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NCR Voyix Corporation (VYX) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of NCR Voyix Corporation stock $6.38, price $9.75, that is 34.6% below the price, quality 45 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

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Technology US

NV NCR Voyix Corporation logo Thin data Nov 6, 2026

NCR Voyix Corporation

VYX · US
Expensive, weak quality

Our calculation puts a fair price 35% below what the stock costs today.

Positive coverage
Quality 45/100
Moderate debt
Insiders sold $104,550 (6M)
Revenue last quarter 21% below a year ago.
Fair value $6.38 · Overvalued (−34.6%)
Weak Growth (revenue 5y −15.4 %/yr in USD)
Loss-making · 3.0% net margin (TTM) · excl. one-off gain FY2025 -1.0%
Negative free cash flow
Trails peers (2/11)
Narrow moat 30/100
Thin data
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Price vs Fair Value

$27.17 $6.15 Fair Value $6.38 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.

How to read this chart

60‑month range $6.15 – $27.17 · fair‑value band $5.51 – $8.30 · the $9.75 price screens above the $6.38 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.

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Company profile

NCR Voyix Corporation provides digital commerce solutions for retail stores and restaurants in the United States, the Americas, the Asia Pacific, Europe, the Middle East, and Africa. The company operates through Retail and Restaurants segments.

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It offers application program interface connectivity to retail software platforms and applications, hardware terminals, self-service kiosks, including self-checkout, payment processing and merchant acquiring solutions, and bar-code scanners for enterprise and mid-market retailers in the convenience fuel retail and department specialty retail industries, as well as grocery stores, drug stores, and big box retailers.

The company also provides POS hardware and software solutions; payment processing; and installation and maintenance services, as well as managed and professional services for restaurants and food service establishment, including quick service, table service and fast casual restaurants.

In addition, it offers Voyix Commerce Platform; and back-office solutions, including payment, data and analytics, inventory, and scheduling and labor management solutions.

Further, the company provides online ordering; white-labeled websites and mobile applications; Aloha Next by Voyix; and consumer experience, loyalty and marketing.

It also provides professional, field break-fix, restaurant managed, installation services, and connected service desk; and fixed and mobile point-of-sale and consumer display terminals, self-checkout hardware, kiosks, kitchen display systems, printers, cash drawers, keyboards, handheld scanners and payment terminals, and ordering kiosks.

The company was formerly known as NCR Corporation and changed its name to NCR Voyix Corporation in October 2023. The company was incorporated in 1884 and is headquartered in Atlanta, Georgia.

Stock analysis

NCR Voyix Corporation (VYX) currently trades at $9.75, while our model-based Fair Value estimate is $6.38, 35% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Multiples group reads highest at a median of $8.52 per share, and 1 of the 6 models we run sit above the $9.75 price.

Bear case: the Earnings-Based group reads lowest at $2.53, and 5 of the 6 models stay below the price. Data coverage for this calculation is low.

Scenario range: $5.51 (bear) to $8.30 (bull), the price of $9.75 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 45/100 (below-average quality), in the Technology sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

NCR Voyix Corporation reported revenue of $2.7B in FY2025 versus $3.7B in FY2021, a compound −7.6%/yr. Reported net income was $42.0M in FY2025, compounding −18.9%/yr from FY2021.

Key figures

Market cap $1.3B Small · P/S ratio 0.54 · EPS (TTM) $0.2900 · Net margin 3.0% · Return on equity 5.3% · Return on assets (EBIT) −0.6% (5-year average) · Operating margin 2.5% · Revenue (TTM) $2.5B.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 30 out of 100 (medium confidence).

What moves the price

The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat.

The share trades about 14% below its 52-week high and 59% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Technology peers we cover trades at 28% fair-value upside, at −35%, VYX screens richer than that median.

