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Visa Inc (V) Fair Value & Analysis

Financial Services · US · Market cap $609B

VI Visa Inc logo Visa Inc V · US
Price$330.52
Fair Value$203.53
Upside-38.4%
Quality95/100
Evidence: High Range $121.96 – $334.92

Fair value as of: Jun 26, 2026

From 24 valuation models · updated 3 days ago

Share price +4.7% over the past month.

Price vs Fair Value (12 months)

$344.49 $285.30 Fair Value $203.53 Jun 2025 Jun 2026

12‑month range $285.30 – $344.49 · fair‑value band $121.96 – $334.92 · the $330.52 price screens above the $203.53 fair value. As of Jun 26, 2026.

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Analysis

Visa Inc (V) currently trades at $330.52, while our model-based Fair Value estimate is $203.53 — implying the stock looks roughly 38.4% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Visa Inc generated revenue of $43.0B at a net margin of 51.7%. Revenue grew 17.1% year over year. It earns a return on equity of 60.4%. Net debt stands at $5.0B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) $43.0B
Revenue growth (YoY) +17.1%
Net margin 51.7%
Return on equity 60.4%
Free cash flow $21.6B FY2025
P/E ratio 27.9
More key figures
Operating margin 67.4%
EPS (TTM) $11.46
Dividend yield 0.8%
EPS growth (YoY) +35.5%
Net debt $5.0B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Visa Inc reported revenue of $40.0B in FY2025 versus $24.1B in FY2021, a compound +13.5%/yr. Reported net income was $20.1B in FY2025, compounding +13.0%/yr from FY2021.

Revenue +13.5%/yr
FY21 $24.1B
FY22 $29.3B
FY23 $32.7B
FY24 $35.9B
FY25 $40.0B
Net income +13.0%/yr
FY21 $12.3B
FY22 $15.0B
FY23 $17.3B
FY24 $19.7B
FY25 $20.1B

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Recent news

External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.

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6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Frequently asked questions

Is Visa Inc (V) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $203.53 versus a price of $330.52 — about −38% (overvalued). Model-based estimate, not financial advice.
What is the fair value of V?
Our 21-model fair value for Visa Inc is $203.53 (as of Jun 26, 2026), built from audited fundamentals. The current price is $330.52.
What is the quality score of V?
Visa Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Visa Inc (V)?
Visa Inc reported trailing-twelve-month revenue of about $43.0B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of V?
The net profit margin of Visa Inc is about 51.7%, meaning it keeps roughly 51.7% of revenue as net income. Based on the latest reported figures.
Does Visa Inc pay a dividend?
Visa Inc currently shows a dividend yield of about 0.83% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.