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Profile Systems & Software SA (PROF) Fair Value & Analysis

Technology · GR · Market cap €186M

PS Profile Systems & Software SA PROF · AT
Price€7.80
Fair Value€5.17
Upside-33.7%
Quality95/100
Evidence: High Range €3.88 – €6.47

Fair value as of: Jun 24, 2026

From 24 valuation models · updated 5 days ago

Fair value updated Jun 24, 2026 — revised from €5.59 to €5.17 (−7.5%) since Jun 23, 2026. Share price +0.7% over the past month.

Price vs Fair Value (12 months)

€8.26 €6.19 Fair Value €5.17 Jun 2025 Jun 2026

12‑month range €6.19 – €8.26 · fair‑value band €3.88 – €6.47 · the €7.80 price screens above the €5.17 fair value. As of Jun 24, 2026.

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Analysis

Profile Systems & Software SA (PROF) currently trades at €7.80, while our model-based Fair Value estimate is €5.17 — implying the stock looks roughly 33.7% overvalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Profile Systems & Software SA generated revenue of €47.5M at a net margin of 13.4%. Revenue grew 11.6% year over year. It earns a return on equity of 16.6%. The stock trades on a trailing P/E of 29.2. Fundamentals as of Jun 24, 2026

Key figures & financial health

Revenue (TTM) €47.5M
Revenue growth (YoY) +11.6%
Net margin 13.4%
Return on equity 16.6%
Free cash flow €5.6M FY2025
P/E ratio 29.2
More key figures
Operating margin 18.2%
EPS (TTM) €0.2600
Dividend yield 1.1%
EPS growth (YoY) +8.8%

Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.

About the company

Profile Systems & Software SA develops software solutions for the banking and investment management industry in Europe, the Middle East, America, Asia, and Africa. The company's products include Axia, a web-based omni-channel and MiFID II enabled investment management solution; Finuevo Digital, a digital banking platform; Finuevo Core, an API-driven, cloud-enabled and banking platform; Acumen.plus, a cloud-native platform for treasury and capital markets; and RiskAvert, a risk management solution that assists financial institutions to gather and reconcile data, as well as calculate, aggregate, and report regulatory credit, market, operational, and concentration risk. It offers Centevo Suite, a suite that enables asset managers to automate and streamline their daily activities; Registry, a system for monitoring and management of shareholders registry; GS Market suite, an application for the stock exchange market data; and Mobius Wealth, a mobile wealth management application that int…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Profile Systems & Software SA reported revenue of €47.5M in FY2025 versus €20.1M in FY2021, a compound +24.0%/yr. Reported net income was €6.4M in FY2025, compounding +30.3%/yr from FY2021.

Revenue +24.0%/yr
FY21 €20.1M
FY22 €25.0M
FY23 €30.1M
FY24 €40.1M
FY25 €47.5M
Net income +30.3%/yr
FY21 €2.2M
FY22 €4.4M
FY23 €3.9M
FY24 €5.6M
FY25 €6.4M

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Frequently asked questions

Is Profile Systems & Software SA (PROF) undervalued?
As of Jun 24, 2026, our model estimates a fair value of €5.17 versus a price of €7.80 — about −34% (overvalued). Model-based estimate, not financial advice.
What is the fair value of PROF?
Our 21-model fair value for Profile Systems & Software SA is €5.17 (as of Jun 24, 2026), built from audited fundamentals. The current price is €7.80.
What is the quality score of PROF?
Profile Systems & Software SA has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Profile Systems & Software SA (PROF)?
Profile Systems & Software SA reported trailing-twelve-month revenue of about €47.5M (latest available figure, as of Jun 24, 2026).
What is the net profit margin of PROF?
The net profit margin of Profile Systems & Software SA is about 13.4%, meaning it keeps roughly 13.4% of revenue as net income. Based on the latest reported figures.
Does Profile Systems & Software SA pay a dividend?
Profile Systems & Software SA currently shows a dividend yield of about 1.05% relative to its recent price (as of Jun 24, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.