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Data-driven stock valuation
Garanti Yatirim Ortakligi AS (GRNYO) fair value: what the stock is really worth
As of Nov 10, 2026: fair value (intrinsic value) of Garanti Yatirim Ortakligi AS stock TRY 6.16, price TRY 8.45, that is 27.1% below the price, quality 46 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.
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Thin data
Nov 10, 2026
Thin data
Nov 10, 2026
Garanti Yatirim Ortakligi AS
GRNYO · ISExpensive, weak quality
Our calculation puts a fair price 27% below what the stock costs today.
Generates free cash flow
Quality 46/100
Mixed Growth (revenue 5y +62.7 %/yr in TRY)
Profit last quarter 78% below a year ago.
Fair value 6.16 TRY · Overvalued
Loss-making · -10.3% net margin (TTM)
Trails peers (1/10)
Narrow moat 12/100 · thin data
Thin data
Estimate
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What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.
How to read this chart
60‑month range 1.93 TRY – 21.12 TRY · fair‑value band 4.62 TRY – 7.70 TRY · the 8.45 TRY price screens above the 6.16 TRY fair value. As of Nov 10, 2026.
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Company profile
Garanti Yatirim Ortakligi A.S. is a publicly owned investment manager. It provides its services to employees, stakeholders, public welfare, corporate governance compliances. The firm invests in the public equity across the globe.
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The firm focuses on operating gold and other precious metals portfolio traded in the domestic and international stock markets. The company was founded in July 9, 1996 and is based in Sariyer, Turkey.
Garanti Yatirim Ortakligi A.S. operates as a subsidiary of Garanti Yatirim Menkul Kiymetler Anonim Sirketi.
Stock analysis
Garanti Yatirim Ortakligi AS (GRNYO) currently trades at 8.45 TRY, while our estimate is 6.16 TRY, 27% below the price, so the stock looks overvalued today.
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Valuation
None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.
Scenario range: 4.62 TRY (bear) to 7.70 TRY (bull), the price of 8.45 TRY sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 46/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Garanti Yatirim Ortakligi AS reported revenue of 494M TRL in FY2025 versus 138M TRL in FY2021, a compound +37.4%/yr. Reported net income was −21.5M TRL in FY2025.
Key figures
Market cap 317M TRY (≈ $6.3M) Micro · P/S ratio 0.87 · EPS (TTM) −1.03 TRY · Net margin −4.4% · Return on equity −33.6% · Return on assets (EBIT) 5.3% (5-year average) · Operating margin −45.2% · Revenue (TTM) 283M TRY.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 12 out of 100 (low confidence).
What moves the price
The share trades about 60% below its 52-week high and 33% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −19% fair-value upside, at −27%, GRNYO screens richer than that median.
Fair Value
Bear 4.62 TRY
Fair Value 6.16 TRY
Bull 7.70 TRY
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.
Quality Score breakdown
Overall quality
46/100
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Profitability
23
How much profit the company makes from its sales and capital
Quality Growth
45
Are margins and returns getting better?
Cashflow
42
Do the profits arrive as real cash?
Financial strength
75
Debt, balance sheet and risk of trouble
Investment
34
Does it invest with discipline instead of growing at any price?
Low Volatility
36
How calm the share price moves, does not count
Price momentum
1
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high
7
Distance to the 52-week high, does not count
New shares
82
Buys back shares or issues new ones?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
54/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+2.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+38.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+62.7%
Start year 2020 (pandemic). Over 10 years: +23.2% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−39.4%
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What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Price in line with expectations
The price assumes about as much growth as the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+61.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Turkey: IMF forecast 19.3% a year to 2030, 28.5% from 2016 to 2025) that is about +35.7% a year for the price.
GRNYO screens overvalued: fair value 27% below the price. Compare with Blackstone Inc →
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 658 stocks
Beats the industry median on 1/9 measures
Overall it trails its industry peers.
Valuation Multiplesvs Asset Management median · lower = cheaper
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Quality Score by industry
- Return on equity by industry
- Stock screener with 62 metrics
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Asset Management stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Raymond James Financial, Inc RJF | $168.11 | $281.42 | +67% | vs GRNYO |
| Apollo Global Management, Inc APO | $122.74 | $197.52 | +61% | vs GRNYO |
| Ameriprise Financial, Inc AMP | $519.96 | $609.56 | +17% | vs GRNYO |
| Exor N.V EXO | €74.30 | €76.42 | +3% | vs GRNYO |
| State Street Corporation STT | $171.62 | $139.37 | −19% | vs GRNYO |
| Ares Management Corporation ARES | $139.41 | $99.35 | −29% | vs GRNYO |
| Northern Trust Corporation NTRS | $177.89 | $123.42 | −31% | vs GRNYO |
| Brookfield Asset Management Ltd BAM | $53.49 | $31.26 | −42% | vs GRNYO |
| Blackstone Inc BX | $122.53 | $52.29 | −57% | vs GRNYO |
| KKR & Co KKR | $100.85 | $27.63 | −73% | vs GRNYO |
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Frequently asked questions
Is Garanti Yatirim Ortakligi AS (GRNYO) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is 6.16 TRY versus a price of 8.45 TRY, about 27% lower (overvalued).
What is the fair value of GRNYO?
Our estimate for Garanti Yatirim Ortakligi AS is 6.16 TRY (as of Nov 10, 2026), built from audited fundamentals. The current price: 8.45 TRY.
What is the quality score of GRNYO?
Garanti Yatirim Ortakligi AS has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Garanti Yatirim Ortakligi AS (GRNYO)?
Our calculated price target is the estimate of 6.16 TRY (as of Nov 10, 2026). Cautious scenario 4.62 TRY, optimistic scenario 7.70 TRY. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Garanti Yatirim Ortakligi AS stock forecast for 2026?
