Rajputana Investment and Finance Ltd (RAJPUTANA) fair value: what the stock is really worth
As of Sep 25, 2026: fair value of Rajputana Investment and Finance Ltd ₹23.86, price ₹29.00, upside -17.7%, quality 60 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹9.69 – ₹58.06 · fair‑value band ₹19.38 – ₹28.18 · the ₹29.00 price screens above the ₹23.86 fair value. Dashed = 300-day average. As of Sep 27, 2026.
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Rajputana Investment and Finance Ltd (RAJPUTANA) currently trades at ₹29.00, while our model-based Fair Value estimate is ₹23.86, implying the stock looks roughly 21.5% overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of ₹55.40 per share, and 3 of the 10 models we run sit above the ₹29.00 price.
Bear case: the Economic Profit group reads lowest at ₹8.25, and 7 of the 10 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹19.38 (bear) to ₹28.18 (bull), the price of ₹29.00 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 60/100 (solid quality), in the Financials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Rajputana Investment and Finance Ltd reported revenue of ₹44.7M in FY2026 versus ₹0 in FY2022. Reported net income was ₹408K in FY2026, compounding +30.4%/yr from FY2022. FY2022 was a trough year, so the rate overstates the trend.
Key figures
Market cap ₹89.3M (≈ $932K) · P/E ratio 131.8 · P/S ratio 1.20 · EPS (TTM) ₹0.2200 · Net margin 0.9% · Return on equity 1.0% · Return on assets (EBIT) −1.3% · Operating margin 1.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 31% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financials peers we cover trades at 6% fair-value upside, at −18%, RAJPUTANA screens richer than that median.
Fair Value models
Bear ₹19.38Fair Value ₹23.86Bull ₹28.18
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹0.1091 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.72/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−28.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+74.5%
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+77.6%
’20
’23
’24
’25
’26
What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+23.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+23.7%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.17% → −6%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−2.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about −6.3% a year for the price.
Compare Rajputana Investment and Finance Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Diversified Financial Services” was too small, so the broader sector is used.)Financials · 3251 stocks
Beats the sector median on 5/12 measures
A mixed picture versus its sector peers.
Valuation
Quality Score60 · Above median
Fair Value upside−17.7% · Below median
Profitability
Return on equity (TTM)1.0% · Bottom 25%
Return on assets1.3% · Above median
Net margin (TTM)1.3% · Bottom 25%
Operating margin (TTM)1.6% · Bottom 25%
Growth and dividend
Revenue growth54.6% · Top 25%
Valuation Multiplesvs Financials median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Rajputana Investment and Finance Ltd Fair Value". https://www.fairvalue-calculator.com/stock/RAJPUTANA
Frequently asked questions
Is Rajputana Investment and Finance Ltd (RAJPUTANA) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹23.86 versus a price of ₹29.00, about −18% upside (overvalued).
What is the fair value of RAJPUTANA?
Our model-based fair value for Rajputana Investment and Finance Ltd is ₹23.86 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹29.00.
What is the quality score of RAJPUTANA?
Rajputana Investment and Finance Ltd has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Rajputana Investment and Finance Ltd (RAJPUTANA)?
Our model-based price target is the fair value of ₹23.86 (as of Sep 27, 2026) from 10 valuation models. Cautious scenario ₹19.38, optimistic scenario ₹28.18. It is a calculation from audited fundamentals, not an analyst target.
What is the Rajputana Investment and Finance Ltd stock forecast for 2026?
Our models put fair value at ₹23.86, about −18% upside versus a price of ₹29.00 (overvalued). Cautious scenario ₹19.38, optimistic scenario ₹28.18. The calculation is refreshed regularly with new filings.
What is the revenue of Rajputana Investment and Finance Ltd (RAJPUTANA)?
Rajputana Investment and Finance Ltd reported trailing-twelve-month revenue of about ₹53.0M (latest available figure, as of Sep 27, 2026).
What growth is priced into Rajputana Investment and Finance Ltd (RAJPUTANA)?
For today's price to be fair in a discounted-cash-flow model, Rajputana Investment and Finance Ltd would have to grow free cash flow by -2.4 % per year for five years (discount rate 12.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 6 years revenue grew +77.6 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of RAJPUTANA use?
Our models discount Rajputana Investment and Finance Ltd at 12.4 %: a base by market capitalisation (nano), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Rajputana Investment and Finance Ltd that is -2.4 % per year a year over ten years, using the same discount rate (12.4 %) and the same formula as our fair value.
How much growth has Rajputana Investment and Finance Ltd (RAJPUTANA) delivered so far?
Over the past 6 years revenue at Rajputana Investment and Finance Ltd grew +77.6 % a year. The price currently implies -2.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
What is the free cash flow yield of Rajputana Investment and Finance Ltd (RAJPUTANA)?
