Cloud Technologies S.A vs Microsoft: Fair Value & Quality
Both stocks run through our valuation models. Here is how Cloud Technologies S.A (CLD) and Microsoft (MSFT) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Cloud Technologies S.A trades at PLN 99.00 versus a fair value of PLN 38.35 (-61%), while Microsoft trades at $500 versus $274 (-45%).
Cloud Technologies S.A
CLD.WAR · PLN · Information Technology
-61%
upside to fair value
overvalued
PricePLN 99.00
Fair ValuePLN 38.35
Quality82/100
Microsoft
MSFT · USD · Information Technology
-45%
upside to fair value
overvalued
Price$500
Fair Value$274
Quality68/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Cloud Technologies S.AMicrosoft
Valuation
44.9×P/E (TTM)22.9×
2.19×P/S (TTM)8.99×
1.46×P/B8.33×
4.5×EV/EBITDA15.6×
—PEG1.19×
1.0%Dividend yield0.9%
PLN 1.10Dividend per share$3.56
Profitability
21%Net margin39%
22%Operating margin46%
13%Return on equity34%
10%Return on assets15%
Growth
17%Revenue growth (YoY)18%
0.2%Avg. growth/yr (3Y)12.4%
0.2%Avg. growth/yr (5Y)14.5%
Balance & size
—Debt / equity0.12×
$115MMarket cap$2.9T
mixedGrowth qualityexpensive
Microsoft leads: 4 to 8 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Cloud Technologies S.Aof which business quality 79 · market factors 81Microsoftof which business quality 65 · market factors 51
ProfitabilityMargins and returns on capital today
64
75
Quality GrowthAre margins and returns improving?
68
53
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
93
1
Low VolatilityCalm price path (market factor)
59
57
MomentumPrice trend over the last 3–12 months (market factor)
92
48
52W MomentumDistance to the 52-week high (market factor)
87
51
Net IssuanceBuybacks instead of dilution
89
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Cloud Technologies S.A
DCF ModelsPLN 37.38
Earnings-BasedPLN 27.84
MultiplesPLN 39.18
Asset-BasedPLN 12.10
Growth DCFPLN 31.42
Economic ProfitPLN 22.22
Growth EarningsPLN 33.29
22 of 22 models see the stock below the current price.
Microsoft
DCF Models$289
Earnings-Based$189
Dividend Discount$61.93
Multiples$206
Asset-Based$30.98
Growth DCF$201
Economic Profit$184
Growth Earnings$276
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Cloud Technologies S.A
Bear PLN 27.62Fair Value PLN 38.35Bull PLN 49.90
PLN 99.00 = current price (white tick)
Microsoft
Bear $159Fair Value $274Bull $358
$500 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Cloud Technologies S.A · Information Technology
Quality score82 · Top 25%
Fair value upside-61% · below median
Microsoft · Information Technology
Quality score68 · Top 25%
Fair value upside-45% · below median
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Cloud Technologies S.A trades at PLN 99.00 versus a fair value of PLN 38.35 (-61%), while Microsoft trades at $500 versus $274 (-45%).
Cloud Technologies S.A has the higher quality score (82/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
