EN DE
Watch PEER FOR YOU PUBLIC COMPANY LIMITED for free: we tell you when fair value or trend changes.
Data-driven stock valuation

PEER FOR YOU PUBLIC COMPANY LIMITED (PEER) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of PEER FOR YOU PUBLIC COMPANY LIMITED stock THB 0.08, price THB 0.13, that is 38.5% below the price, quality 38 out of 100. Rating: strongly overvalued. Calculated from audited financials with one of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Industrials TH

PF PEER FOR YOU PUBLIC COMPANY LIMITED logo Thin data Nov 7, 2026

PEER FOR YOU PUBLIC COMPANY LIMITED

PEER · BK
Very expensive, weak quality

Our calculation puts a fair price 38% below what the stock costs today.

Low debt
Fair value 0.0800 THB · Strongly overvalued
Quality 38/100
Weak Growth (revenue 5y −8.1 %/yr in THB)
Loss-making · -48.2% net margin (TTM)
Negative free cash flow
Trails peers (3/10)
Narrow moat 10/100 · thin data
Thin data
Watch PEER FOR YOU PUBLIC COMPANY LIMITED for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

0.7100 THB 0.0800 THB Fair Value 0.0800 THB Feb 2024 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.

How to read this chart

32‑month range 0.0800 THB – 0.7100 THB · fair‑value band 0.0500 THB – 0.1000 THB · the 0.1300 THB price screens above the 0.0800 THB fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.

Follow PEER FOR YOU PUBLIC COMPANY in your weekly email

Every Wednesday you see whether PEER FOR YOU PUBLIC COMPANY is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Peer For You Public Company Limited, together with its subsidiaries, provides outsourced contact center services in Thailand. The company operates through four segments: Outsourced Contact Center Services; Data Centre Service Development and Installation Business; Trading; and Others.

Show moreShow less

It offers customer relationship management services, including consulting; placement and installation of contact center system by providing hardware and software equipment; and management of customer relationship center.

The company also sells consumer products and services through digital TV and online media under the HAPPY Shopping brand name; and engages in fintech business through peer to peer lending platform.

In addition, it is involved in the provision of turnkey total solutions; digital and credit services; and mutual brokerage securities. The company was formerly known as One to One Contacts Public Company Limited and changed its name to Peer For You Public Company Limited in February 2024.

Peer For You Public Company Limited was incorporated in 2000 and is headquartered in Bangkok, Thailand.

Stock analysis

PEER FOR YOU PUBLIC COMPANY LIMITED (PEER) currently trades at 0.1300 THB, while our model-based Fair Value estimate is 0.0800 THB, 38% below the price, so the stock looks overvalued today.

Show more

Valuation

How firm this estimate is: it rests on 1 models at a data quality of 87/100, which puts the data coverage at low.

Scenario range: 0.0500 THB (bear) to 0.1000 THB (bull), the price of 0.1300 THB sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 38/100 (below-average quality), in the Industrials sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

PEER FOR YOU PUBLIC COMPANY LIMITED reported revenue of 445M THB in FY2025 versus 597M THB in FY2021, a compound −7.1%/yr. Reported net income was −393M THB in FY2025.

Key figures

Market cap 137M THB (≈ $4.1M) Micro · P/S ratio 0.30 · EPS (TTM) −0.2200 THB · Net margin −48.2% · Return on equity −30.1% · Return on assets (EBIT) −9.2% (5-year average) · Operating margin −21.3% · Revenue (TTM) 452M THB.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 10 out of 100 (low confidence).

What moves the price

The share trades about 19% below its 52-week high and 63% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Industrials peers we cover trades at −12% fair-value upside, at −38%, PEER screens richer than that median.

