Urbana Corporation (URB) fair value: what the stock is really worth
As of Nov 10, 2026: fair value (intrinsic value) of Urbana Corporation stock C$10.99, price C$9.00, upside +22.1%, quality 54 out of 100. Rating: undervalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range C$2.95 – C$10.36 · fair‑value band C$8.24 – C$13.74 · the C$9.00 price screens below the C$10.99 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada.
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The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments. The fund also focuses on private equity investments. It was formerly known as Macho River Gold Mines Limited. Urbana Corporation is domiciled in Canada.
Stock analysis
Urbana Corporation (URB) currently trades at C$9.00, while our model-based Fair Value estimate is C$10.99, implying the stock looks roughly 18% undervalued today.
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 95/100, which puts the data coverage at medium.
Scenario range: C$8.24 (bear) to C$13.74 (bull), the price of C$9.00 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Urbana Corporation reported revenue of −C$14.7M in FY2025 versus C$70.4M in FY2021. Reported net income was C$69.2M in FY2025, compounding +3.6%/yr from FY2021.
Key figures
Market cap C$373M (≈ $263M) Micro · P/E ratio 3.7 · P/S ratio 2.62 · EPS (TTM) C$2.36 · Dividend yield 1.6% · Net margin 77.6% · Return on equity 20.8% · Return on assets (EBIT) 15.5% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 80 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 13% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −2% fair-value upside, at 22%, URB screens cheaper than that median.
Fair Value models
BearC$8.24Fair Value C$10.99BullC$13.74
Price C$9.00 · Upside +22.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (C$1.92 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.64/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+46.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.2%
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+34.5%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+12.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+10.5%
Dividend (yield on the price)1.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.10.5% vs 16.9%, slowing
Profit margin 2019 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.96% → 95%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 658 stocks
Beats the industry median on 10/12 measures
Overall it ranks above its industry peers.
Valuation
Quality Score54 · Below median
Fair Value upside+22.1% · Above median
Profitability
Return on equity (12 months)20.8% · Top 25%
Return on assets11.3% · Top 25%
Net margin (12 months)77.6% · Top 25%
Operating margin (12 months)86.5% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)56.2% · Top 25%
Dividend yield (12 months)1.6% · Bottom 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Urbana Corporation Fair Value". https://www.fairvalue-calculator.com/stock/URB
Frequently asked questions
Is Urbana Corporation (URB) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of C$10.99 versus a price of C$9.00, about +22% upside (undervalued).
What is the fair value of URB?
Our model-based fair value for Urbana Corporation is C$10.99 (as of Nov 7, 2026), built from audited fundamentals. The current price: C$9.00.
What is the quality score of URB?
Urbana Corporation has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Urbana Corporation (URB)?
Our model-based price target is the fair value of C$10.99 (as of Nov 7, 2026) from 2 valuation models. Cautious scenario C$8.24, optimistic scenario C$13.74. It is a calculation from audited fundamentals, not an analyst target.
What is the Urbana Corporation stock forecast for 2026?
Our models put fair value at C$10.99, about +22% upside versus a price of C$9.00 (undervalued). Cautious scenario C$8.24, optimistic scenario C$13.74. The calculation is refreshed regularly with new filings.
What is the revenue of Urbana Corporation (URB)?
Urbana Corporation reported trailing-twelve-month revenue of about C$142M (latest available figure, as of Nov 7, 2026).
Does Urbana Corporation pay a dividend?
Urbana Corporation currently shows a dividend yield of 1.56% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Urbana Corporation (URB) and when is the ex-dividend date?
Urbana Corporation pays a dividend of C$0.14 per share a year, a dividend yield of 1.6%. The last ex-dividend date was Jan 16, 2026. A dividend has been paid every year since at least 2014. The payout ratio is 5.9% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of Urbana Corporation (URB)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Urbana Corporation it is C$10.99 per share (as of Nov 7, 2026), against a price of C$9.00. It is the blended result of 2 valuation models in 2 families (Multiples, Asset-Based).
Is Urbana Corporation stock overvalued or undervalued in 2026?
As of Nov 7, 2026, URB trades below its calculated fair value: price C$9.00, fair value C$10.99, a gap of about +22% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of URB?
No. The price is what the market pays today (C$9.00); the fair value is what the company's own numbers justify (C$10.99). For Urbana Corporation the two are C$1.99 per share apart. That gap is exactly why we show both numbers side by side.
How much is Urbana Corporation worth?
The market values Urbana Corporation at about C$373M (market capitalisation, as of Nov 7, 2026). Per share that is C$9.00; our models calculate a fair value of C$10.99 per share.
What do the bullish and bearish scenarios say about URB?
Our models span a range for Urbana Corporation: cautious scenario C$8.24, base C$10.99, optimistic C$13.74 per share (as of Nov 7, 2026, price C$9.00). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of URB?
Urbana Corporation trades at a price-to-earnings ratio of 3.7 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of C$10.99 is built from several models across several years. Other multiples: P/B 0.7, P/S 2.6, EV/EBITDA 4.8.
How solid is the balance sheet of Urbana Corporation (URB)?
Balance-sheet figures for Urbana Corporation (as of Nov 7, 2026): return on equity 20.8%. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is URB from its 52-week high?
Urbana Corporation trades at C$9.00, about 13% below its 52-week high of C$10.36 and 13% above the low of C$7.99 (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of C$10.99 is for.
Which stocks are comparable to Urbana Corporation?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Asset Management Ltd, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Urbana Corporation stock attractive at the current price?
The data as of Nov 7, 2026: price C$9.00, calculated fair value C$10.99 (+22%), Quality Score 54/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of URB calculated?
We run Urbana Corporation through 2 models from 2 families: Multiples, Asset-Based. Every model gets the same audited fundamentals; the fair value of C$10.99 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Urbana Corporation currently trades 18% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Urbana Corporation (URB)?
The closing price on Nov 10, 2026 was C$9.00. Our model-based fair value is C$10.99, about +22% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Urbana Corporation right now?
Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Urbana Corporation (URB) come from?
Earnings per share at Urbana Corporation grew +17.9 % a year from 2014 to 2025. Broken into its drivers: revenue per share +17.7 %, EBIT margin +0.1 %, tax rate +0.0 %, residual (interest, one-offs) +0.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Urbana Corporation
How large is the market capitalisation of Urbana Corporation (URB)?
The market capitalisation of Urbana Corporation is C$373M (≈ $263M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Urbana Corporation (URB)?
The price-to-sales ratio of Urbana Corporation is 2.62 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Urbana Corporation (URB)?
Earnings per share at Urbana Corporation are C$2.36 (price ÷ EPS = P/E 3.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Urbana Corporation (URB)?
The dividend yield of Urbana Corporation is 1.6% (payout 5.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Urbana Corporation (URB)?
The net margin of Urbana Corporation is 77.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Urbana Corporation (URB)?
The return on equity (ROE) of Urbana Corporation is 20.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Urbana Corporation (URB)?
On an EBIT basis the return on assets of Urbana Corporation is 15.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Urbana Corporation (URB)?
The operating margin of Urbana Corporation is 86.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Urbana Corporation (URB)?
Revenue at Urbana Corporation is growing +56.2% versus a year earlier (3y avg +19.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Urbana Corporation (URB)?
Earnings per share at Urbana Corporation are growing +69.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Urbana Corporation (URB) generate?
The free cash flow of Urbana Corporation is −C$10.9M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Urbana Corporation (URB) carry?
The net debt of Urbana Corporation is C$25.2M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 7, 2026