Our estimate puts fair value at 6.16 TRY, about 27% lower versus a price of 8.45 TRY (overvalued). Cautious scenario 4.62 TRY, optimistic scenario 7.70 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Garanti Yatirim Ortakligi AS (GRNYO)?
Garanti Yatirim Ortakligi AS reported trailing-twelve-month revenue of about 283M TRY (latest available figure, as of Nov 10, 2026).
What growth is priced into Garanti Yatirim Ortakligi AS (GRNYO)?
For today's price to be fair in a discounted-cash-flow model, Garanti Yatirim Ortakligi AS would have to grow free cash flow by +61.9 % per year for five years (discount rate 13.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +62.7 % per year. As of Nov 10, 2026.
What discount rate (WACC) does the fair value of GRNYO use?
Our models discount Garanti Yatirim Ortakligi AS at 13.7 %: a base by market capitalisation (nano), damped by beta 0.87, country premium for Turkey. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Garanti Yatirim Ortakligi AS that is +61.9 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (13.7 %) and the same formula as our fair value.
How much growth has Garanti Yatirim Ortakligi AS (GRNYO) delivered so far?
Over the past 5 years revenue at Garanti Yatirim Ortakligi AS grew +62.7 % a year. The price currently implies free-cash-flow growth of +61.9 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Garanti Yatirim Ortakligi AS (GRNYO) growing?
The median revenue growth in the sector is +8.8 % a year. That is the yardstick for the growth priced into Garanti Yatirim Ortakligi AS (+61.9 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Garanti Yatirim Ortakligi AS (GRNYO)?
The free-cash-flow yield on the price is 0.69 %: that much free cash flow Garanti Yatirim Ortakligi AS produces per unit of market value. When it exceeds the discount rate of our models (13.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Garanti Yatirim Ortakligi AS (GRNYO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Garanti Yatirim Ortakligi AS it is 6.16 TRY per share (as of Nov 10, 2026), against a price of 8.45 TRY.
Is Garanti Yatirim Ortakligi AS stock overvalued or undervalued in 2026?
As of Nov 10, 2026, GRNYO trades above its calculated fair value: price 8.45 TRY, fair value 6.16 TRY, a gap of about −27% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GRNYO?
No. The price is what the market pays today (8.45 TRY); the fair value is what the company's own numbers justify (6.16 TRY). For Garanti Yatirim Ortakligi AS the two are 2.29 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is Garanti Yatirim Ortakligi AS worth?
The market values Garanti Yatirim Ortakligi AS at about 317M TRY (market capitalisation, as of Nov 10, 2026). Per share that is 8.45 TRY; our models calculate a fair value of 6.16 TRY per share.
What do the bullish and bearish scenarios say about GRNYO?
Our models span a range for Garanti Yatirim Ortakligi AS: cautious scenario 4.62 TRY, base 6.16 TRY, optimistic 7.70 TRY per share (as of Nov 10, 2026, price 8.45 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Garanti Yatirim Ortakligi AS (GRNYO)?
Balance-sheet figures for Garanti Yatirim Ortakligi AS (as of Nov 10, 2026): return on equity −33.6%. They feed the Quality Score of 46/100, which measures business quality independently of the share price.
How far is GRNYO from its 52-week high?
Garanti Yatirim Ortakligi AS trades at 8.45 TRY, about 60% below its 52-week high of 21.12 TRY and 33% above the low of 6.33 TRY (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of 6.16 TRY is for.
Which stocks are comparable to Garanti Yatirim Ortakligi AS?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Asset Management Ltd, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Garanti Yatirim Ortakligi AS stock attractive at the current price?
The data as of Nov 10, 2026: price 8.45 TRY, calculated fair value 6.16 TRY (−27%), Quality Score 46/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Garanti Yatirim Ortakligi AS itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Garanti Yatirim Ortakligi AS (GRNYO)?
The closing price on Nov 10, 2026 was 8.45 TRY. Our estimate is 6.16 TRY, about 27% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Garanti Yatirim Ortakligi AS right now?
The price sits above even our optimistic bull case (7.70 TRY). The favourable scenario is already priced in. Weak quality (46/100) and above fair value at the same time, the margin of safety is missing on both counts. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Garanti Yatirim Ortakligi AS
How large is the market capitalisation of Garanti Yatirim Ortakligi AS (GRNYO)?
The market capitalisation of Garanti Yatirim Ortakligi AS is 317M TRY (≈ $6.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Garanti Yatirim Ortakligi AS (GRNYO)?
The price-to-sales ratio of Garanti Yatirim Ortakligi AS is 0.87 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Garanti Yatirim Ortakligi AS (GRNYO)?
Earnings per share at Garanti Yatirim Ortakligi AS are −1.03 TRY. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Garanti Yatirim Ortakligi AS (GRNYO)?
The net margin of Garanti Yatirim Ortakligi AS is −4.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Garanti Yatirim Ortakligi AS (GRNYO)?
The return on equity (ROE) of Garanti Yatirim Ortakligi AS is −33.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Garanti Yatirim Ortakligi AS (GRNYO)?
On an EBIT basis the return on assets of Garanti Yatirim Ortakligi AS is 5.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Garanti Yatirim Ortakligi AS (GRNYO)?
The operating margin of Garanti Yatirim Ortakligi AS is −45.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Garanti Yatirim Ortakligi AS (GRNYO)?
Revenue at Garanti Yatirim Ortakligi AS is growing −90.8% versus a year earlier (3y avg +38.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Garanti Yatirim Ortakligi AS (GRNYO)?
Earnings per share at Garanti Yatirim Ortakligi AS are growing −77.5% versus a year earlier. How much earnings per share grew versus a year earlier.
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