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M Split Corp (XMF-A) Fair Value & Analysis

Financial Services · CA · Market cap C$2.8M

MS M Split Corp XMF-A · TO
PriceC$1.91
Fair ValueC$0.7700
Upside-59.7%
Quality70/100
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Evidence: High Range C$0.5700 – C$0.9600 📤 Share as image

Fair value as of: Jul 18, 2026

From 22 valuation models · updated 4 days ago

Fair value updated Jul 18, 2026, revised from C$0.7600 to C$0.7700 (+1.3%) since Jun 26, 2026. Share price +27.3% over the past month.

Price vs Fair Value (12 months)

C$2.11 C$0.4500 Fair Value C$0.7700 Jul 2025 Jul 2026

12‑month range C$0.4500 – C$2.11 · fair‑value band C$0.5700 – C$0.9600 · the C$1.91 price screens above the C$0.7700 fair value. As of Jul 18, 2026.

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Analysis

M Split Corp (XMF-A) currently trades at C$1.91, while our model-based Fair Value estimate is C$0.7700, implying the stock looks roughly 59.7% overvalued today. We read business quality at 70/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, M Split Corp generated revenue of C$1.4M at a net margin of 30.6%. Revenue declined 63.9% year over year. It earns a return on equity of 83.0%. Net debt stands at C$12.6M. Fundamentals as of Jul 18, 2026

Our scenario range runs from C$0.5700 (bear case) to C$0.9600 (bull case); at C$1.91, the current price sits above that range. The share trades near its 52-week high and 324% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 53% fair-value upside, at -60%, XMF-A screens richer than that median.

Key figures & financial health

Revenue (TTM) C$1.4M
Revenue growth (YoY) -63.9%
Net margin 30.6%
Return on equity 83.0%
Free cash flow C$289K FY2025
P/E ratio 11.1
More key figures
Operating margin 94.5%
EPS (TTM) C$0.1900
EPS growth (YoY) +142%
Net debt C$12.6M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 18, 2026. TTM = trailing twelve months.

About the company

M Split Corp. is a close-ended equity mutual fund launched and managed by Quadravest Capital Management Inc. It invests in the public equity markets of Canada. The fund invests in the stocks of companies engaged in the financial sector. It invests its entire corpus in the stock of Manulife Financial Corp. The fund benchmarks the performance of its portfolio against the S&P TSX Financial index. M Split Corp. was formed on February 12, 2007 and is domiciled in Canada.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

M Split Corp reported revenue of C$4.3M in FY2025 versus C$810K in FY2021, a compound +52.1%/yr. Reported net income was C$431K in FY2025, compounding −7.9%/yr from FY2021.

Revenue +52.1%/yr
FY21 C$810K
FY22 C$1.3M
FY23 C$1.9M
FY24 C$1.7M
FY25 C$4.3M
Net income −7.9%/yr
FY21 C$598K
FY22 C$1.1M
FY23 C$1.6M
FY24 C$304K
FY25 C$431K

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Cite: Fair Value Calculator (2026). "M Split Corp Fair Value". https://www.fairvalue-calculator.com/stock/XMF-A

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Frequently asked questions

Is M Split Corp (XMF-A) undervalued?
As of Jul 18, 2026, our model estimates a fair value of C$0.7700 versus a price of C$1.91, about −60% (overvalued). Model-based estimate, not financial advice.
What is the fair value of XMF-A?
Our model-based fair value for M Split Corp is C$0.7700 (as of Jul 18, 2026), built from audited fundamentals. The current price is C$1.91.
What is the quality score of XMF-A?
M Split Corp has a Quality Score of 70/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of M Split Corp (XMF-A)?
M Split Corp reported trailing-twelve-month revenue of about C$1.4M (latest available figure, as of Jul 18, 2026).
What is the net profit margin of XMF-A?
The net profit margin of M Split Corp is about 30.6%, meaning it keeps roughly 30.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.