The free-cash-flow yield on the price is 12.44 %: that much free cash flow Rajputana Investment and Finance Ltd produces per unit of market value. When it exceeds the discount rate of our models (12.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Rajputana Investment and Finance Ltd (RAJPUTANA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Rajputana Investment and Finance Ltd it is ₹23.86 per share (as of Sep 27, 2026), against a price of ₹29.00. It is the blended result of 10 valuation models (cash flow, earnings, asset, dividend).
Is Rajputana Investment and Finance Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, RAJPUTANA trades above its calculated fair value: price ₹29.00, fair value ₹23.86, a gap of about −18% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RAJPUTANA?
No. The price is what the market pays today (₹29.00); the fair value is what the company's own numbers justify (₹23.86). For Rajputana Investment and Finance Ltd the two are ₹5.14 per share apart. That gap is exactly why we show both numbers side by side.
How much is Rajputana Investment and Finance Ltd worth?
The market values Rajputana Investment and Finance Ltd at about ₹89.3M (market capitalisation, as of Sep 27, 2026). Per share that is ₹29.00; our models calculate a fair value of ₹23.86 per share.
What do the bullish and bearish scenarios say about RAJPUTANA?
Our models span a range for Rajputana Investment and Finance Ltd: cautious scenario ₹19.38, base ₹23.86, optimistic ₹28.18 per share (as of Sep 27, 2026, price ₹29.00). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RAJPUTANA?
Rajputana Investment and Finance Ltd trades at a price-to-earnings ratio of 131.8 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹23.86 is built from several models across several years. Other multiples: P/B 2.2, P/S 1.7, EV/EBITDA 61.7.
How solid is the balance sheet of Rajputana Investment and Finance Ltd (RAJPUTANA)?
Balance-sheet figures for Rajputana Investment and Finance Ltd (as of Sep 27, 2026): return on equity 1.0%. They feed the Quality Score of 60/100, which measures business quality independently of the share price.
How far is RAJPUTANA from its 52-week high?
Rajputana Investment and Finance Ltd trades at ₹29.00, about 31% below its 52-week high of ₹41.88 and 6% above the low of ₹27.37 (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of ₹23.86 is for.
Which stocks are comparable to Rajputana Investment and Finance Ltd?
From the same area (Financials) we also value MKVENTURES, Banas Finance Limited, HARYNACAP, Mukesh Babu Financial Services Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Rajputana Investment and Finance Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price ₹29.00, calculated fair value ₹23.86 (−18%), Quality Score 60/100, from 10 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RAJPUTANA calculated?
We run Rajputana Investment and Finance Ltd through 10 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹23.86, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 16.1 % above its aggregate fair value. Rajputana Investment and Finance Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Rajputana Investment and Finance Ltd (RAJPUTANA)?
The closing price on Sep 25, 2026 was ₹29.00. Our model-based fair value is ₹23.86, about −18% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Rajputana Investment and Finance Ltd right now?
The price sits above even our optimistic bull case (₹28.18). The favourable scenario is already priced in. Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Rajputana Investment and Finance Ltd
How large is the market capitalisation of Rajputana Investment and Finance Ltd (RAJPUTANA)?
The market capitalisation of Rajputana Investment and Finance Ltd is ₹89.3M (≈ $932K). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Rajputana Investment and Finance Ltd (RAJPUTANA)?
The price-to-sales ratio of Rajputana Investment and Finance Ltd is 1.20 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Rajputana Investment and Finance Ltd (RAJPUTANA)?
Earnings per share at Rajputana Investment and Finance Ltd are ₹0.2200 (price ÷ EPS = P/E 131.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Rajputana Investment and Finance Ltd (RAJPUTANA)?
The net margin of Rajputana Investment and Finance Ltd is 0.9% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Rajputana Investment and Finance Ltd (RAJPUTANA)?
The return on equity (ROE) of Rajputana Investment and Finance Ltd is 1.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Rajputana Investment and Finance Ltd (RAJPUTANA)?
On an EBIT basis the return on assets of Rajputana Investment and Finance Ltd is −1.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Rajputana Investment and Finance Ltd (RAJPUTANA)?
The operating margin of Rajputana Investment and Finance Ltd is 1.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Rajputana Investment and Finance Ltd (RAJPUTANA)?
Revenue at Rajputana Investment and Finance Ltd is growing +54.6% versus a year earlier (3y avg +74.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Rajputana Investment and Finance Ltd (RAJPUTANA)?
Earnings per share at Rajputana Investment and Finance Ltd are growing −84.2% versus a year earlier. How much earnings per share grew versus a year earlier.
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