EN DE
STOCK COMPARISON

BPER Banca SpA vs Bank Central Asia Tbk: Fair Value & Quality

Both stocks run through our valuation models. Here is how BPER Banca SpA (BPE) and Bank Central Asia Tbk (BBCA) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: BPER Banca SpA trades at €14.72 versus a fair value of €9.64 (-35%), while Bank Central Asia Tbk trades at IDR 6,350 versus IDR 6,087 (-4%).
BPER Banca SpA
BPE.MI · EUR · Financials
-35%
upside to fair value
overvalued
Price€14.72
Fair Value€9.64
Quality59/100
Bank Central Asia Tbk
BBCA.JK · IDR · Financials
-4%
upside to fair value
fairly valued
PriceIDR 6,350
Fair ValueIDR 6,087
Quality59/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

BPER Banca SpABank Central Asia Tbk
Valuation
13.0×P/E (TTM)13.1×
5.17×P/S (TTM)6.99×
1.96×P/B2.70×
20.0×EV/EBITDA9.0×
0.65×PEG2.86×
5.0%Dividend yield5.4%
€0.65Dividend per shareIDR 336
Profitability
30%Net margin53%
52%Operating margin68%
13%Return on equity23%
1%Return on assets4%
Growth
24%Revenue growth (YoY)3%
21.3%Avg. growth/yr (3Y)9.3%
20.6%Avg. growth/yr (5Y)10.2%
Balance & size
1.20×Debt / equity—
$32BMarket cap$76B
healthyGrowth qualityhealthy

BPER Banca SpA leads: 7 to 6 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

BPER Banca SpAof which business quality 43 · market factors 86 Bank Central Asia Tbkof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
35
45
Quality GrowthAre margins and returns improving?
53
46
CashflowEarnings quality: real cash, not paper profit
93
89
Fin. StrengthBalance sheet, leverage, solvency risk
22
19
InvestmentDisciplined investing over empire-building
45
75
Low VolatilityCalm price path (market factor)
76
79
MomentumPrice trend over the last 3–12 months (market factor)
85
29
52W MomentumDistance to the 52-week high (market factor)
100
26
Net IssuanceBuybacks instead of dilution
0
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

BPER Banca SpA

DCF Models€16.11
Earnings-Based€8.51
Multiples€10.63
Asset-Based€5.33
Growth DCF€17.64
Economic Profit€6.55
Growth Earnings€14.47

14 of 24 models see the stock below the current price.

Bank Central Asia Tbk

DCF ModelsIDR 11,901
Earnings-BasedIDR 5,663
MultiplesIDR 7,755
Asset-BasedIDR 1,535
Growth DCFIDR 10,556
Economic ProfitIDR 5,973
Growth EarningsIDR 8,213

9 of 24 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

BPER Banca SpA
Bear €7.23Fair Value €9.64Bull €12.05
€14.72 = current price (white tick)
Bank Central Asia Tbk
Bear IDR 4,565Fair Value IDR 6,087Bull IDR 7,609
IDR 6,350 = current price (white tick)

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

BPER Banca SpA · Financials

Quality score59 · above median
Fair value upside-35% · below median

Bank Central Asia Tbk · Financials

Quality score59 · above median
Fair value upside-4% · below median

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees Bank Central Asia Tbk as the less overvalued of the two: BPER Banca SpA trades at €14.72 versus a fair value of €9.64 (-35%), while Bank Central Asia Tbk trades at IDR 6,350 versus IDR 6,087 (-4%).

Bank Central Asia Tbk has the higher quality score (59/100).

See the full analysis →
BPER Banca SpA · Bank Central Asia Tbk

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Related to BPER Banca SpA

Alphabet Inc Class C vs Verizon CommunicationsAlphabet Inc Class C vs At&tAlphabet Inc Class C vs NetEaseAmazon.com vs Toyota Motor Corporation

Related to Bank Central Asia Tbk

Amazon.com vs PDD HoldingsAmazon.com vs Sony GroupMeta Platforms vs Verizon CommunicationsMeta Platforms vs At&t
Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.