Visa Inc (V) Fair Value & Analysis
Financial Services · US · Market cap $609B
Fair value as of: Jun 26, 2026
From 24 valuation models · updated 3 days ago
Share price +4.7% over the past month.
Price vs Fair Value (12 months)
12‑month range $285.30 – $344.49 · fair‑value band $121.96 – $334.92 · the $330.52 price screens above the $203.53 fair value. As of Jun 26, 2026.
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Visa Inc (V) currently trades at $330.52, while our model-based Fair Value estimate is $203.53 — implying the stock looks roughly 38.4% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Visa Inc generated revenue of $43.0B at a net margin of 51.7%. Revenue grew 17.1% year over year. It earns a return on equity of 60.4%. Net debt stands at $5.0B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Visa Inc reported revenue of $40.0B in FY2025 versus $24.1B in FY2021, a compound +13.5%/yr. Reported net income was $20.1B in FY2025, compounding +13.0%/yr from FY2021.
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Recent news
- Think 7 figures is enough to get into America's 10% club? It's only the first step. Here's the net worth you really need
- Visa Exec Stablecoins Represent ‘Generational Shift’ at Money2020 Europe
- 9Pay becomes direct payment partner with Visa, driving cross-border payment solutions
- Visa (V): Top 9 Best Stock to Buy in Chris Hohn’s TCI Fund Portfolio
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
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| Mastercard Incorporated MA | C$29.95 | C$10.05 | -66% |
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| American Express Company AXP | C$28.87 | C$23.85 | -17% |
| Capital One Financial Corporation COF | $183.20 | $122.33 | -33% |
| Bajaj Finance Limited BAJFINANCE | ₹968.30 | ₹720.78 | -26% |
| PayPal Holdings PYPL | 720.50 MXN | 1,441 MXN | +100% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.