Fair Value models

Bear 0.0500 THB Fair Value 0.0800 THB Bull 0.1000 THB
Price 0.1300 THB · Downside -38.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
NCAV (Graham) 0.0500 THB 0.0800 THB 0.1000 THB 54
All 1 models by family
Asset-Based
NCAV (Graham) 0.0500 THB 0.0800 THB 0.1000 THB 54

Open the full fair value analysis →

Quality Score breakdown

Overall quality 38/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 12
How much profit the company makes from its sales and capital
Quality Growth 60
Are margins and returns getting better?
Cashflow 0
Do the profits arrive as real cash?
Financial strength 52
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 78
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 48
Distance to the 52-week high, does not count
New shares 40
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 6/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+25.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−10.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−8.1%
Start year 2020 (pandemic). Over 10 years: −7.7% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.5%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−0.8% (2020) → −16.8% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

PEER screens overvalued: fair value 38% below the price. Compare with Cintas Corporation →

Compare PEER FOR YOU PUBLIC COMPANY LIMITED with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Specialty Business Services · 229 stocks

Beats the industry median on 3/9 measures
Overall it trails its industry peers.
Valuation
Quality Score 38 · Bottom 25%
Fair Value upside −38.5% · Bottom 25%
Profitability
Return on assets −43.6% · Bottom 25%
Net margin (12 months) −48.2% · Bottom 25%
Operating margin (12 months) −21.3% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 4.7% · Below median
Balance sheet
Debt / equity 0.05× · Below median

Valuation Multiplesvs Specialty Business Services median · lower = cheaper

P/B 0.23× · Cheapest 25%
P/S (12 months) 0.30× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 45
FUTURE (revenue growth)24 · sector 33
PAST (return on equity)0 · sector 38
HEALTH (low debt)98 · sector 94
DIVIDEND (yield)0 · sector 57

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Specialty Business Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Copart, Inc CPRT $31.95 $35.15 +10% vs PEER
RB Global, Inc RBA C$131.85 C$145.04 +10% vs PEER
Wolters Kluwer N.V WKL €90.08 €98.05 +9% vs PEER
Global Payments Inc GPN $97.40 $87.83 −10% vs PEER
Brambles Limited BXB A$21.79 A$19.10 −12% vs PEER
Cintas Corporation CTAS $222.36 $188.90 −15% vs PEER
Rentokil Initial plc RTO $23.61 $19.63 −17% vs PEER
Thomson Reuters Corporation TRI $112.57 $70.75 −37% vs PEER
Aramark ARMK $52.54 $23.04 −56% vs PEER
UL Solutions Inc ULS $78.65 $33.46 −57% vs PEER

Explore undervalued stocks

More undervalued Industrials stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Free calculator Peter Lynch Fair Value Formula &…Free calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

PEER FOR YOU PUBLIC COMPANY LIMITED: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "PEER FOR YOU PUBLIC COMPANY LIMITED Fair Value". https://www.fairvalue-calculator.com/stock/PEER

