TransUnion (TRU) Fair Value & Analysis
Financial Services · US · Market cap $13.6B
TransUnion
TRU · US
Fair value as of: Jun 25, 2026
From 26 valuation models · updated 7 days ago
Share price +6.2% over the past month.
Price vs Fair Value (12 months)
12‑month range $55.95 – $85.62 · fair‑value band $19.56 – $62.00 · the $68.00 price screens above the $39.40 fair value. As of Jun 25, 2026.
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TransUnion (TRU) currently trades at $68.00, while our model-based Fair Value estimate is $39.40 — implying the stock looks roughly 42.1% overvalued today. We read business quality at 56/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, TransUnion generated revenue of $4.7B at a net margin of 14.9%. Revenue grew 13.7% year over year. It earns a return on equity of 15.3%. Net debt stands at $4.3B. Fundamentals as of Jun 25, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 25, 2026. TTM = trailing twelve months.
About the company
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
TransUnion reported revenue of $4.6B in FY2025 versus $3.0B in FY2021, a compound +11.5%/yr. Reported net income was $455M in FY2025, compounding −24.3%/yr from FY2021.
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Recent news
- Expanding Big Data & Analytics Market Aids TRU Amid High Rivalry
- TransUnion Announces Earnings Release Date for Second Quarter 2026 Results
- Is TransUnion’s (TRU) New Marketing Chief Subtly Reframing Its Data‑Driven Growth Story?
- Insurers in gainers; Goldman Sachs, Morgan Stanley among losers: week's financials wrap
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.