EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Seven Principles AG (T3T1) fair value: what the stock is really worth

As of Sep 24, 2026: fair value of Seven Principles AG €3.30, price €4.80, upside -31.3%, quality 50 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? Yes
  3. Add to watchlist

Technology · DE · ISIN DE000A2AAA75

SP Some data Sep 23, 2026

Seven Principles AG

T3T1 · XETRA

Weak valuationQuality is weak on top of the rich price.

!Fair value €3.30 · Overvalued (−31%)
!Quality 50/100
!Weak Growth (revenue 5y −5.1 %/yr)
!Thin margins · 2.1% net margin (TTM)
!Low debt · negative free cash flow
!Mixed vs. peers (6/12)
!Narrow moat 39/100
!Evidence only medium, so the estimate is less certain
Watch Seven Principles AG for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

€11.10 €4.70 Fair Value €3.30 Jul 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

60‑month range €4.70 – €11.10 · fair‑value band €2.79 – €4.42 · the €4.80 price screens above the €3.30 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.

Follow Seven Principles in your weekly email

Every Wednesday you see whether Seven Principles is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Seven Principles AG provides digital business implementation support services in Germany and internationally.

Show more

Seven Principles AG provides digital business implementation support services in Germany and internationally. It offers 360 Degree Advisory service, a comprehensive consulting solution for the entire application lifecycle; compliance-proof, customized software development; managed services for resilient IT; managed legacy systems that future-proof business legacy systems; security and compliance; and AI services for infrastructures, including AI discovery and design sprints, LLM integration, QA for AI, and modernization and knowledge utilization. The company also provides 7P mobile device management, for data protection, centralized control, legal certainty and compliance, and efficient deployment; 7P Accelerant for customer experience monitoring; and 7P-EMM, a European software for secure management of mobile devices with managed services. Seven Principles AG was incorporated in 1998 and is headquartered in Cologne, Germany.

Stock analysis

Seven Principles AG (T3T1) currently trades at €4.80, while our model-based Fair Value estimate is €3.30, implying the stock looks roughly 45.5% overvalued today.

Show more

Valuation

Bull case: the DCF Models group reads highest at a median of €6.33 per share, and 8 of the 13 models we run sit above the €4.80 price.

Bear case: the Asset-Based group reads lowest at €1.50, and 5 of the 13 models stay below the price. Evidence for this calculation is medium.

Scenario range: €2.79 (bear) to €4.42 (bull), the price of €4.80 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 50/100 (solid quality), in the Technology sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

Seven Principles AG reported revenue of €59.6M in FY2025 versus €79.9M in FY2021, a compound −7.1%/yr. Reported net income was €1.3M in FY2025, compounding −10.3%/yr from FY2021.

Key figures

Market cap €18.1M · P/E ratio 14.5 · P/S ratio 0.31 · EPS (TTM) €0.3300 · Net margin 2.1% · Return on equity 16.1% · Return on assets (EBIT) 26.5% · Operating margin 1.9%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 45 out of 100 (low confidence).

What moves the price

The share trades about 10% below its 52-week high and 2% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at 53% fair-value upside, at −31%, T3T1 screens richer than that median.

Fair Value models

Bear €2.79 Fair Value €3.30 Bull €4.42
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (€0.2423 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Owner Earnings €4.89 €6.33 €8.90 77
EPV €2.79 €3.08 €3.32 74
ROIC Compounder €2.79 €3.15 €3.52 72
All 13 models by family
DCF Models
Owner Earnings €4.89 €6.33 €8.90 77
Earnings-Based
Graham-Dodd €2.26 €2.77 €3.11 67
EPV €2.79 €3.08 €3.32 74
Multiples
P/E Multiple €5.24 €6.99 €8.74 63
P/S Multiple €4.25 €5.66 €7.08 58
P/B Multiple €4.25 €5.66 €7.08 55
EV/EBIT €5.42 €6.91 €8.39 66
EV/EBITDA €5.80 €7.41 €9.02 67
EV/Revenue €4.15 €5.51 €6.87 54
Asset-Based
NCAV (Graham) €1.12 €1.50 €2.24 54
Economic Profit
Residual Income €2.20 €2.81 €6.95 63
ROIC Compounder €2.79 €3.15 €3.52 72
Growth Earnings
Growth-Adj P/E €3.70 €5.29 €6.88 67

