Alinma Bank vs Jollibee Foods: Fair Value & Quality
Both stocks run through our valuation models. Here is how Alinma Bank (1150) and Jollibee Foods (JFC) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Jollibee Foods as the more attractively valued of the two: Alinma Bank trades at SAR 24.05 versus a fair value of SAR 27.72 (+15%), while Jollibee Foods trades at PHP 146 versus PHP 210 (+44%).
Alinma Bank
1150.SR · SAR · Financials
+15%
upside to fair value
undervalued
PriceSAR 24.05
Fair ValueSAR 27.72
Quality31/100
Jollibee Foods
JFC.PSE · PHP · Consumer Discretionary
+44%
upside to fair value
undervalued
PricePHP 146
Fair ValuePHP 210
Quality62/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Alinma BankJollibee Foods
Valuation
12.1×P/E (TTM)49.4×
1.72×P/S (TTM)—
0.40×P/B—
0.5×EV/EBITDA—
Profitability
59%Net margin0%
65%Operating margin0%
14%Return on equity—
2%Return on assets0%
Growth
2%Revenue growth (YoY)0%
14.1%Avg. growth/yr (3Y)12.9%
15.8%Avg. growth/yr (5Y)18.7%
Balance & size
—Debt / equity0.87×
$19BMarket cap$2B
expensiveGrowth qualityhealthy
Alinma Bank leads: 6 to 1 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Alinma Bankof which business quality 27 · market factors 42Jollibee Foodsof which business quality 58 · market factors 25
ProfitabilityMargins and returns on capital today
38
47
Quality GrowthAre margins and returns improving?
51
58
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
31
83
Low VolatilityCalm price path (market factor)
50
53
MomentumPrice trend over the last 3–12 months (market factor)
48
15
52W MomentumDistance to the 52-week high (market factor)
25
11
Net IssuanceBuybacks instead of dilution
40
81
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Alinma Bank
Dividend DiscountSAR 17.51
MultiplesSAR 25.12
Asset-BasedSAR 10.77
Economic ProfitSAR 18.81
5 of 6 models see the stock below the current price.
Jollibee Foods
DCF ModelsPHP 347
Earnings-BasedPHP 152
Dividend DiscountPHP 24.58
MultiplesPHP 235
Asset-BasedPHP 51.31
Growth DCFPHP 395
Economic ProfitPHP 167
Growth EarningsPHP 216
6 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Alinma Bank
Bear SAR 20.79Fair Value SAR 27.72Bull SAR 34.65
SAR 24.05 = current price (white tick)
Jollibee Foods
Bear PHP 158Fair Value PHP 210Bull PHP 263
PHP 146 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Alinma Bank · Financials
Quality score31 · bottom 25%
Fair value upside+15% · above median
Jollibee Foods · Consumer Discretionary
Quality score62 · Top 25%
Fair value upside+44% · Top 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Jollibee Foods as the more attractively valued of the two: Alinma Bank trades at SAR 24.05 versus a fair value of SAR 27.72 (+15%), while Jollibee Foods trades at PHP 146 versus PHP 210 (+44%).
Jollibee Foods has the higher quality score (62/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
