SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of SHRIRAM ASSET MANAGEMENT CO.LTD. ₹64.25, price ₹257, upside -75.0%, quality 28 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 3, 2026.
How to read this chart
60‑month range ₹81.35 – ₹675.90 · fair‑value band ₹48.19 – ₹80.32 · the ₹257.25 price screens above the ₹64.25 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 3, 2026.
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Shriram Asset Management Company Limited is a publicly owned investment manager. The firm provides asset management services in India. The firm invests in public equity and fixed income markets across the globe. The company was founded in 1994 and is headquartered in Mumbai, India.
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Shriram Asset Management Company Limited is a publicly owned investment manager. The firm provides asset management services in India. The firm invests in public equity and fixed income markets across the globe. The company was founded in 1994 and is headquartered in Mumbai, India. Shriram Asset Management Company Ltd operates as a subsidiary of Shriram Credit Company Limited.
Stock analysis
SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET) currently trades at ₹257.25, while our model-based Fair Value estimate is ₹64.25, 75.0% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the evidence level at low.
Scenario range: ₹48.19 (bear) to ₹80.32 (bull), the price of ₹257.25 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 28/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
SHRIRAM ASSET MANAGEMENT CO.LTD. reported revenue of ₹29.5M in FY2026 versus ₹5.2M in FY2022, a compound +54.1%/yr. Reported net income was −₹203M in FY2026.
Key figures
Market cap ₹4.4B (≈ $45.4M) · P/S ratio 35.1 · EPS (TTM) ₹−14.48 · Net margin −194% · Return on equity −18.9% · Return on assets (EBIT) −17.0% · Operating margin −169% · Revenue growth (YoY) +11.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 46% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at −75%, SRAMSET screens richer than that median.
Fair Value models
Bear ₹48.19Fair Value ₹64.25Bull ₹80.32
Price ₹257.25 · Upside -75.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.30/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+49.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+68.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.4%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−7.4%
’19
’21
’22
’23
’24
’25
’26
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−371.0% (2021) → −997.8% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
Compare SHRIRAM ASSET MANAGEMENT CO.LTD. with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 664 stocks
Beats the industry median on 2/7 measures
Overall it trails its industry peers.
Valuation
Quality Score28 · Bottom 25%
Fair Value upside−75.0% · Bottom 25%
Profitability
Return on assets−11.3% · Bottom 25%
Net margin (TTM)−194.4% · Bottom 25%
Operating margin (TTM)−168.8% · Bottom 25%
Growth and dividend
Revenue growth11.7% · Above median
Valuation Multiplesvs Asset Management median · lower = cheaper
P/S (TTM)0.36× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 60
FUTURE (revenue growth)59· sector 38
PAST (return on equity)0· sector 23
HEALTH (low debt)0· sector 95
DIVIDEND (yield)0· sector 81
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of ₹64.25 versus a price of ₹257.25, about −75% upside (overvalued).
What is the fair value of SRAMSET?
Our model-based fair value for SHRIRAM ASSET MANAGEMENT CO.LTD. is ₹64.25 (as of Oct 3, 2026), built from audited fundamentals. The current price: ₹257.25.
What is the quality score of SRAMSET?
SHRIRAM ASSET MANAGEMENT CO.LTD. has a Quality Score of 28/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
Our model-based price target is the fair value of ₹64.25 (as of Oct 3, 2026) from 2 valuation models. Cautious scenario ₹48.19, optimistic scenario ₹80.32. It is a calculation from audited fundamentals, not an analyst target.
What is the SHRIRAM ASSET MANAGEMENT CO.LTD. stock forecast for 2026?
Our models put fair value at ₹64.25, about −75% upside versus a price of ₹257.25 (overvalued). Cautious scenario ₹48.19, optimistic scenario ₹80.32. The calculation is refreshed regularly with new filings.
What is the intrinsic value of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For SHRIRAM ASSET MANAGEMENT CO.LTD. it is ₹64.25 per share (as of Oct 3, 2026), against a price of ₹257.25. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is SHRIRAM ASSET MANAGEMENT CO.LTD. stock overvalued or undervalued in 2026?
As of Oct 3, 2026, SRAMSET trades above its calculated fair value: price ₹257.25, fair value ₹64.25, a gap of about −75% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SRAMSET?
No. The price is what the market pays today (₹257.25); the fair value is what the company's own numbers justify (₹64.25). For SHRIRAM ASSET MANAGEMENT CO.LTD. the two are ₹193.00 per share apart. That gap is exactly why we show both numbers side by side.
How much is SHRIRAM ASSET MANAGEMENT CO.LTD. worth?
The market values SHRIRAM ASSET MANAGEMENT CO.LTD. at about ₹4.4B (market capitalisation, as of Oct 3, 2026). Per share that is ₹257.25; our models calculate a fair value of ₹64.25 per share.
What do the bullish and bearish scenarios say about SRAMSET?
Our models span a range for SHRIRAM ASSET MANAGEMENT CO.LTD.: cautious scenario ₹48.19, base ₹64.25, optimistic ₹80.32 per share (as of Oct 3, 2026, price ₹257.25). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
Balance-sheet figures for SHRIRAM ASSET MANAGEMENT CO.LTD. (as of Oct 3, 2026): return on equity −18.9%. They feed the Quality Score of 28/100, which measures business quality independently of the share price.
How far is SRAMSET from its 52-week high?
SHRIRAM ASSET MANAGEMENT CO.LTD. trades at ₹257.25, about 46% below its 52-week high of ₹475.70 and 3% above the low of ₹250.00 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹64.25 is for.
Which stocks are comparable to SHRIRAM ASSET MANAGEMENT CO.LTD.?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Corporation, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is SHRIRAM ASSET MANAGEMENT CO.LTD. stock attractive at the current price?
The data as of Oct 3, 2026: price ₹257.25, calculated fair value ₹64.25 (−75%), Quality Score 28/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SRAMSET calculated?
We run SHRIRAM ASSET MANAGEMENT CO.LTD. through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹64.25, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.0 % above its aggregate fair value. SHRIRAM ASSET MANAGEMENT CO.LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
The closing price on Oct 1, 2026 was ₹257.25. Our model-based fair value is ₹64.25, about −75% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with SHRIRAM ASSET MANAGEMENT CO.LTD. right now?
The price sits above even our optimistic bull case (₹80.32). The favourable scenario is already priced in. Weak quality (28/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of SHRIRAM ASSET MANAGEMENT CO.LTD.
How large is the market capitalisation of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
The market capitalisation of SHRIRAM ASSET MANAGEMENT CO.LTD. is ₹4.4B (≈ $45.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
The price-to-sales ratio of SHRIRAM ASSET MANAGEMENT CO.LTD. is 35.1 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
Earnings per share at SHRIRAM ASSET MANAGEMENT CO.LTD. are ₹−14.48. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
The net margin of SHRIRAM ASSET MANAGEMENT CO.LTD. is −194% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
The return on equity (ROE) of SHRIRAM ASSET MANAGEMENT CO.LTD. is −18.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
On an EBIT basis the return on assets of SHRIRAM ASSET MANAGEMENT CO.LTD. is −17.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
The operating margin of SHRIRAM ASSET MANAGEMENT CO.LTD. is −169% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET)?
Revenue at SHRIRAM ASSET MANAGEMENT CO.LTD. is growing +11.7% versus a year earlier (3y avg +68.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does SHRIRAM ASSET MANAGEMENT CO.LTD. (SRAMSET) generate?
The free cash flow of SHRIRAM ASSET MANAGEMENT CO.LTD. is −₹200M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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