Open the full fair value analysis →

Notify me when T3T1 reaches fair value

Put T3T1 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 50/100

Of which business quality 50 · Market factors (momentum, volatility) 51

Profitability 56
Margins and returns on capital today
Quality Growth 18
Are margins and returns improving?
Cashflow 11
Earnings quality: real cash, not paper profit
Fin. Strength 77
Balance sheet, leverage, solvency risk
Investment 67
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 35
Price trend over the last 3–12 months (market factor)
52W Momentum 21
Distance to the 52-week high (market factor)
Net Issuance 82
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 19/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−10.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−9.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.1%
Start year 2020 (pandemic). Over 10 years: −3.3% a year
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.8%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−8.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year−8.3%
Dividend (yield on the price)0.0%
Profit margin 2019 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−4% → 2%
⚠ Revenue per share shrinking 14.3%/yr over ~10Y (margin trend unclear) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.

T3T1 screens 45% overvalued. Compare with International Business Machines Corporation →

Compare Seven Principles AG with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 498 stocks

Beats the industry median on 5/11 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 50 · Below median
Fair Value upside −31% · Below median
Profitability
Return on equity (TTM) 16% · Above median
Return on assets 4% · Above median
Net margin (TTM) 2% · Below median
Operating margin (TTM) 2% · Below median
Growth and dividend
Revenue growth −9% · Bottom 25%

Valuation Multiplesvs Information Technology Services median · lower = cheaper

P/E (TTM) 14.5× · Cheaper than median
P/B 2.44× · Pricier than median
P/S (TTM) 0.35× · Cheapest 25%
EV/EBITDA 9.2× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 45
FUTURE (revenue growth)0 · sector 31
PAST (return on equity)64 · sector 36
HEALTH (low debt)100 · sector 97
DIVIDEND (yield)0 · sector 43

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Information Technology Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
International Business Machines Corporation IBM $227.06 $186.56 −18%
Accenture plc ACN $183.52 $305.06 +66%
Tata Consultancy Services Limited TCS ₹2,090 ₹2,993 +43%
Infosys Limited INFY ₹1,021 ₹1,690 +66%
HCL Technologies Limited HCLTECH ₹1,257 ₹1,926 +53%
Fidelity National Information Services, Inc FIS $34.67 $32.47 −6%
Cognizant Technology Solutions Corporation CTSH $59.14 $132.01 +123%
Wipro Limited WIPRO ₹164.90 ₹287.90 +75%
CDW Corporation CDW $146.16 $162.00 +11%
Broadridge Financial Solutions, Inc BR $163.45 $145.34 −11%

Explore undervalued stocks

More undervalued Technology stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Seven Principles AG · Fair Value
€3.30 −45%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Seven Principles AG Fair Value". https://www.fairvalue-calculator.com/stock/T3T1

