · fair‑value band 21.74 PLN – 45.00 PLN · the 12.00 PLN price screens below the 36.00 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 4, 2026.
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Pointpack S.A. engages in the provision of service solutions for the trade and courier industry in Poland. The company manufactures automated parcel lockers for courier companies and retail chains, as well as providing maintenance of parcel lockers.
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It also provides sending and collecting courier items at public collection and delivery points. Pointpack S.A. was founded in 2012 and is headquartered in Warsaw, Poland.
Stock analysis
Pointpack.pl S.A. (PNT) currently trades at 12.00 PLN, while our model-based Fair Value estimate is 36.00 PLN, implying the stock looks roughly 67% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 135.62 PLN per share, and 23 of the 24 models we run sit above the 12.00 PLN price.
Bear case: the Economic Profit group reads lowest at 41.36 PLN, and 1 of the 24 models stay below the price. Data coverage for this calculation is low.
Scenario range: 21.74 PLN (bear) to 45.00 PLN (bull), the price of 12.00 PLN sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 58/100 (solid quality), in the Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Pointpack.pl S.A. reported revenue of 85.7M PLN in FY2025 versus 49.4M PLN in FY2021, a compound +14.8%/yr. Reported net income was 3.7M PLN in FY2025, compounding −11.6%/yr from FY2021.
Key figures
Market cap 13.4M PLN (≈ $3.4M) Micro · P/E ratio 4.4 · P/S ratio 0.17 · EPS (TTM) 2.70 PLN · Net margin 3.8% · Return on equity 10.7% · Return on assets (EBIT) 12.1% (5-year average) · Operating margin 7.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 46 out of 100 (low confidence).
What moves the price
The share trades about 25% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 20% fair-value upside, at 200%, PNT screens cheaper than that median.
Fair Value models
Bear21.74 PLNFair Value 36.00 PLNBull45.00 PLN
Price 12.00 PLN · Upside +200.0%
Capped: our models arrive at a very high value here. We deliberately show a more cautious Fair Value.
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (2.32 PLN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.79/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−32.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.4%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+56.3%
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’21
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−6.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year−6.1%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.16% → 7%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−25.7%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Poland: IMF forecast 3.1% a year to 2030, 4.6% from 2016 to 2025) that is about −28.0% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 479 stocks
Beats the industry median on 10/12 measures
Overall it ranks above its industry peers.
Valuation
Quality Score58 · Above median
Fair Value upside+200.0% · Top 25%
Profitability
Return on equity (12 months)10.7% · Above median
Return on assets7.9% · Above median
Net margin (12 months)3.8% · Below median
Operating margin (12 months)7.3% · Above median
Growth and dividend
Revenue growth (quarter YoY)−30.7% · Bottom 25%
Valuation Multiplesvs Information Technology Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Pointpack.pl S.A. Fair Value". https://www.fairvalue-calculator.com/stock/PNT
Frequently asked questions
Is Pointpack.pl S.A. (PNT) overvalued or undervalued?
As of Nov 4, 2026, our model estimates a fair value of 36.00 PLN versus a price of 12.00 PLN, about +200% upside (undervalued).
What is the fair value of PNT?
Our model-based fair value for Pointpack.pl S.A. is 36.00 PLN (as of Nov 4, 2026), built from audited fundamentals. The current price: 12.00 PLN.
What is the quality score of PNT?
Pointpack.pl S.A. has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Pointpack.pl S.A. (PNT)?
Our model-based price target is the fair value of 36.00 PLN (as of Nov 4, 2026) from 24 valuation models. Cautious scenario 21.74 PLN, optimistic scenario 45.00 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the Pointpack.pl S.A. stock forecast for 2026?
Our models put fair value at 36.00 PLN, about +200% upside versus a price of 12.00 PLN (undervalued). Cautious scenario 21.74 PLN, optimistic scenario 45.00 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of Pointpack.pl S.A. (PNT)?
Pointpack.pl S.A. reported trailing-twelve-month revenue of about 77.1M PLN (latest available figure, as of Nov 4, 2026).
What growth is priced into Pointpack.pl S.A. (PNT)?
For today's price to be fair in a discounted-cash-flow model, Pointpack.pl S.A. would have to grow free cash flow by -25.7 % per year for five years (discount rate 10.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +17.4 % per year. As of Nov 4, 2026.
What discount rate (WACC) does the fair value of PNT use?
Our models discount Pointpack.pl S.A. at 10.6 %: a base by market capitalisation (nano), country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Pointpack.pl S.A. that is -25.7 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.6 %) and the same formula as our fair value.
