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Standard Chartered PLC (STAN) Fair Value & Analysis

Financial Services · GB · Market cap 45.1B GBX

SC Standard Chartered PLC STAN · LSE
Price£20.63
Fair Value£30.88
Upside+49.7%
Quality70/100
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Evidence: High Range £23.16 – £38.60

Fair value as of: Jun 26, 2026

From 17 valuation models · updated 20 days ago

Share price +6.6% over the past month.

Price vs Fair Value (12 months)

£20.69 £12.27 Fair Value £30.88 Jul 2025 Jul 2026

12‑month range £12.27 – £20.69 · fair‑value band £23.16 – £38.60 · the £20.63 price screens below the £30.88 fair value. As of Jun 26, 2026.

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Analysis

Standard Chartered PLC (STAN) currently trades at £20.63, while our model-based Fair Value estimate is £30.88, implying the stock looks roughly 49.7% undervalued today. We read business quality at 70/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Standard Chartered PLC generated revenue of £20.7B at a net margin of 26.1%. Revenue grew 8.6% year over year. It earns a return on equity of 10.1%. Net debt stands at £27.6B. Fundamentals as of Jun 26, 2026

Our scenario range runs from £23.16 (bear case) to £38.60 (bull case); at £20.63, the current price sits below that range. For context, the median of 10 Financial Services peers we cover trades at 100% fair-value upside, at 50%, STAN screens richer than that median.

Key figures & financial health

Revenue (TTM) 20.7B GBX
Revenue growth (YoY) +8.6%
Net margin 26.1%
Return on equity 10.1%
Free cash flow −27.6B GBX FY2025
P/E ratio 13.5
More key figures
Operating margin 44.0%
EPS (TTM) £1.53
Dividend yield 3.0%
EPS growth (YoY) +30.7%
Net debt 27.6B GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Standard Chartered PLC, together with its subsidiaries, provides various banking products and services in Asia, Africa, the Middle East, Europe, and the Americas. The company operates in three segments: Corporate & Investment Banking, Wealth & Retail Banking, and Ventures. It offers retail products, such as deposits, mortgages, credit cards, and personal loans; wealth management products and services that include investments, portfolio management, bancassurance, and wealth advice; and transaction banking services, such as cash management, working capital, trade financing, securities and prime services, and payments and liquidity products. The company also provides mergers and acquisitions, leveraged and acquisition finance, infrastructure and development finance, fund finance, and transportation and sustainable finance solutions. In addition, it offers international banking, private banking, priority banking, wealth solutions, financing for SMEs, and Islamic banking products. …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Standard Chartered PLC reported revenue of £40.9B in FY2025 versus £18.1B in FY2021, a compound +22.7%/yr. Reported net income was £5.2B in FY2025, compounding +22.4%/yr from FY2021.

Revenue +22.7%/yr
FY21 £18.1B
FY22 £23.8B
FY23 £37.2B
FY24 £41.3B
FY25 £40.9B
Net income +22.4%/yr
FY21 £2.3B
FY22 £2.9B
FY23 £3.5B
FY24 £4.1B
FY25 £5.2B

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Cite: Fair Value Calculator (2026). "Standard Chartered PLC Fair Value". https://www.fairvalue-calculator.com/stock/STAN

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.

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Frequently asked questions

Is Standard Chartered PLC (STAN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £30.88 versus a price of £20.63, about +50% (undervalued). Model-based estimate, not financial advice.
What is the fair value of STAN?
Our model-based fair value for Standard Chartered PLC is £30.88 (as of Jun 26, 2026), built from audited fundamentals. The current price is £20.63.
What is the quality score of STAN?
Standard Chartered PLC has a Quality Score of 70/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Standard Chartered PLC (STAN)?
Standard Chartered PLC reported trailing-twelve-month revenue of about £20.7B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of STAN?
The net profit margin of Standard Chartered PLC is about 26.1%, meaning it keeps roughly 26.1% of revenue as net income. Based on the latest reported figures.
Does Standard Chartered PLC pay a dividend?
Standard Chartered PLC currently shows a dividend yield of about 3.03% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.