Frequently asked questions

Is Seven Principles AG (T3T1) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of €3.30 versus a price of €4.80, about −31% upside (overvalued).
What is the fair value of T3T1?
Our model-based fair value for Seven Principles AG is €3.30 (as of Sep 23, 2026), built from audited fundamentals. The current price: €4.80.
What is the quality score of T3T1?
Seven Principles AG has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Seven Principles AG (T3T1)?
Our model-based price target is the fair value of €3.30 (as of Sep 23, 2026) from 13 valuation models. Cautious scenario €2.79, optimistic scenario €4.42. It is a calculation from audited fundamentals, not an analyst target.
What is the Seven Principles AG stock forecast for 2026?
Our models put fair value at €3.30, about −31% upside versus a price of €4.80 (overvalued). Cautious scenario €2.79, optimistic scenario €4.42. The calculation is refreshed regularly with new filings.
What is the revenue of Seven Principles AG (T3T1)?
Seven Principles AG reported trailing-twelve-month revenue of about €59.6M (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Seven Principles AG (T3T1)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Seven Principles AG it is €3.30 per share (as of Sep 23, 2026), against a price of €4.80. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Seven Principles AG stock overvalued or undervalued in 2026?
As of Sep 23, 2026, T3T1 trades above its calculated fair value: price €4.80, fair value €3.30, a gap of about −31% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of T3T1?
No. The price is what the market pays today (€4.80); the fair value is what the company's own numbers justify (€3.30). For Seven Principles AG the two are €1.50 per share apart. That gap is exactly why we show both numbers side by side.
How much is Seven Principles AG worth?
The market values Seven Principles AG at about €18.1M (market capitalisation, as of Sep 23, 2026). Per share that is €4.80; our models calculate a fair value of €3.30 per share.
What do the bullish and bearish scenarios say about T3T1?
Our models span a range for Seven Principles AG: cautious scenario €2.79, base €3.30, optimistic €4.42 per share (as of Sep 23, 2026, price €4.80). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of T3T1?
Seven Principles AG trades at a price-to-earnings ratio of 14.5 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €3.30 is built from several models across several years. Other multiples: P/B 2.4, P/S 0.3, EV/EBITDA 9.2.
How solid is the balance sheet of Seven Principles AG (T3T1)?
Balance-sheet figures for Seven Principles AG (as of Sep 23, 2026): return on equity 16.1%. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is T3T1 from its 52-week high?
Seven Principles AG trades at €4.80, about 10% below its 52-week high of €5.35 and 2% above the low of €4.70 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of €3.30 is for.
Which stocks are comparable to Seven Principles AG?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Seven Principles AG stock attractive at the current price?
The data as of Sep 23, 2026: price €4.80, calculated fair value €3.30 (−31%), Quality Score 50/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of T3T1 calculated?
We run Seven Principles AG through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €3.30, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Seven Principles AG itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Seven Principles AG (T3T1)?
The closing price on Sep 24, 2026 was €4.80. Our model-based fair value is €3.30, about −31% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Seven Principles AG right now?
The price sits above even our optimistic bull case (€4.42). The favourable scenario is already priced in. Solid but not exceptional quality (50/100) and above fair value, neither a clear bargain nor a standout compounder.

Key figures of Seven Principles AG

How large is the market capitalisation of Seven Principles AG (T3T1)?
The market capitalisation of Seven Principles AG is €18.1M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Seven Principles AG (T3T1)?
The price-to-sales ratio of Seven Principles AG is 0.31 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Seven Principles AG (T3T1)?
Earnings per share at Seven Principles AG are €0.3300 (price ÷ EPS = P/E 14.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Seven Principles AG (T3T1)?
The net margin of Seven Principles AG is 2.1% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Seven Principles AG (T3T1)?
The return on equity (ROE) of Seven Principles AG is 16.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Seven Principles AG (T3T1)?
On an EBIT basis the return on assets of Seven Principles AG is 26.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Seven Principles AG (T3T1)?
The operating margin of Seven Principles AG is 1.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Seven Principles AG (T3T1)?
Revenue at Seven Principles AG is growing −8.5% versus a year earlier (3y avg −9.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Seven Principles AG (T3T1)?
Earnings per share at Seven Principles AG are growing +23.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Seven Principles AG (T3T1) generate?
The free cash flow of Seven Principles AG is −€1.0M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Seven Principles AG (T3T1) hold?
Seven Principles AG holds more cash than debt, €3.6M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
Free · no account needed

Watch Seven Principles AG in the live analysis

One click puts Seven Principles AG on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.