Cloud Technologies S.A (CLD) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Cloud Technologies S.A stock PLN 42.24, price PLN 106, that is 60.2% below the price, quality 86 out of 100. Rating: strongly overvalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range 19.69 PLN – 135.50 PLN · fair‑value band 30.53 PLN – 54.83 PLN · the 106.00 PLN price screens above the 42.24 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Cloud Technologies S.A. engages in the big data marketing and data monetization businesses. It operates through Data Monetization and Other segments.
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The company offers a data management platform (DMC) technology under the OnAudience.com brand that is used for collecting and processing data about Internet users worldwide.
It also provides data-based solutions, including audience data used in online advertising and for AI training; and proprietary technology for data integration and management. The company was incorporated in 2011 and is headquartered in Warsaw, Poland.
Stock analysis
Cloud Technologies S.A (CLD) currently trades at 106.00 PLN, while our model-based Fair Value estimate is 42.24 PLN, 60% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 48.27 PLN per share, and 0 of the 24 models we run sit above the 106.00 PLN price.
Bear case: the Dividend Discount group reads lowest at 11.99 PLN, and 24 of the 24 models stay below the price. Data coverage for this calculation is high.
Scenario range: 30.53 PLN (bear) to 54.83 PLN (bull), the price of 106.00 PLN sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 86/100 (high quality), in the Technology sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Cloud Technologies S.A reported revenue of 50.7M PLN in FY2025 versus 55.1M PLN in FY2021, a compound −2.1%/yr. Reported net income was 9.3M PLN in FY2025, compounding +0.4%/yr from FY2021.
Key figures
Market cap 489M PLN (≈ $125M) Micro · P/E ratio 31.1 · P/S ratio 8.31 · EPS (TTM) 3.41 PLN · Dividend yield 1.0% · Net margin 29.9% · Return on equity 21.5% · Return on assets (EBIT) 12.5% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 83 out of 100 (low confidence).
What moves the price
The share trades about 22% below its 52-week high and 99% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −11% fair-value upside, at −60%, CLD screens richer than that median.
Fair Value models
Bear30.53 PLNFair Value 42.24 PLNBull54.83 PLN
Price 106.00 PLN · Downside -60.2%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (1.98 PLN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.86/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
≈ +15.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year≈ +14.6%
Dividend (yield on the price)1.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.base effect: 14.6% / −7.4%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−5% → 26%
⚠ Base effect: the rate starts in the earnings trough around 2020 (starting value 1.04 per share, median 4.42 in 2016 to 2018). It measures the recovery from the trough, not lasting growth.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+24.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Poland: IMF forecast 3.1% a year to 2030, 4.6% from 2016 to 2025) that is about +20.4% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 346 stocks
Beats the industry median on 6/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score86 · Top 25%
Fair Value upside−60.2% · Bottom 25%
Profitability
Return on equity (12 months)21.5% · Top 25%
Return on assets10.3% · Top 25%
Net margin (12 months)29.9% · Top 25%
Operating margin (12 months)42.5% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)53.8% · Top 25%
Dividend yield (12 months)1.0% · Below median
Valuation Multiplesvs Software - Infrastructure median · lower = cheaper
P/E (12 months)31.1× · Pricier than median
P/B6.19× · Priciest 25%
P/S (12 months)8.31× · Priciest 25%
Price / free cash flow (fiscal year)33.5× · Pricier than median
EV/EBITDA16.5× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 25
FUTURE (revenue growth)100· sector 60
PAST (return on equity)86· sector 23
HEALTH (low debt)100· sector 98
DIVIDEND (yield)21· sector 31
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Cloud Technologies S.A (CLD) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 42.24 PLN versus a price of 106.00 PLN, about 60% lower (overvalued).
What is the fair value of CLD?
Our model-based fair value for Cloud Technologies S.A is 42.24 PLN (as of Nov 7, 2026), built from audited fundamentals. The current price: 106.00 PLN.
What is the quality score of CLD?
Cloud Technologies S.A has a Quality Score of 86/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Cloud Technologies S.A (CLD)?
Our model-based price target is the fair value of 42.24 PLN (as of Nov 7, 2026) from 24 valuation models. Cautious scenario 30.53 PLN, optimistic scenario 54.83 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the Cloud Technologies S.A stock forecast for 2026?
Our models put fair value at 42.24 PLN, about 60% lower versus a price of 106.00 PLN (overvalued). Cautious scenario 30.53 PLN, optimistic scenario 54.83 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of Cloud Technologies S.A (CLD)?
Cloud Technologies S.A reported trailing-twelve-month revenue of about 58.9M PLN (latest available figure, as of Nov 7, 2026).
Does Cloud Technologies S.A pay a dividend?
Cloud Technologies S.A currently shows a dividend yield of 1.04% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Cloud Technologies S.A (CLD) and when is the ex-dividend date?
Cloud Technologies S.A pays a dividend of 1.10 PLN per share a year, a dividend yield of 1.0%. The last ex-dividend date was Jun 18, 2026. The payout ratio is 32.3% of earnings. Free cash flow covers the dividend 2.96 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Cloud Technologies S.A (CLD)?
