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STOCK COMPARISON

Banca Monte dei Paschi di Siena SpA vs Bank Central Asia Tbk: Fair Value & Quality

Both stocks run through our valuation models. Here is how Banca Monte dei Paschi di Siena SpA (BMPS) and Bank Central Asia Tbk (BBCA) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: Banca Monte dei Paschi di Siena SpA trades at €11.88 versus a fair value of €9.88 (-17%), while Bank Central Asia Tbk trades at IDR 6,350 versus IDR 6,087 (-4%).
Banca Monte dei Paschi di Siena SpA
BMPS.MI · EUR · Financials
-17%
upside to fair value
overvalued
Price€11.88
Fair Value€9.88
Quality54/100
Bank Central Asia Tbk
BBCA.JK · IDR · Financials
-4%
upside to fair value
fairly valued
PriceIDR 6,350
Fair ValueIDR 6,087
Quality59/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Banca Monte dei Paschi di Siena SpABank Central Asia Tbk
Valuation
7.8×P/E (TTM)13.1×
7.98×P/S (TTM)6.99×
1.35×P/B2.70×
38.3×EV/EBITDA9.0×
0.96×PEG2.86×
8.0%Dividend yield5.4%
€0.86Dividend per shareIDR 336
Profitability
60%Net margin53%
48%Operating margin68%
13%Return on equity23%
2%Return on assets4%
Growth
96%Revenue growth (YoY)3%
14.7%Avg. growth/yr (3Y)9.3%
9.4%Avg. growth/yr (5Y)10.2%
Balance & size
1.76×Debt / equity
$38BMarket cap$76B
healthyGrowth qualityhealthy

Banca Monte dei Paschi di Siena SpA leads: 7 to 6 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Banca Monte dei Paschi di Siena SpAof which business quality 39 · market factors 89 Bank Central Asia Tbkof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
34
45
Quality GrowthAre margins and returns improving?
60
46
CashflowEarnings quality: real cash, not paper profit
77
89
Fin. StrengthBalance sheet, leverage, solvency risk
21
19
InvestmentDisciplined investing over empire-building
33
75
Low VolatilityCalm price path (market factor)
62
79
MomentumPrice trend over the last 3–12 months (market factor)
100
29
52W MomentumDistance to the 52-week high (market factor)
100
26
Net IssuanceBuybacks instead of dilution
0
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Banca Monte dei Paschi di Siena SpA

DCF Models€2.15
Earnings-Based€7.43
Dividend Discount€3.85
Multiples€15.19
Asset-Based€6.17
Economic Profit€8.89
Growth Earnings€13.55

8 of 11 models see the stock below the current price.

Bank Central Asia Tbk

DCF ModelsIDR 11,901
Earnings-BasedIDR 5,663
MultiplesIDR 7,755
Asset-BasedIDR 1,535
Growth DCFIDR 10,556
Economic ProfitIDR 5,973
Growth EarningsIDR 8,213

9 of 24 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Banca Monte dei Paschi di Siena SpA
Bear €7.40Fair Value €9.88Bull €12.34
€11.88 = current price (white tick)
Bank Central Asia Tbk
Bear IDR 4,565Fair Value IDR 6,087Bull IDR 7,609
IDR 6,350 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Banca Monte dei Paschi di Siena SpA · Financials

Quality score54 · below median
Fair value upside-17% · below median

Bank Central Asia Tbk · Financials

Quality score59 · above median
Fair value upside-4% · below median

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: Banca Monte dei Paschi di Siena SpA trades at €11.88 versus a fair value of €9.88 (-17%), while Bank Central Asia Tbk trades at IDR 6,350 versus IDR 6,087 (-4%).

Bank Central Asia Tbk has the higher quality score (59/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.