Fair Value models

Bear $5.51 Fair Value $6.38 Bull $8.30
Price $9.75 · Downside -34.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.2479 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income $5.51 $5.50 $5.63 71
Graham-Dodd $2.07 $2.53 $2.84 67
Growth-Adj P/E $4.47 $6.38 $8.30 67
All 6 models by family
Earnings-Based
Graham-Dodd $2.07 $2.53 $2.84 67
Multiples
P/E Multiple $6.39 $8.52 $10.65 63
P/S Multiple $3.88 $5.17 $6.46 58
EV/EBITDA $15.24 $23.62 $31.99 66
Economic Profit
Residual Income $5.51 $5.50 $5.63 71
Growth Earnings
Growth-Adj P/E $4.47 $6.38 $8.30 67

Open the full fair value analysis →

Quality Score breakdown

Overall quality 45/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 29
How much profit the company makes from its sales and capital
Quality Growth 44
Are margins and returns getting better?
Cashflow 0
Do the profits arrive as real cash?
Financial strength 23
Debt, balance sheet and risk of trouble
Investment 92
Does it invest with discipline instead of growing at any price?
Low Volatility 13
How calm the share price moves, does not count
Price momentum 46
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 43
Distance to the 52-week high, does not count
New shares 95
Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, one officer or director sold shares worth $104,550 and none bought.

  • SaleBeimnet TadeleEVP & President, Restaurants12,750 shares at $8.20$104,550Aug 13, 2026

Plus 12 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 14/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−4.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−15.4%
Start year 2020 (pandemic). Over 10 years: −8.3% a year
Revenue growth 30 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.6%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
−36.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−36.0%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−33.5% vs −15.5%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.4% → 1%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 6.4%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.

VYX screens overvalued: fair value 35% below the price. Compare with International Business Machines Corporation →

Earlier news

News mood ⓘNews mood, the average tone of recent news (99 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Positive
Recent news coverage is more positive than average.

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 479 stocks

Beats the industry median on 2/11 measures
Overall it trails its industry peers.
Valuation
Quality Score 45 · Bottom 25%
Fair Value upside −34.6% · Below median
Profitability
Return on equity (12 months) 5.3% · Below median
Return on assets 1.1% · Below median
Net margin (12 months) 3.0% · Below median
Operating margin (12 months) 2.5% · Below median
Growth and dividend
Revenue growth (quarter YoY) −20.8% · Bottom 25%
Balance sheet
Debt / equity 0.95× · Highest 25%

Valuation Multiplesvs Information Technology Services median · lower = cheaper

P/B 1.16× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months) 0.53× · Cheapest 25%
EV/EBITDA 8.8× · Cheaper than median
PEG 2.68× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 41
FUTURE (revenue growth)0 · sector 31
PAST (return on equity)21 · sector 36
HEALTH (low debt)52 · sector 98
DIVIDEND (yield)0 · sector 40

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Information Technology Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Cognizant Technology Solutions Corporation CTSH $64.72 $139.68 +116% vs VYX
Capgemini SE CAP €126.90 €223.11 +76% vs VYX
Wipro Limited WIPRO ₹198.00 ₹287.86 +45% vs VYX
Infosys Limited INFY ₹1,181 ₹1,655 +40% vs VYX
Accenture plc ACN $260.50 $332.90 +28% vs VYX
Tata Consultancy Services Limited TCS ₹2,499 ₹2,993 +20% vs VYX
HCL Technologies Limited HCLTECH ₹1,440 ₹1,602 +11% vs VYX
Amadeus IT Group AMS €60.52 €66.57 +10% vs VYX
Broadridge Financial Solutions, Inc BR $190.40 $161.18 −15% vs VYX
International Business Machines Corporation IBM $245.00 $185.39 −24% vs VYX

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NCR Voyix Corporation: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "NCR Voyix Corporation Fair Value". https://www.fairvalue-calculator.com/stock/VYX

