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Vin's Holdings (VIN) Fair Value & Analysis

Consumer Cyclical · SG · Market cap 30.2M SGD

VS Vin's Holdings VIN · SG
Price0.2300 SGD
Fair Value0.0600 SGD
Upside-73.9%
Quality34/100
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Evidence: Medium Range 0.0500 SGD – 0.0900 SGD

Fair value as of: Jul 4, 2026

From 12 valuation models · updated today

Share price −8.0% over the past month.

Price vs Fair Value (12 months)

0.5000 SGD 0.1770 SGD Fair Value 0.0600 SGD Jul 2025 Jul 2026

12‑month range 0.1770 SGD – 0.5000 SGD · fair‑value band 0.0500 SGD – 0.0900 SGD · the 0.2300 SGD price screens above the 0.0600 SGD fair value. As of Jul 4, 2026.

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Analysis

Vin's Holdings (VIN) currently trades at 0.2300 SGD, while our model-based Fair Value estimate is 0.0600 SGD — implying the stock looks roughly 73.9% overvalued today. We read business quality at 34/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, Vin's Holdings generated revenue of 102M SGD at a net margin of 0.5%. Revenue grew 5.9% year over year. It earns a return on equity of 1.9%. Net debt stands at 52.3M SGD. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) 102M SGD
Revenue growth (YoY) +5.9%
Net margin 0.5%
Return on equity 1.9%
Free cash flow −2.1M SGD FY2025
Operating margin 3.5%
More key figures
Net debt 52.3M SGD FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Vin's Holdings Ltd, together with its subsidiaries, provides integrated automotive solutions to various customers in Singapore. The company operates through Automobile Sales and Related Services; Automobile After-Sales Services; Automobile Financing and Related Services; and Automobile Rental and Leasing Services segments. It engages in the retail sale of new parallel-import and pre-owned vehicles; provides floor stock financing; and sale of scrap cars and insurance referral services. The company also offers automobile financing and related services; motor vehicle maintenance and repair, accident repair, and insurance claim services; and short-term and long-term vehicle leasing options for individual and corporate customers, as well as sells salvaged spare parts and accessories. Vin's Holdings Ltd was founded in 1987 and is headquartered in Singapore. The company operates as a subsidiary of Vin's Capital Pte. Ltd.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Vin's Holdings reported revenue of 95.2M SGD in FY2025 versus 75.4M SGD in FY2021, a compound +6.0%/yr. Reported net income was 484K SGD in FY2025, compounding −33.4%/yr from FY2021.

Revenue +6.0%/yr
FY21 75.4M SGD
FY22 91.8M SGD
FY23 106M SGD
FY24 101M SGD
FY25 95.2M SGD
Net income −33.4%/yr
FY21 2.5M SGD
FY22 2.8M SGD
FY23 3.2M SGD
FY24 2.0M SGD
FY25 484K SGD

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6 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Jul 4, 2026).

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Frequently asked questions

Is Vin's Holdings (VIN) undervalued?
As of Jul 4, 2026, our model estimates a fair value of 0.0600 SGD versus a price of 0.2300 SGD — about −74% (overvalued). Model-based estimate, not financial advice.
What is the fair value of VIN?
Our model-based fair value for Vin's Holdings is 0.0600 SGD (as of Jul 4, 2026), built from audited fundamentals. The current price is 0.2300 SGD.
What is the quality score of VIN?
Vin's Holdings has a Quality Score of 34/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Vin's Holdings (VIN)?
Vin's Holdings reported trailing-twelve-month revenue of about 102M SGD (latest available figure, as of Jul 4, 2026).
What is the net profit margin of VIN?
The net profit margin of Vin's Holdings is about 0.5%, meaning it keeps roughly 0.5% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.