How much growth has Pointpack.pl S.A. (PNT) delivered so far?
Over the past 5 years revenue at Pointpack.pl S.A. grew +17.4 % a year. The price currently implies free-cash-flow growth of -25.7 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Pointpack.pl S.A. (PNT) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into Pointpack.pl S.A. (-25.7 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Pointpack.pl S.A. (PNT)?
The free-cash-flow yield on the price is 19.55 %: that much free cash flow Pointpack.pl S.A. produces per unit of market value. When it exceeds the discount rate of our models (10.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Pointpack.pl S.A. (PNT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Pointpack.pl S.A. it is 36.00 PLN per share (as of Nov 4, 2026), against a price of 12.00 PLN. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Pointpack.pl S.A. stock overvalued or undervalued in 2026?
As of Nov 4, 2026, PNT trades below its calculated fair value: price 12.00 PLN, fair value 36.00 PLN, a gap of about +200% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PNT?
No. The price is what the market pays today (12.00 PLN); the fair value is what the company's own numbers justify (36.00 PLN). For Pointpack.pl S.A. the two are 24.00 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is Pointpack.pl S.A. worth?
The market values Pointpack.pl S.A. at about 13.4M PLN (market capitalisation, as of Nov 4, 2026). Per share that is 12.00 PLN; our models calculate a fair value of 36.00 PLN per share.
What do the bullish and bearish scenarios say about PNT?
Our models span a range for Pointpack.pl S.A.: cautious scenario 21.74 PLN, base 36.00 PLN, optimistic 45.00 PLN per share (as of Nov 4, 2026, price 12.00 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PNT?
Pointpack.pl S.A. trades at a price-to-earnings ratio of 4.4 (as of Nov 4, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 36.00 PLN is built from several models across several years. Other multiples: P/B 0.5, P/S 0.2, EV/EBITDA 2.0.
How solid is the balance sheet of Pointpack.pl S.A. (PNT)?
Balance-sheet figures for Pointpack.pl S.A. (as of Nov 4, 2026): return on equity 10.7%. They feed the Quality Score of 58/100, which measures business quality independently of the share price.
How far is PNT from its 52-week high?
Pointpack.pl S.A. trades at 12.00 PLN, about 25% below its 52-week high of 15.95 PLN and 3% above the low of 11.70 PLN (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 36.00 PLN is for.
Which stocks are comparable to Pointpack.pl S.A.?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Pointpack.pl S.A. stock attractive at the current price?
The data as of Nov 4, 2026: price 12.00 PLN, calculated fair value 36.00 PLN (+200%), Quality Score 58/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PNT calculated?
We run Pointpack.pl S.A. through 24 models from 7 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 36.00 PLN builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Pointpack.pl S.A. currently trades 67% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Pointpack.pl S.A. (PNT)?
The closing price on Nov 6, 2026 was 12.00 PLN. Our model-based fair value is 36.00 PLN, about +200% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Pointpack.pl S.A. right now?
The price is below even our cautious bear case (21.74 PLN). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (58/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (21.74 PLN to 45.00 PLN) leaves room in how you read the outcome.
Key figures of Pointpack.pl S.A.
How large is the market capitalisation of Pointpack.pl S.A. (PNT)?
The market capitalisation of Pointpack.pl S.A. is 13.4M PLN (≈ $3.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Pointpack.pl S.A. (PNT)?
The price-to-sales ratio of Pointpack.pl S.A. is 0.17 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Pointpack.pl S.A. (PNT)?
Earnings per share at Pointpack.pl S.A. are 2.70 PLN (price ÷ EPS = P/E 4.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Pointpack.pl S.A. (PNT)?
The net margin of Pointpack.pl S.A. is 3.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Pointpack.pl S.A. (PNT)?
The return on equity (ROE) of Pointpack.pl S.A. is 10.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Pointpack.pl S.A. (PNT)?
On an EBIT basis the return on assets of Pointpack.pl S.A. is 12.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Pointpack.pl S.A. (PNT)?
The operating margin of Pointpack.pl S.A. is 7.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Pointpack.pl S.A. (PNT)?
Revenue at Pointpack.pl S.A. is growing −30.7% versus a year earlier (3y avg +11.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Pointpack.pl S.A. (PNT)?
Earnings per share at Pointpack.pl S.A. are growing −65.8% versus a year earlier. How much earnings per share grew versus a year earlier.
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Thin data
Nov 4, 2026