For today's price to be fair in a discounted-cash-flow model, Cloud Technologies S.A would have to grow free cash flow by +24.2 % per year for five years (discount rate 12.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +0.2 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of CLD use?
Our models discount Cloud Technologies S.A at 12.1 %: a base by market capitalisation (micro), damped by beta 0.51, country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Cloud Technologies S.A that is +24.2 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (12.1 %) and the same formula as our fair value.
How much growth has Cloud Technologies S.A (CLD) delivered so far?
Over the past 5 years revenue at Cloud Technologies S.A grew +0.2 % a year. The price currently implies free-cash-flow growth of +24.2 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Cloud Technologies S.A (CLD) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into Cloud Technologies S.A (+24.2 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Cloud Technologies S.A (CLD)?
The free-cash-flow yield on the price is 3.15 %: that much free cash flow Cloud Technologies S.A produces per unit of market value. When it exceeds the discount rate of our models (12.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Cloud Technologies S.A (CLD)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Cloud Technologies S.A it is 42.24 PLN per share (as of Nov 7, 2026), against a price of 106.00 PLN. It is the blended result of 24 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Cloud Technologies S.A stock overvalued or undervalued in 2026?
As of Nov 7, 2026, CLD trades above its calculated fair value: price 106.00 PLN, fair value 42.24 PLN, a gap of about −60% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CLD?
No. The price is what the market pays today (106.00 PLN); the fair value is what the company's own numbers justify (42.24 PLN). For Cloud Technologies S.A the two are 63.76 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is Cloud Technologies S.A worth?
The market values Cloud Technologies S.A at about 489M PLN (market capitalisation, as of Nov 7, 2026). Per share that is 106.00 PLN; our models calculate a fair value of 42.24 PLN per share.
What do the bullish and bearish scenarios say about CLD?
Our models span a range for Cloud Technologies S.A: cautious scenario 30.53 PLN, base 42.24 PLN, optimistic 54.83 PLN per share (as of Nov 7, 2026, price 106.00 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CLD?
Cloud Technologies S.A trades at a price-to-earnings ratio of 31.1 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 42.24 PLN is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2016 to 2025), reported earnings: 21.5. Other multiples: P/B 6.2, P/S 8.3, EV/EBITDA 16.5.
How solid is the balance sheet of Cloud Technologies S.A (CLD)?
Balance-sheet figures for Cloud Technologies S.A (as of Nov 7, 2026): return on equity 21.5%. They feed the Quality Score of 86/100, which measures business quality independently of the share price.
How far is CLD from its 52-week high?
Cloud Technologies S.A trades at 106.00 PLN, about 22% below its 52-week high of 135.50 PLN and 99% above the low of 53.29 PLN (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 42.24 PLN is for.
Which stocks are comparable to Cloud Technologies S.A?
From the same area (Technology) we also value Microsoft Corporation, Oracle Corporation, Palantir Technologies Inc, Palo Alto Networks, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Cloud Technologies S.A stock attractive at the current price?
The data as of Nov 7, 2026: price 106.00 PLN, calculated fair value 42.24 PLN (−60%), Quality Score 86/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CLD calculated?
We run Cloud Technologies S.A through 24 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 42.24 PLN builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Cloud Technologies S.A itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Cloud Technologies S.A (CLD)?
The closing price on Nov 6, 2026 was 106.00 PLN. Our model-based fair value is 42.24 PLN, about 60% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Cloud Technologies S.A right now?
A high-quality business (quality 86/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. The price sits above even our optimistic bull case (54.83 PLN). The favourable scenario is already priced in.
Key figures of Cloud Technologies S.A
How large is the market capitalisation of Cloud Technologies S.A (CLD)?
The market capitalisation of Cloud Technologies S.A is 489M PLN (≈ $125M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Cloud Technologies S.A (CLD)?
The price-to-sales ratio of Cloud Technologies S.A is 8.31 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Cloud Technologies S.A (CLD)?
Earnings per share at Cloud Technologies S.A are 3.41 PLN (price ÷ EPS = P/E 31.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Cloud Technologies S.A (CLD)?
The dividend yield of Cloud Technologies S.A is 1.0% (payout 32.3%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Cloud Technologies S.A (CLD)?
The net margin of Cloud Technologies S.A is 29.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Cloud Technologies S.A (CLD)?
The return on equity (ROE) of Cloud Technologies S.A is 21.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Cloud Technologies S.A (CLD)?
On an EBIT basis the return on assets of Cloud Technologies S.A is 12.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Cloud Technologies S.A (CLD)?
The operating margin of Cloud Technologies S.A is 42.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Cloud Technologies S.A (CLD)?
Revenue at Cloud Technologies S.A is growing +53.8% versus a year earlier (3y avg +0.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Cloud Technologies S.A (CLD)?
Earnings per share at Cloud Technologies S.A are growing +33.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Cloud Technologies S.A (CLD) hold?
Cloud Technologies S.A holds more cash than debt, 2.1M PLN net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Broad data
Nov 7, 2026