Frequently asked questions

Is NCR Voyix Corporation (VYX) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $6.38 versus a price of $9.75, about 35% lower (overvalued).
What is the fair value of VYX?
Our model-based fair value for NCR Voyix Corporation is $6.38 (as of Nov 6, 2026), built from audited fundamentals. The current price: $9.75.
What is the quality score of VYX?
NCR Voyix Corporation has a Quality Score of 45/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for NCR Voyix Corporation (VYX)?
Our model-based price target is the fair value of $6.38 (as of Nov 6, 2026) from 6 valuation models. Cautious scenario $5.51, optimistic scenario $8.30. It is a calculation from audited fundamentals, not an analyst target.
What is the NCR Voyix Corporation stock forecast for 2026?
Our models put fair value at $6.38, about 35% lower versus a price of $9.75 (overvalued). Cautious scenario $5.51, optimistic scenario $8.30. The calculation is refreshed regularly with new filings.
What is the revenue of NCR Voyix Corporation (VYX)?
NCR Voyix Corporation reported trailing-twelve-month revenue of about $2.5B (latest available figure, as of Nov 6, 2026).
Does NCR Voyix Corporation pay a dividend?
NCR Voyix Corporation does not currently pay a dividend.
What is the intrinsic value of NCR Voyix Corporation (VYX)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For NCR Voyix Corporation it is $6.38 per share (as of Nov 6, 2026), against a price of $9.75. It is the blended result of 6 valuation models in 4 families (Earnings-Based, Multiples, Economic Profit, Growth Earnings).
Is NCR Voyix Corporation stock overvalued or undervalued in 2026?
As of Nov 6, 2026, VYX trades above its calculated fair value: price $9.75, fair value $6.38, a gap of about −35% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of VYX?
No. The price is what the market pays today ($9.75); the fair value is what the company's own numbers justify ($6.38). For NCR Voyix Corporation the two are $3.37 per share apart. That gap is exactly why we show both numbers side by side.
How much is NCR Voyix Corporation worth?
The market values NCR Voyix Corporation at about $1.3B (market capitalisation, as of Nov 6, 2026). Per share that is $9.75; our models calculate a fair value of $6.38 per share.
What do the bullish and bearish scenarios say about VYX?
Our models span a range for NCR Voyix Corporation: cautious scenario $5.51, base $6.38, optimistic $8.30 per share (as of Nov 6, 2026, price $9.75). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of VYX?
The PEG ratio of NCR Voyix Corporation is 2.68 (P/E divided by earnings growth, as of Nov 6, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of NCR Voyix Corporation (VYX)?
Balance-sheet figures for NCR Voyix Corporation (as of Nov 6, 2026): return on equity 5.3%, debt of 0.95 per unit of equity. They feed the Quality Score of 45/100, which measures business quality independently of the share price.
How far is VYX from its 52-week high?
NCR Voyix Corporation trades at $9.75, about 14% below its 52-week high of $11.33 and 59% above the low of $6.15 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $6.38 is for.
Which stocks are comparable to NCR Voyix Corporation?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is NCR Voyix Corporation stock attractive at the current price?
The data as of Nov 6, 2026: price $9.75, calculated fair value $6.38 (−35%), Quality Score 45/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of VYX calculated?
We run NCR Voyix Corporation through 6 models from 4 families: Earnings-Based, Multiples, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $6.38 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. NCR Voyix Corporation itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of NCR Voyix Corporation (VYX)?
The closing price on Nov 6, 2026 was $9.75. Our model-based fair value is $6.38, about 35% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with NCR Voyix Corporation right now?
The price sits above even our optimistic bull case ($8.30). The favourable scenario is already priced in. Weak quality (45/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.

Key figures of NCR Voyix Corporation

How large is the market capitalisation of NCR Voyix Corporation (VYX)?
The market capitalisation of NCR Voyix Corporation is $1.3B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of NCR Voyix Corporation (VYX)?
The price-to-sales ratio of NCR Voyix Corporation is 0.54 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of NCR Voyix Corporation (VYX)?
Earnings per share at NCR Voyix Corporation are $0.2900. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of NCR Voyix Corporation (VYX)?
The net margin of NCR Voyix Corporation is 3.0% (last twelve months), excl. one-off gain FY2025 −1.0%. How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of NCR Voyix Corporation (VYX)?
The return on equity (ROE) of NCR Voyix Corporation is 5.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of NCR Voyix Corporation (VYX)?
On an EBIT basis the return on assets of NCR Voyix Corporation is −0.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of NCR Voyix Corporation (VYX)?
The operating margin of NCR Voyix Corporation is 2.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at NCR Voyix Corporation (VYX)?
Revenue at NCR Voyix Corporation is growing −20.8% versus a year earlier (3y avg −5.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at NCR Voyix Corporation (VYX)?
Earnings per share at NCR Voyix Corporation are growing −60.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does NCR Voyix Corporation (VYX) generate?
The free cash flow of NCR Voyix Corporation is −$375M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does NCR Voyix Corporation (VYX) carry?
The net debt of NCR Voyix Corporation is $1.4B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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