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STOCK COMPARISON

Choice International vs Morgan Stanley: Fair Value & Quality

Both stocks run through our valuation models. Here is how Choice International (CHOICEIN) and Morgan Stanley (MS) compare, as of Sep 27, 2026.

As of Sep 27, 2026, Fair Value Calculator sees Morgan Stanley as the more attractively valued of the two: Choice International trades at ₹751 versus a fair value of ₹78.88 (−89.5%), while Morgan Stanley trades at $196 versus $314 (+60.0%).
Choice International
CHOICEIN.NSE · INR · Financials
−89.5%
upside to fair value
overvalued
Price₹751
Fair Value₹78.88
Quality50/100
Morgan Stanley
MS · USD · Financials
+60.0%
upside to fair value
undervalued
Price$196
Fair Value$314
Quality66/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Choice InternationalMorgan Stanley
Valuation
66.9×P/E (TTM)16.0×
n/aForward P/E (FY2026)15.1×
15.26×P/S (TTM)4.02×
9.64×P/B2.80×
47.5×EV/EBITDA20.7×
n/aPEG1.76×
−89.5%Fair value upside+60.0%
n/aDividend yield2.1%
n/aDividend per share$4.15
Profitability
30.1%Operating margin41.6%
1.28×EBIT margin trend (5Y)0.66×
16.2%Return on equity18.0%
7.7%Return on assets1.4%
Growth
21.8%Revenue growth (YoY)28.0%
43.3%Avg. growth/yr (3Y)22.5%
47.2%Avg. growth/yr (5Y)18.3%
+37.6%Value creation/yr+8.4%
Balance & size
4.3×Interest coverage (EBIT/interest)0.4×
0.24×Debt / equity3.13×
$2BMarket cap$313B
expensiveGrowth qualitymixed

Even match: 7 to 7 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Choice Internationalof which business quality 46 · market factors 56 Morgan Stanleyof which business quality 61 · market factors 60
ProfitabilityMargins and returns on capital today
49
31
Quality GrowthAre margins and returns improving?
62
56
CashflowEarnings quality: real cash, not paper profit
0
100
Fin. StrengthBalance sheet, leverage, solvency risk
57
26
InvestmentDisciplined investing over empire-building
21
82
Low VolatilityCalm price path (market factor)
81
58
MomentumPrice trend over the last 3–12 months (market factor)
47
60
52W MomentumDistance to the 52-week high (market factor)
44
62
Net IssuanceShare count: buybacks or dilution?
97
87

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyChoice InternationalPrice ₹751Morgan StanleyPrice $196
DCF Models−66.8%below the price₹250+108.9%above the price$410
Earnings-Based−46.4%below the price₹403+9.3%close to the price$215
Dividend Discountn/a−59.2%below the price$80.18
Multiples−84.6%below the price₹116−39.1%below the price$120
Asset-Based−93.3%below the price₹50.27−75.7%below the price$47.62
Growth DCFn/a+234.3%above the price$656
Economic Profit−89.7%below the price₹77.38−51.0%below the price$96.23
Minimum−93.3%below the price₹50.27−75.7%below the price$47.62
Maximum−46.4%below the price₹403+234.3%above the price$656
Median−84.6%below the price₹116−39.1%below the price$120
Geometric mean−82.0%below the price₹135−19.2%below the price$159

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Choice International: 7 of 7 models see the stock below the current price.

Morgan Stanley: 7 of 13 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Choice International
Price ₹751
Fair Value ₹78.88
Bear ₹61.56Bull ₹137
Morgan Stanley
Price $196
Fair Value $314
Bear $105Bull $429

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Choice International · Financials

Quality score50 · below median
Fair value upside−89.5% · bottom 25%

Morgan Stanley · Financials

Quality score66 · Top 25%
Fair value upside+60.0% · Top 25%

Bottom line

As of Sep 27, 2026, Fair Value Calculator sees Morgan Stanley as the more attractively valued of the two: Choice International trades at ₹751 versus a fair value of ₹78.88 (−89.5%), while Morgan Stanley trades at $196 versus $314 (+60.0%).

Morgan Stanley has the higher quality score (66/100).

Open Morgan Stanley live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.