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STOCK COMPARISON

Umm Al Qura for Development and Construction Company SCJSC vs Corem Property Group AB (publ): Fair Value & Quality

Both stocks run through our valuation models. Here is how Umm Al Qura for Development and Construction Company SCJSC (4325) and Corem Property Group AB (publ) (CORE-D) compare, as of Sep 5, 2026.

As of Sep 5, 2026, Fair Value Calculator sees Umm Al Qura for Development and Construction Company SCJSC as the less overvalued of the two: Umm Al Qura for Development and Construction Company SCJSC trades at SAR 17.19 versus a fair value of SAR 11.60 (-33%), while Corem Property Group AB (publ) trades at SEK 230 versus SEK 122 (-47%).
Umm Al Qura for Development and Construction Company SCJSC
4325.SR · SAR · Real Estate
-33%
upside to fair value
overvalued
PriceSAR 17.19
Fair ValueSAR 11.60
Quality68/100
Corem Property Group AB (publ)
CORE-D.ST · SEK · Real Estate
-47%
upside to fair value
overvalued
PriceSEK 230
Fair ValueSEK 122
Quality38/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Umm Al Qura for Development and Construction Company SCJSCCorem Property Group AB (publ)
Valuation
28.2×P/E (TTM)
2.55×P/S (TTM)9.68×
0.40×P/B1.91×
13.4×EV/EBITDA24.4×
−32.5%Fair value upside−46.9%
Dividend yield0.0%
Dividend per shareSEK 0.10
Profitability
121%Operating margin62%
EBIT margin trend (5Y)0.84×
6%Return on equity-16%
2%Return on assets2%
Growth
-84%Revenue growth (YoY)-12%
91.3%Avg. growth/yr (3Y)-8.3%
344.0%Avg. growth/yr (5Y)31.1%
+47.0%Value creation/yr
Balance & size
13.6×Interest coverage (EBIT/interest)1.7×
0.45×Debt / equity1.06×
$6BMarket cap$32B
healthyGrowth qualityweak

Umm Al Qura for Development and Construction Company SCJSC leads: 10 to 0 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Umm Al Qura for Development and Construction Company SCJSCof which business quality 66 · market factors 40 Corem Property Group AB (publ)of which business quality 38 · market factors 47
ProfitabilityMargins and returns on capital today
36
2
Quality GrowthAre margins and returns improving?
84
21
CashflowEarnings quality: real cash, not paper profit
89
92
Fin. StrengthBalance sheet, leverage, solvency risk
66
18
InvestmentDisciplined investing over empire-building
74
100
Low VolatilityCalm price path (market factor)
64
60
MomentumPrice trend over the last 3–12 months (market factor)
39
41
52W MomentumDistance to the 52-week high (market factor)
15
45
Net IssuanceBuybacks instead of dilution
50
11

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyUmm Al Qura for Development and Construction Company SCJSCPrice SAR 17.19Corem Property Group AB (publ)Price SEK 230
DCF Models+4%close to the priceSAR 17.88-95%below the priceSEK 10.84
Multiples-32%below the priceSAR 11.62-90%below the priceSEK 23.82
Asset-Based-57%below the priceSAR 7.39-96%below the priceSEK 8.61
Growth DCF+5%close to the priceSAR 18.12-97%below the priceSEK 7.41
Economic Profit-47%below the priceSAR 9.05n/a
Minimum-57%below the priceSAR 7.39-97%below the priceSEK 7.41
Maximum+5%close to the priceSAR 18.12-90%below the priceSEK 23.82
Median-32%below the priceSAR 11.62-96%below the priceSEK 9.73
Geometric mean-30%below the priceSAR 12.03-95%below the priceSEK 11.33

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Umm Al Qura for Development and Construction Company SCJSC: 10 of 14 models see the stock below the current price.

Corem Property Group AB (publ): 11 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Umm Al Qura for Development and Construction Company SCJSC
Bear SAR 7.49Fair Value SAR 11.60Bull SAR 14.50
SAR 17.19 = current price (white tick)
Corem Property Group AB (publ)
Bear SEK 36.00Fair Value SEK 122Bull SEK 208
SEK 230 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Umm Al Qura for Development and Construction Company SCJSC · Real Estate

Quality score68 · Top 25%
Fair value upside-33% · below median

Corem Property Group AB (publ) · Real Estate

Quality score38 · bottom 25%
Fair value upside-47% · bottom 25%

Bottom line

As of Sep 5, 2026, Fair Value Calculator sees Umm Al Qura for Development and Construction Company SCJSC as the less overvalued of the two: Umm Al Qura for Development and Construction Company SCJSC trades at SAR 17.19 versus a fair value of SAR 11.60 (-33%), while Corem Property Group AB (publ) trades at SEK 230 versus SEK 122 (-47%).

Umm Al Qura for Development and Construction Company SCJSC has the higher quality score (68/100).

See the full analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.