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ReadyTech Holdings (RDY) Fair Value & Analysis

Technology · AU · Market cap A$199M

RH ReadyTech Holdings RDY · AU
PriceA$1.57
Fair ValueA$0.9600
Upside-38.9%
Quality95/100
Evidence: High Range A$0.3100 – A$1.83

Fair value as of: Jun 24, 2026

From 16 valuation models · updated 5 days ago

Fair value updated Jun 24, 2026 — revised from A$0.4000 to A$0.9600 (+140.0%) since Jun 23, 2026. Share price +14.4% over the past month.

Price vs Fair Value (12 months)

A$2.84 A$1.14 Fair Value A$0.9600 Jun 2025 Jun 2026

12‑month range A$1.14 – A$2.84 · fair‑value band A$0.3100 – A$1.83 · the A$1.57 price screens above the A$0.9600 fair value. As of Jun 24, 2026.

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Analysis

ReadyTech Holdings (RDY) currently trades at A$1.57, while our model-based Fair Value estimate is A$0.9600 — implying the stock looks roughly 38.9% overvalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, ReadyTech Holdings generated revenue of A$125M at a net margin of 1.0%. Revenue grew 5.6% year over year. It earns a return on equity of 0.9%. Net debt stands at A$40.8M. Fundamentals as of Jun 24, 2026

Key figures & financial health

Revenue (TTM) A$125M
Revenue growth (YoY) +5.6%
Net margin 1.0%
Return on equity 0.9%
Free cash flow A$4.0M FY2025
P/E ratio 161.0
More key figures
Operating margin -0.5%
EPS (TTM) A$0.0100
EPS growth (YoY) -25.7%
Net debt A$40.8M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.

About the company

ReadyTech Holdings Limited provides technology-based solutions in Australia and New Zealand, the United Kingdom, and the United States of America. It operates in three segments: Education and Work Pathways; Workforce Solutions; and Government Justice and Procurement. The Education and Work Pathways segment offers cloud-based student and learning management systems for education and training providers to manage the student lifecycle from student enrolment to course completion. This segment also provides platforms to help state governments to manage vocational education and training programs; software platforms for the pathways and back-to-work sector to manage apprentices and job seekers; and competency assessment and skills profiling tools to track on-the-job training through a qualification. The Workforce Solutions segment offers payroll software, outsourced payroll services, human resource management, and recruitment software solutions to employers to assist with payroll and manag…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

ReadyTech Holdings reported revenue of A$122M in FY2025 versus A$50.0M in FY2021, a compound +24.9%/yr. Reported net income was −A$16.1M in FY2025.

Revenue +24.9%/yr
FY21 A$50.0M
FY22 A$78.3M
FY23 A$103M
FY24 A$114M
FY25 A$122M
Net income
FY21 A$2.2M
FY22 A$8.8M
FY23 A$5.0M
FY24 A$5.5M
FY25 −A$16.1M

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Frequently asked questions

Is ReadyTech Holdings (RDY) undervalued?
As of Jun 24, 2026, our model estimates a fair value of A$0.9600 versus a price of A$1.57 — about −39% (overvalued). Model-based estimate, not financial advice.
What is the fair value of RDY?
Our 21-model fair value for ReadyTech Holdings is A$0.9600 (as of Jun 24, 2026), built from audited fundamentals. The current price is A$1.57.
What is the quality score of RDY?
ReadyTech Holdings has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of ReadyTech Holdings (RDY)?
ReadyTech Holdings reported trailing-twelve-month revenue of about A$125M (latest available figure, as of Jun 24, 2026).
What is the net profit margin of RDY?
The net profit margin of ReadyTech Holdings is about 1.0%, meaning it keeps roughly 1.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.