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Sumer Varlik Yonetim A.S. (SMRVA) Fair Value & Analysis

Financial Services · TR · Market cap 6.8B TRY

SV Sumer Varlik Yonetim A.S. SMRVA · IS
Price11.21 TRY
Fair Value11.77 TRY
Upside+5.0%
Quality41/100
Expensive Growth
Highly profitable · 29.2% net margin
Low debt · generates free cash flow
Ranks above peers (9/14)
Wide moat 94/100
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Evidence: High Range 8.83 TRY – 14.71 TRY Share as image

Fair value as of: Aug 1, 2026

From 20 valuation models · updated today

Share price −23.8% over the past month.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (12 months)

987,973 TRY 10.43 TRY Fair Value 11.77 TRY Aug 2025 Jul 2026

12‑month range 10.43 TRY – 987,973 TRY · fair‑value band 8.83 TRY – 14.71 TRY · the 11.21 TRY price screens below the 11.77 TRY fair value. As of Aug 1, 2026.

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Analysis

Sumer Varlik Yonetim A.S. (SMRVA) currently trades at 11.21 TRY, while our model-based Fair Value estimate is 11.77 TRY, implying the stock looks roughly 5.0% fairly valued today. We read business quality at 41/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Sumer Varlik Yonetim A.S. generated revenue of 1.9B TRY at a net margin of 29.2%. Revenue grew 0.1% year over year. It earns a return on equity of 24.4%. Net debt stands at 896M TRY. Fundamentals as of Aug 1, 2026

Our scenario range runs from 8.83 TRY (bear case) to 14.71 TRY (bull case); at 11.21 TRY, the current price sits within that range. For context, the median of 10 Financial Services peers we cover trades at -36% fair-value upside, at 5%, SMRVA screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 1.9B TRY
Revenue growth (YoY) +0.1%
Net margin 29.2%
Return on equity 24.4%
Free cash flow 76.1M TRY FY2025
P/E ratio 12.5
More key figures
Operating margin 62.3%
EPS (TTM) 0.9100 TRY
EPS growth (YoY) -50.5%
Net debt 896M TRY FY2025

Figures from reported company fundamentals · as of Aug 1, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100
Profitability 68
Quality Growth 29
Cashflow 39
Fin. Strength 51
Investment 33
Low Volatility 0
Momentum 6
52W Momentum 0
Net Issuance 82

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Sumer Varlik Yonetim A.S. operates as an asset management company. It purchases receivables and other assets of banks and other financial institutions by collecting from debtors, as well as restructuring and converting securities into cash; manages relationships with banks and other financial institutions; creates solutions that companies and banks agree …

Full company description

Sumer Varlik Yonetim A.S. operates as an asset management company. It purchases receivables and other assets of banks and other financial institutions by collecting from debtors, as well as restructuring and converting securities into cash; manages relationships with banks and other financial institutions; creates solutions that companies and banks agree on; and provides consultancy and intermediary services on the restructuring of debts with banks and other financial institutions by offering alternative solutions, as well as by supporting them for the mental and financial conditions. The company was founded in 2014 and is based in Istanbul, Türkiye.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Sumer Varlik Yonetim A.S. reported revenue of 1.9B TRY in FY2025 versus 192M TRY in FY2021, a compound +76.5%/yr. Reported net income was 680M TRY in FY2025, compounding +65.6%/yr from FY2021.

Revenue +76.5%/yr
FY21 192M TRY
FY22 354M TRY
FY23 1.1B TRY
FY24 1.6B TRY
FY25 1.9B TRY
Net income +65.6%/yr
FY21 90.4M TRY
FY22 188M TRY
FY23 497M TRY
FY24 543M TRY
FY25 680M TRY

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Cite: Fair Value Calculator (2026). "Sumer Varlik Yonetim A.S. Fair Value". https://www.fairvalue-calculator.com/stock/SMRVA

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 40 / 33
FUTURE 1 / 8
PAST 98 / 24
HEALTH 100 / 95
DIVIDEND 0 / 69

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 1, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $4.20 $6.41 +53%
The Schiehallion Fund Limited MNTN $0.0214 $0.0400 +87%
BlackRock, Inc UU2 €870.00 €558.00 -36%
Blackstone Inc BX $118.55 $61.04 -49%
Investor AB INVEB kr 393.75 kr 1,417 +260%
Brookfield Corporation BN $44.44 $5.89 -87%
KKR & Co KKR $94.45 $26.57 -72%
Brookfield Asset Management Ltd BAM C$63.81 C$41.56 -35%
State Street Corporation S1TT34 R$890.00 R$212.81 -76%
EQT AB EQT kr 294.10 kr 67.55 -77%

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Frequently asked questions

Is Sumer Varlik Yonetim A.S. (SMRVA) overvalued or undervalued?
As of Aug 1, 2026, our model estimates a fair value of 11.77 TRY versus a price of 11.21 TRY, about +5% (fairly valued).
What is the fair value of SMRVA?
Our model-based fair value for Sumer Varlik Yonetim A.S. is 11.77 TRY (as of Aug 1, 2026), built from audited fundamentals. The current price is 11.21 TRY.
What is the quality score of SMRVA?
Sumer Varlik Yonetim A.S. has a Quality Score of 41/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Sumer Varlik Yonetim A.S. (SMRVA)?
Sumer Varlik Yonetim A.S. reported trailing-twelve-month revenue of about 1.9B TRY (latest available figure, as of Aug 1, 2026).
What is the net profit margin of SMRVA?
The net profit margin of Sumer Varlik Yonetim A.S. is about 29.2%, meaning it keeps roughly 29.2% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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