Frequently asked questions

Is PEER FOR YOU PUBLIC COMPANY LIMITED (PEER) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 0.0800 THB versus a price of 0.1300 THB, about 38% lower (overvalued).
What is the fair value of PEER?
Our model-based fair value for PEER FOR YOU PUBLIC COMPANY LIMITED is 0.0800 THB (as of Nov 7, 2026), built from audited fundamentals. The current price: 0.1300 THB.
What is the quality score of PEER?
PEER FOR YOU PUBLIC COMPANY LIMITED has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
Our model-based price target is the fair value of 0.0800 THB (as of Nov 7, 2026) from 1 valuation models. Cautious scenario 0.0500 THB, optimistic scenario 0.1000 THB. It is a calculation from audited fundamentals, not an analyst target.
What is the PEER FOR YOU PUBLIC COMPANY LIMITED stock forecast for 2026?
Our models put fair value at 0.0800 THB, about 38% lower versus a price of 0.1300 THB (overvalued). Cautious scenario 0.0500 THB, optimistic scenario 0.1000 THB. The calculation is refreshed regularly with new filings.
What is the revenue of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
PEER FOR YOU PUBLIC COMPANY LIMITED reported trailing-twelve-month revenue of about 452M THB (latest available figure, as of Nov 7, 2026).
What is the intrinsic value of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PEER FOR YOU PUBLIC COMPANY LIMITED it is 0.0800 THB per share (as of Nov 7, 2026), against a price of 0.1300 THB. It is the blended result of 1 valuation models in 1 family (Asset-Based).
Is PEER FOR YOU PUBLIC COMPANY LIMITED stock overvalued or undervalued in 2026?
As of Nov 7, 2026, PEER trades above its calculated fair value: price 0.1300 THB, fair value 0.0800 THB, a gap of about −38% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PEER?
No. The price is what the market pays today (0.1300 THB); the fair value is what the company's own numbers justify (0.0800 THB). For PEER FOR YOU PUBLIC COMPANY LIMITED the two are 0.0500 THB per share apart. That gap is exactly why we show both numbers side by side.
How much is PEER FOR YOU PUBLIC COMPANY LIMITED worth?
The market values PEER FOR YOU PUBLIC COMPANY LIMITED at about 137M THB (market capitalisation, as of Nov 7, 2026). Per share that is 0.1300 THB; our models calculate a fair value of 0.0800 THB per share.
What do the bullish and bearish scenarios say about PEER?
Our models span a range for PEER FOR YOU PUBLIC COMPANY LIMITED: cautious scenario 0.0500 THB, base 0.0800 THB, optimistic 0.1000 THB per share (as of Nov 7, 2026, price 0.1300 THB). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
Balance-sheet figures for PEER FOR YOU PUBLIC COMPANY LIMITED (as of Nov 7, 2026): return on equity −30.1%, debt of 0.05 per unit of equity. They feed the Quality Score of 38/100, which measures business quality independently of the share price.
How far is PEER from its 52-week high?
PEER FOR YOU PUBLIC COMPANY LIMITED trades at 0.1300 THB, about 19% below its 52-week high of 0.1600 THB and 63% above the low of 0.0800 THB (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 0.0800 THB is for.
Which stocks are comparable to PEER FOR YOU PUBLIC COMPANY LIMITED?
From the same area (Industrials) we also value Cintas Corporation, Thomson Reuters Corporation, Copart, Inc, Global Payments Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PEER FOR YOU PUBLIC COMPANY LIMITED stock attractive at the current price?
The data as of Nov 7, 2026: price 0.1300 THB, calculated fair value 0.0800 THB (−38%), Quality Score 38/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PEER calculated?
We run PEER FOR YOU PUBLIC COMPANY LIMITED through 1 models from 1 family: Asset-Based. Every model gets the same audited fundamentals; the fair value of 0.0800 THB builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. PEER FOR YOU PUBLIC COMPANY LIMITED itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
The closing price on Nov 6, 2026 was 0.1300 THB. Our model-based fair value is 0.0800 THB, about 38% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PEER FOR YOU PUBLIC COMPANY LIMITED right now?
The price sits above even our optimistic bull case (0.1000 THB). The favourable scenario is already priced in. Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (0.0500 THB to 0.1000 THB) leaves room in how you read the outcome.

Key figures of PEER FOR YOU PUBLIC COMPANY LIMITED

How large is the market capitalisation of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
The market capitalisation of PEER FOR YOU PUBLIC COMPANY LIMITED is 137M THB (≈ $4.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
The price-to-sales ratio of PEER FOR YOU PUBLIC COMPANY LIMITED is 0.30 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
Earnings per share at PEER FOR YOU PUBLIC COMPANY LIMITED are −0.2200 THB. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
The net margin of PEER FOR YOU PUBLIC COMPANY LIMITED is −48.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
The return on equity (ROE) of PEER FOR YOU PUBLIC COMPANY LIMITED is −30.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
On an EBIT basis the return on assets of PEER FOR YOU PUBLIC COMPANY LIMITED is −9.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
The operating margin of PEER FOR YOU PUBLIC COMPANY LIMITED is −21.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PEER FOR YOU PUBLIC COMPANY LIMITED (PEER)?
Revenue at PEER FOR YOU PUBLIC COMPANY LIMITED is growing +4.7% versus a year earlier (3y avg −10.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does PEER FOR YOU PUBLIC COMPANY LIMITED (PEER) generate?
The free cash flow of PEER FOR YOU PUBLIC COMPANY LIMITED is −48.2M THB (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does PEER FOR YOU PUBLIC COMPANY LIMITED (PEER) carry?
The net debt of PEER FOR YOU PUBLIC COMPANY LIMITED is 17.9M THB (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch PEER FOR YOU PUBLIC COMPANY LIMITED in the live analysis

One click puts PEER FOR YOU PUBLIC COMPANY LIMITED on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.