Wise Group (WSE) Fair Value & Analysis
Technology · US · Market cap $11.0B
Wise Group
WSE · US
Fair value as of: Jul 25, 2026
From 23 valuation models · updated 16 days ago
Fair value updated Jul 25, 2026, revised from $17.96 to $18.17 (+1.2%) since Jun 25, 2026. Share price −4.1% over the past month.
A solid business, screening 47% undervalued on our models.
What matters now
- The price is below even our cautious bear case ($16.99). The market is more pessimistic than our downside scenario.
- Solid quality (68/100) at a price below fair value, the discount is the argument here, not the business quality.
- The models converge in a tight band ($16.99 to $19.42), unusually little disagreement for a valuation.
Price vs Fair Value (4 months)
White line = price, green steps = our fair value per fiscal year. As of Jul 25, 2026.
How to read this chart
4‑month range $10.40 – $15.40 · fair‑value band $16.99 – $19.42 · the $12.36 price screens below the $18.17 fair value. As of Jul 25, 2026.
Analysis
Wise Group (WSE) currently trades at $12.36, while our model-based Fair Value estimate is $18.17, implying the stock looks roughly 47.0% undervalued today. The Quality Score stands at 68/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Wise Group generated revenue of $1.7B at a net margin of 22.5%. Revenue grew 9.2% year over year. It earns a return on equity of 29.7%. The stock trades on a trailing P/E of 22.5. Fundamentals as of Jul 25, 2026
Our scenario range runs from $16.99 (bear case) to $19.42 (bull case); at $12.36, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 29% below its 52-week high and 19% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -25% fair-value upside, at 47%, WSE screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 23 models by family
Widest divergence: Growth DCF ($148.14) versus Asset-Based ($0.9300). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 25, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 67 · Market factors (momentum, volatility) 41
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Wise Group plc provides cross-border and domestic financial services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally. It offers international money transfer, wise account, international debit card, wise platform, business debit card, and mass payment services.
Full company description
Wise Group plc provides cross-border and domestic financial services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally. It offers international money transfer, wise account, international debit card, wise platform, business debit card, and mass payment services. Wise Group plc was founded in 2010 and is based in London, the United Kingdom.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2025 · reported fiscal years
Wise Group reported revenue of $1.8B in FY2025 versus $564M in FY2022, a compound +47.4%/yr. Reported net income was $417M in FY2025, compounding +133.1%/yr from FY2022.
Watch WSE: get an alert when its fair value changes →
Recent news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- WSE INVESTOR ALERT: Wise Group plc Investors with Substantial Losses Have Opportunity to Lead the Wise Group Class Action Lawsuit – RGRD Law
- ROSEN, A TOP-RANKED LAW FIRM, Encourages Wise Group plc Investors to Secure Counsel Before Important Deadline in Securities Class Action Fir
- Gainey McKenna & Egleston Announces A Class Action Lawsuit Has Been Filed Against Wise Group plc (WSE)
- WSE INVESTOR ALERT: Class Action Lawsuit Filed on Behalf of Wise Group plc Investors – Holzer & Holzer, LLC Encourages Investors With Lo
Peer Group
Information Technology Services · 476 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Information Technology Services median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Information Technology Services stocks, each showing price versus our Fair Value estimate (as of Jul 25, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| International Business Machines Corporation IBM | $235.92 | $143.90 | -39% |
| Accenture plc ACNN | 2,460 MXN | 250.95 MXN | -90% |
| Infosys Limited INFY | ₹1,156 | ₹1,457 | +26% |
| HCL Technologies Limited HCLTECH | ₹1,204 | ₹1,230 | +2% |
| Wipro Limited WIPRO | ₹178.43 | ₹226.81 | +27% |
| Tech Mahindra Limited TECHM | ₹1,455 | ₹1,086 | -25% |
| Samsung SDS Co 018260 | 199,300 KRW | 196,390 KRW | -1% |
| Persistent Systems Limited PERSISTENT | ₹5,059 | ₹2,364 | -53% |
| Hyundai Autoever Corporation 307950 | 393,000 KRW | 133,088 KRW | -66% |
| Coforge Limited COFORGE | ₹1,541 | ₹702.84 | -54% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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